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Personal Consumer Issues • Bitwarden desktop not working or responding Win 11
Windows 11Anyone else have/had this issue? Works fine in Chrome, but the desktop app would not launch I had to reinstall the program (though I did backup my vault first via Chrome)Somewhat unsettling...
View ArticlePersonal Investments • Fidelity funds in Vanguard Roth IRA?
Hello, I tried searching for this topic and couldn't find the answer. Are there downsides or fees associated with buying, holding, or one day withdrawing funds from a Fidelity fund (FSPSX) in a Roth...
View ArticlePersonal Finance (Not Investing) • Should I buy a home now?
Hello all,I have heard a lot about this forum. First time poster.I moved to central new jersey early 2022. At the time I had a decent sum of money ~120k. Being a veteran I figured I could always use...
View ArticlePersonal Finance (Not Investing) • RMD Calculation when funds between...
Vanguard Trad'l IRA Money left VG prior to 12/31/23 and didn't arrive at Trad'l TSP account until after 12/31/23. Therefore, the transfer amount was not included in either the VG 12/31/23 calculation...
View ArticlePersonal Investments • Advice on parking $200,000
Dad has $200,000 in his account after selling the house. He is 78 and retired comfortably out of the country with another $100,000 in his savings account there. Expenses currently $1000 a monthHe has...
View ArticlePersonal Finance (Not Investing) • Any reason not to take advantage of...
I will be travelling to India for a close friend's wedding in a few months and just booked my flights which came out to ~$2700 round trip. While I can, and was originally planning to, pay for it in...
View ArticlePersonal Consumer Issues • Credit card charge back for purchases from a...
My son goes to a private school where school uniforms are required. I ordered and paid for the required uniforms at the end of June. The total purchase was about $500. The uniform company has been...
View ArticlePersonal Finance (Not Investing) • Would it be foolish to not take advantage...
I understand we can't speculate on future legislation, but without doing that, I'm wondering if general advice would be to take advantage of every step-up in basis available now, as opposed to waiting...
View ArticlePersonal Finance (Not Investing) • What happens if I don't cash a check?
I closed down an account with a credit union three months ago to simplify my financial life. Instead of ACH-pushing the compulsory $5 in the savings account I had to keep with them as a condition of...
View ArticlePersonal Investments • Managing a windfall, unique circumstances
I recently received a windfall of $1 million (net). I am in medical residency, so my income is ~$80k/yr, household income $140k. Income will be $450k in 2.5 years upon graduating. Our expenses are...
View ArticlePersonal Consumer Issues • Just laid off, no idea about 2025 income, how to...
If I use my income from 2024, i won't be eligible for ACA. I have no idea whether I will become employed again in 2025. How do I estimate income for 2025 while enrolling in 2025 ACA so as to be...
View ArticlePersonal Finance (Not Investing) • My uncle was tricked by a Facebook scam
Long story short, my uncle got scammed online and sent multiple checks worth about $60k to try and recover his Facebook account. I know it sounds crazy but it’s true. The other person has already...
View ArticlePersonal Finance (Not Investing) • Limited use FSA + HSA and spouse non-HSA...
Current scenario:- I'm enrolled with our children in my company's HDHP and make the maximum yearly contribution to my HSA from my paycheck.*- Wife is enrolled with our children in a non-HDHP health...
View ArticlePersonal Investments • First post in 10 yrs. Somehow I got rich…
-Cliff notes: started a company in November 2014.-Current Age 41-ZERO DEBT in personal life or business!!!-INCOME: over $500k/yr and increasing yearly-10 yrs later I have a paid off house $750k.-$550k...
View ArticlePersonal Investments • Convert from IRA to Roth and then withdraw immediately
I'm over 70.5 years without earned income, so it is impossible for me to contribute to my Roth IRA. I start RMDs next year and I know that Roth conversions do not qualify as RMDs.My question involves...
View ArticlePersonal Investments • Close end funds
I have just entered a small position in each of the following close end funds: Asgi, Megi, Andy,Pdi. Anyone else following these? I’m also new to CEF’s. Looking for additional yield instruments. Any...
View ArticlePersonal Consumer Issues • Overwhelming choices for glucose monitor gizmos....
Here's an article on a health consumer use product called a "something" that measures blood glucose.https://docreviews.me/2023/01/03/review ... pV7q95fAyfThis is more overwhelming that hearing aids...
View ArticlePersonal Investments • Delay bridge for Social Security, retirement income plan
Hi,Assuming my wife & I retire when I turn 55, I'd like to get some advice on how best to build a 15 year social security delay bridge using secure income to cover basic essential living expenses...
View ArticlePersonal Investments • Are You Participating in Direct Indexing
Hello, I've been retire for some time now. I'm always looking and researching subjects on how to better my investment knowledge. Some info I act on and some I don't. Is anyone out there participating...
View ArticleInvesting - Theory, News & General • Different portfolio turnover rates...
I have both VCIT (Vanguard Intermediate-Term Corporate Bond ETF) that tracks Bloomberg U.S. 5–10 Year Corporate Bond Index, and IGIB (iShares 5-10 Year Investment Grade Corporate Bond ETF) that tracks...
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