Personal Finance (Not Investing) • Tax Implications of Large W-2 Windfall
Hi,I recently received a $600k payment from my employer after they were purchased by another company. I’ve never had anything like this happen before, and so I’m trying to understand the tax...
View ArticlePersonal Investments • Asset Location Changes
During my accumulation years, I put approximately 75/25 favoring equities in my IRA SEP, which is small sum relative to my entire portfolio. My thinking was that equities held for long-term growth was...
View ArticlePersonal Investments • Job change - 401k rollover options
I am changing job - I am evaluating options below for 401k rollover from old employer:1. Rollover to new employer 401k2. Rollover to IRA3. Don't do anything. Just keep it with old employerBH gurus,...
View ArticlePersonal Investments • Retirement Planning Gaping Holes
Have a few questions for retirement planning.Emergency funds: We have thisDebt: No debt, own houseTax Filing Status: Married Filing Jointly, no childrenTax Rate: 12% Federal, 4.25% StateState of...
View ArticlePersonal Investments • 401k rollover - Roth vs traditional
Hello I recently rolled over my Roth and traditional 401k to IRAs.I need to reinvest the cash into mix of 60 US/30 Int'l/10 bond ETF.These are the ETFs I'm looking at: VOO, VUG, VXUS, VTI, QQQM,...
View ArticlePersonal Investments • Need Suggestions For Bond Portion
I have never understood bond funds very well and have mostly shied away from them. Most of the bond side of my portfolio is either in CD's and treasuries or a small portion in managed fund but with...
View ArticlePersonal Finance (Not Investing) • beneficiary awkwardness (follow-up to TSP...
So about six months ago I posted about being asked to help my father access his wife's (my stepmother's) retirement account, to validate correct contact info, and withdraw an amount that would satisfy...
View ArticlePersonal Investments • AVGE vs VTI + VXUS in Taxable
I am trying to decide between a 1 fund approach with AVGE or a 2 fund approach with VTI + VXUS with a 60/40 ratio in my taxable account. The 1 fund approach with AVGE is appealing because it is ultra...
View ArticlePersonal Finance (Not Investing) • Bare Legal Title for Real Property in a...
I noticed that Fidelity Personal Trust Corporation requires that they hold bare legal title to any real property held in the revocable trust while the grantor is alive. I find it hard to believe that...
View ArticleNon-US Investing • [Belgium] Capital loss offsets (if any?) / methodology
My questions relate to capital gains taxation in Belgium:[I searched the Non-US Investing forum for answers - if I missed it, please feel free to re-direct me.] 1) If I realize a capital loss by...
View ArticlePersonal Investments • Lump Sum Payout vs Pension m-Good calculator (BAC offer)
Received an offer from Bank of America (BAC) for spouse to take a lump sum cash payment now, instead of taking a pension later. In this case, the amount is small (~$41K) from a company they worked for...
View ArticlePersonal Finance (Not Investing) • Dividend reinvestment on or off if you...
I plan to do some tax loss harvesting when possible. For those that TLH, do you turn dividend reinvestment on or off for your ETFs? My concern with leaving them on would be the 30-day rule and...
View ArticleInvesting - Theory, News & General • ETF with large unrealized gains -...
Hi, I have a position in an ETF which has a ER of 0.9%. It is a region ETF and it was the most competitive at the time of purchase. The ETF has grown about 100% since purchase. A competitive ETF is...
View ArticleInvesting - Theory, News & General • Bogleheads Conference: Know Before...
Dear Bogleheads,We are so excited to gather with you in Minneapolis for the Bogleheads Conference September 27-29. We have an amazing slate of speakers planned, as well as lots of activities to help...
View ArticlePersonal Investments • Vacation Home Purchase - Semi Retired, 401k,, Mortgage?
Hello,I am 58 and a semi-retired consultant with a pension that covers my very basic living expenses. My wife has a small part time income. I expect to continue making a pretty good intermittent...
View ArticlePersonal Consumer Issues • Recommendation Vacation involving food
My wife and I love good food. When we are on vacation we enjoy checking out new places to eat. Can anyone recommend a touring company that emphasizes good food? The particular region can be anywhere...
View ArticlePersonal Consumer Issues • Insurance adventure electrical panel
We live in California and many insurance agencies are pulling out. We were notified awhile ago by our agency and our insurance agent had us set up with another company. They had us take pictures in...
View ArticlePersonal Finance (Not Investing) • (Military) Should I purchase Survivor...
Hi, everyone. Need your help on a decision I will need to make in the coming weeks. I’m in the military and I’m scheduled to retire this year. My pension will be about $5345 a month going forward, but...
View ArticlePersonal Finance (Not Investing) • Reasons to use probate instead of a trust
.Estate planning often focuses on the benefits of a trust compared to probate.After studying the issue, it appears that probate for my estate might actually be preferable.But I’m not entirely sure my...
View ArticlePersonal Investments • Trying to figure out a discrepancy in my 401k (mega...
I'm not sure what I'm overlooking exactly, but there's something I can't figure out.YTD I've contributed a set percentage of my income as aftertax (not Roth) 401k contributions, which are then...
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