Personal Finance (Not Investing) • How to Pay for Medical School
I am 30 y/o and am in a position where I would like to leave my current role and become a physician. I wanted to get opinions on if I should just pay out of pocket or get some type of loans.I am in...
View ArticlePersonal Investments • Am I on the right path - living off brokerage?
Long time lurker, first time poster.Emergency funds: None, pension hasn't vested yet so if I am fired in the next three years, I would get what I contributed to the pension which thus far is $20k....
View ArticlePersonal Investments • Investment math on when parent could consider giving...
Common scenario for the forum but one worth continuing to talk through. All framed around safe withdrawal rates and risk I think.Curious if anyone has a good framework to apply to make things more...
View ArticleInvesting - Theory, News & General • Allowing Allocation Drift in Withdrawal
Let's say you enter the withdrawal phase with a moderately conservative AA.Is there a case to be made for then allowing allocation drift (not rebalancing) for the remainder of retirement?From a...
View ArticlePersonal Investments • Retirement Investing For A 30 something Year Old
Hi there,Longtime lurker, first time poster. I am a late bloomer (mid-late 30's) in regards to retirement investing. I have a question regarding where my wife and I should invest excess cash in...
View ArticlePersonal Investments • Series I bonds vs. conventional if inflation is low or...
Are series I bonds the superior long-term option in taxable - compared to conventional bonds - as long as the I bonds have some level of fixed rate - ? And/or, what if inflation goes back to 1-2% and...
View ArticleInvesting - Theory, News & General • confused about ex-US today (Friday,...
Indexes in Europe and Asia were all up today, yet my ex-US ETFs are down. NAV decrease is not due to dividends.Can anybody explain?Statistics: Posted by feh — Fri Sep 27, 2024 3:04 pm — Replies 16 —...
View ArticleInvesting - Theory, News & General • Gifting to Children
We are 68 & 63, have won the game so to speak, presently have savings of around 45-50 times of our annual expenses.We are looking to gift money to our children who are 40 & 32, we do give...
View ArticlePersonal Investments • Two Questions - 1-ObamaCare - tax exempt / VMSXX...
Hello!As you can see from my other posts, I am kind of on a sabbatical after hitting my FI number. I have an ObamaCare question and a COBRA question, each. The two questions are below. 1. COBRA first....
View ArticleNon-US Investing • Late to Transitioning to Brokerage -- question
I am finally transitioning to the new Vanguard brokerage account, but when I get to the end, I need to certify 4 "tax statements", one of which is: "The FATCA code(s) entered on this form (if any)...
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Personal Finance (Not Investing) • Saving for a House vs Retirement Savings
Hey Bogleheads, know this is an age old quesiotn and I realize this is somewhat of a personal opinion/YMMV question, but hoping for some thoughts on best way of thinking of how to save for a house. I...
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Personal Consumer Issues • What size TV to get
Hi all,We recently moved int our house and the previous owner left their 65" mounted Plasma TV (link below) on the wall. We want to replace the TV but are unsure as to what size to get. Our viewing...
View ArticlePersonal Investments • Active Bond Funds Rec'd by Schwab
My Charlies Schwab broker set me up with a fixed income expert of theirs since I've been putting a lot of money into municipal bond ETFs, namely VTEB and SCMB.The bond guy recommends Wasmer Schroeder...
View ArticlePersonal Finance (Not Investing) • How Much House Can Elderly Mom Afford?
Briefly: mom is 90, owns her very modest home outright and would like to (ok, mostly *I* would like her to, but she is coming around to the idea) move to a higher end, serviced suburban rental closer...
View ArticlePersonal Investments • Where does Vanguard invest my settlement fund and is...
For the Vanguard personal brokerage, how do I check where exactly are my settlement funds are invested at any given moment ?When I signed up for a Vanguard account, I read their documents and think I...
View ArticlePersonal Consumer Issues • Justifying Tesla Purchase
I really really like the car. Want it bad. Just having a difficulty time justifying the purchase.Assuming I get the model 3 LR I have 2 options1. $520/month for 3 year lease. No down. 10k mileage per...
View ArticlePersonal Consumer Issues • Help understanding new car purchase
I’m in the process of getting quotes from multiple dealers for a new car purchase. Assuming I go through with it, this will be my first new car, so just trying to gain an understanding of the...
View ArticlePersonal Investments • How to optimize 401(k) Rollover to Rollover IRA &...
My 61 yo husband recently left his job and has the current retirement accounts (for the purpose of this post, I’m leaving out our taxable and my retirement accounts):Schwab PCRA 401(k) = 550K (pre-tax...
View ArticleNon-US Investing • [UK] Can I retire yet at 45, check
Hello,I wanted to do a check with this great community on the possibility of RE. I believe I'm already FI. Reason for ask is that I'm a bit heavy with real estate and relatively not heavy on ISAs or...
View ArticlePersonal Finance (Not Investing) • Liabilities - 2nd marriage, adult kids
My fiance will be moving in with me after our marriage, and is considering keeping his (paid-for) house to allow his adult son to live in. There will be no rent, he will continue to pay property taxes...
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