Personal Consumer Issues • New to computer/ console games
Despite being a EE and a computer nerd, I have completely missed the gaming revolution (aside from understanding its technical evolution). I think Myst in 1997 was the last game I played.I'd love to...
View ArticlePersonal Consumer Issues • At home wifi coverage
What is the best course of action to take with poor wifi coverage at home? We have an on going issue with no wifi in one room in our home. It may be due to the router's location (main floor in living...
View ArticlePersonal Finance (Not Investing) • Morgan Stanley banking experiences
Hey folks! I'm looking to consolidate my accounts. Got too many between checking, savings, retirements, credit cards etc. Right now I've got checking, savings and a couple credit cards with U.S. Bank...
View ArticlePersonal Investments • Portfolio Review Request-1 year from retirement
Hi everyone,Long time lurker, first post. If anyone is willing, I would appreciate a second (or more) pair of eyes on my general intention to retire within the next year. I'd appreciate any feedback...
View ArticleInvesting - Theory, News & General • Choosing Roth Conversion Account...
I am 63 and my wife is 53. This year, for the first time, I am going to do a Roth conversion. I can convert about 30k and remain in the 12% bracket (and also keep my qualified dividends in the 0%...
View ArticleInvesting - Theory, News & General • Interesting Interview with Charlie...
Goes against the BH method of passing investing with index funds but Morningstar has an interview with a legend in investing, Charlie Dreifus. Charlie is portfolio manager of the Royce Special Equity...
View ArticlePersonal Investments • Spend down taxable in order to max out tax-advantaged?
I've hit my FIRE number and decided to downshift and work part-time. For the past few years, I've maxed out my IRA and 401k, including the mega backdoor. If I max out my pre-tax 401k only, my net...
View ArticlePersonal Investments • 401k Plan
Hi everyone,I’m looking for some feedback on a 401(k) allocation recommended by my company’s financial advisor (which I’m currently following). The suggested allocation is:** 30% to the Vanguard...
View ArticlePersonal Consumer Issues • 1Password to BitWarden....worth it?
We (family of 4) have used 1P for almost 15 years with very few complaints.I recently have been reading privacy blogs which claim that Bitwarden is superior to 1Password, mostly because it is open...
View ArticlePersonal Investments • New employer 403B plan
Hello,I've started a new employer and need help figuring out the 3-Fund portfolio with the options within the 403B plan. The American Funds Capital World (RWGX) and the American Funds EuroPacific Gr...
View ArticlePersonal Investments • Selling stock in retirement, taxation, sustainable...
Helping a 78 year old family member who has approximately $211,000 saved, plus $1000/month in social security. Here is the breakdown: In Brokerage Accounts at Vanguard:59,000 in a Traditional IRA...
View ArticlePersonal Consumer Issues • Dress shirts with 30/31 length sleeves?
Where can you buy dress shirts with shorter 30/31 length sleeves?Which brands have that smaller size?Would prefer to buy something on Amazon if possible.Statistics: Posted by teelainen — Thu Nov 07,...
View ArticlePersonal Finance (Not Investing) • Roll your own Monte Carlo simulation...
I've revisited my Monte Carlo projections recently and once again come to the question of what assumptions I should use. I'm setting up a testing scheme where I can run simulations on a withdrawal...
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Personal Investments • 403b contribution
Hi,I am trying to plan next year contribution by front loading max allowance. I plan to work only half year (Jan - June 2025), then travel the world a bit Some relevant information below:- 50 years -...
View ArticlePersonal Consumer Issues • Can Kaiser Drs Send Prescriptions to Non-Kaiser...
I'm considering changing my health insurance to Kaiser's HDHP (I'm not eligible for Medicare yet) and was wondering if a Kaiser doctor could send a prescription to Mark Cuban's Cost Plus Drugs, for...
View ArticleInvesting - Theory, News & General • When do you change your stance?
Everyday, there is someone who say they are tired their international or bonds under performing and want to get rid of it. The usual comment from BH is if the asset no longer fit their Investment...
View ArticlePersonal Finance (Not Investing) • Direct transfer of assets
[Topic is now in Personal Finance (Not Investing) - mod mkc]I'm assisting my mother in transferring retirement assets from a pre-tax TSA/403b held in an annuity at Brighthouse Insurance company into a...
View ArticlePersonal Investments • How am I doing so far with my savings?
Trying to keep track of my finances and see where I am at. I want to retire early no later than 55 years old and my goal is to be around 4-5 million for retirement. Preferably more but at minimum 4-5...
View ArticlePersonal Investments • Early ARM Payoff
I'm the fool who took a 2.875% 10/1 ARM in 2020, instead of locking for 30 years @ 3.25%. This was pre-bogleheads, so that's my excuse! I want to think ahead to a possible 2030 payoff, as it may...
View ArticlePersonal Investments • Fidelity equivalents to vanguard
Hello At Vanguard, I use mainly VTI, VOO, BND and also corresponding mutual funds I recently opened a Roll over IRA and Roth IRA at Fidelity and am looking to find equivalent funds at Fidelity Which...
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