Personal Consumer Issues • USPS Signed My Name
A postman signed my name and claimed he handed a package directly to me when instead he simply left the package at the mailbox. This dishonesty and laziness upsets me. The shipper paid for a service...
View ArticlePersonal Investments • Housing - top or bottom?
East side of Seattle - for locals - do you think we’re at a top or bottom currently?Housing seems expensive - but if we factor out inflation the last few years - I wonder if we’re at a local bottom...
View ArticlePersonal Investments • 401k rollover questions
Early 2025 I am planning on leaving my current job. I have a 401k through Empower with this employer and the fees are high and of course limited on options for investing.With that said I want to roll...
View ArticlePersonal Finance (Not Investing) • Airline Compensation Requirements during...
Daughter is stranded in Europe, as multi-segment flight home was cancelled due to this current computer mess. Unfortunately, it was booked via Expedia...Spain to France to USA ... on different...
View ArticlePersonal Investments • Problem Funding Custodial Roth with UTMA
We just transferred earnings from our son's Fidelity Youth account into his Vanguard Custodial Roth IRA. No different than transferring cash from my checking account to my Vanguard brokerage...
View ArticleInvesting - Theory, News & General • Any new investing books written...
Hi, I wanted to see if any new books have been written since the bond bear market? All of my favorites such as “Random Walk” and “Winning the Loser’s Game” haven’t been updated since the wild bear...
View ArticlePersonal Investments • Roth 401k to Roth IRA Rollover Questions
I searched the boards for about 15 minutes (yes- I could have searched longer...), but I could not find a thread covering my exact situation. Here's the background:2014- Started making Roth 401k...
View ArticlePersonal Investments • Aggressive Roth options for 16-year old
Would you strongly favor one over the other?Vanguard Target Retirement 2070 (has 10% bond)70% VOO / 30% VXUSTilted: 50%-60% VOO / 30% VXUS / 10%-20% VBR or VIOVSeparately we have a a small UTMA...
View ArticlePersonal Finance (Not Investing) • What to look for in estate plan/ attorney
I’m starting my estate planning journey and wondering what to look for to assess if an attorney is right or not. What are key components of plans that Bogleheads typically get? And as an aside - any...
View ArticlePersonal Finance (Not Investing) • OKC: Family New to Oklahoma
My sister is moving to Oklahoma City for a new job. None of us have any connections there and their family have only lived in large cities. 1) The work is around Midwest City and also further east...
View ArticleInvesting - Theory, News & General • Ishares defined maturity bond etf...
To keep this simple, say the 2030 corp.bond etf IBDV is at 5% to maturity. It pays out monthly distributions.So does Blackrock stating you should earn 5% if you hold to maturity include you...
View ArticlePersonal Finance (Not Investing) • How do tax deductions work?
My state offers state tax deductions for 529 contributions. I contributed 5k last year and got like $150 worth of tax deduction. Are deductions not 1:1?Statistics: Posted by bogleschwabber — Sat Jul...
View ArticlePersonal Investments • Total bond funds and maturity
Is maturity an issue with vbtlx? How is it similar or different to buying an individual bond with regards to maturity?Statistics: Posted by bogleschwabber — Sat Jul 20, 2024 6:27 pm — Replies 3 —...
View ArticleInvesting - Theory, News & General • Is anyone using Fidelity Baskets?
This is mostly a question of curiosity. Is anyone using Fidelity Baskets?It seems like you can select some ETFs and put them into a basket, along with a target allocation. For example, something like...
View ArticlePersonal Finance (Not Investing) • Getting rid of PMI
Has anyone had success getting rid of pmi after an appraisal? Bank is asking for $199 for an appraisal. Any tips to help get rid of pmi? Thanks!Statistics: Posted by Lynn2024 — Sat Jul 20, 2024 7:00...
View ArticlePersonal Investments • Brokers and Discounted DRIP program
For closed end funds that drip at a discount it seems Fidelity enrolls you in that program automatically so you get the best price. Did anyone know if Vanguard and Schwab do the same? I was recently...
View ArticlePersonal Consumer Issues • Upgrade to Windows 11 ?
I am content at present running Windows 10 but I believe Microsoft support, security & updates may not last sometime beyond a year. Is it appropriate to upgrade to Windows 11 now ??As it is...
View ArticlePersonal Investments • Selecting funds for a Solo 401k
Hi, Bogleheads! I'm so grateful for you! Please forgive the long post, but I am quite knew to this and would very much appreciate your advice.I am brand new to this site; just read the Bogleheads...
View ArticlePersonal Finance (Not Investing) • RMD withholding to eliminate estimate tax
I recently heard a Ed Slott interview where he talked about a client that withhold 100% of their RMD for taxes. I have been directing my mom to pay estimate tax but she keeps complaining about having...
View ArticlePersonal Investments • What to do with $200,000 inheritance?
Hello,I am 24 and about to begin law school. I will not be working while in school and have planned on taking out CoL loans while I'm here. I'm anticipating at least $150k in student loan debt by the...
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