Personal Finance (Not Investing) • Is it okay to leave out a comma when...
I am updating my account beneficiaries to my Trust. When I tried doing it at Vanguard they do not allow special characters such as a comma. For example, if my Trust name is something like this "DOE...
View ArticleInvesting - Theory, News & General • 2025 401k Contribution Limits
Is there any idea/forecast as to what 2025 401k Contribution Limits will be?Statistics: Posted by bmelikia — Mon Jul 22, 2024 6:47 pm — Replies 3 — Views 616
View ArticleInvesting - Theory, News & General • Bogle’s son had an actively managed...
I just read it in Psychology of Money. Wow.Statistics: Posted by NostraHistoria — Mon Jul 22, 2024 7:21 pm — Replies 8 — Views 1054
View ArticlePersonal Finance (Not Investing) • Pay off commercial loan or not given...
Hello everyone, I need help making a decision. Here is my situation:I own a piece of commercial property that is rented out to two businesses. Current loan amount is about $455k @ 4.8%. Monthly...
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Personal Investments • another portfolio review :)
hi everyone! i've just started a new job and would love some advice re: 401(k) investments. here is my current portfolio according to the template:Emergency funds: I have one year of expenses...
View ArticlePersonal Finance (Not Investing) • Old address listed as current address with...
I've been facing a frustrating issue with TransUnion for over a year now. Despite my efforts to correct my primary address on my profile, it remains inaccurately listed. The address they have on file...
View ArticlePersonal Investments • Should I sell or continue to rent it out?
Hi,I own a property, and I am deciding whether to sell it or continue renting it out. I lived in it for more than 2 years in last 5 years so it is free from capital gain tax for $250k. This is the...
View ArticlePersonal Finance (Not Investing) • Questions on filing Form 5500
Hi everyone,We opened a business in my wife's name few years ago as a single member LLC and opened a Solo 401(k) based on the past advice in this forum in Fidelity. After that, based on new CPA advice...
View ArticlePersonal Investments • Newlyweds Seeking Guidance
Couple recently married with no real personal finance/investing knowledge. We are trying our best to be self-taught and believe this forum and its members can be an asset for us to start on the right...
View ArticlePersonal Investments • How to find the value for older bonds
My husband bought some ibonds and ee bonds as of 2004. They are electronic bonds. I apologize, but I do not know anything about bonds. I would like to figure out what's their current value and the...
View ArticlePersonal Investments • How to pull off assets allocation change
I am about 8 years into my investing journey. When I first, started, I follow the portfolio line up of a podcast host I listen to because it was an easy way to just get started. For the first 6 years,...
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Personal Investments • Use highly concentrated stock for financial security
Hi all,I've held on to NVIDIA but I strongly believe it's time to reduce risk and use the capital gains to secure my family's financial future. If down the road, FIRE is an option for ourselves, we'll...
View ArticlePersonal Investments • USFR vs FDLXX vs FDZXX
I apologize in advance for what appears to be the hundredth thread on this topic. However I've not able to figure out an answer to my scenario. I've also tried using the MM Optimizer tool, but that...
View ArticleInvesting - Theory, News & General • How to do backdoor-roth of 7k for...
I'm trying to do backdoor-Roth contribution of which there's a limit of 7k for 2024.So I transferred exact 7k USD from my bank account (after-tax money) into the trad-IRA.But the trad-IRA already had...
View ArticlePersonal Consumer Issues • 529 plan misc expense
Hi..I will use 529 funds to help out my nephew with grad school...he will not live in campus housing but is interested in a commuter student meal plan that adds about $1000/semester to the tuition and...
View ArticlePersonal Investments • RSU Question
Dear Bogleheads,I'm trying to help out a coworker. As part of her compensation package, she received an offer letter from a company stating, "You will be granted Restricted Share Units (the "RSUs")...
View ArticlePersonal Investments • asset allocation, AND LOCATION, for international bonds
Greetings, When you go to Vanguard's portfolio analysis on the website, if you are not invested in 20-40% international bonds then a recommendation is made to do so. My question to you kind folks, is:...
View ArticlePersonal Finance (Not Investing) • HSA withdrawal, first
I had some substantive, nonrecurring medical expenses this year. I decided to take a withdrawal, my first ever, from my HSA at Fidelity, to helpcover these expenses.Since this is my first time, I'm...
View ArticlePersonal Finance (Not Investing) • Step-up in basis for real estate
My parents were asking me some questions about how a step-up in basis would work with one of their properties, and I wasn't quite sure the answers, so I thought I'd seek guidance here.The property is...
View ArticlePersonal Investments • Total Market vs Growth vs Value
Given that growth stocks have been on a tear, isn't a total market fund like Vanguard Total Stock (VTSAX) actually loaded with growth and more similar to Vanguard Growth Index (VIGAX)? So buying isn't...
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