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Personal Investments • Treasuries for a 2-fund portfolio instead of TotalBond

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We are looking to glide our AA to reduce our stock exposure, and looking at the Bogleheads wiki article https://www.bogleheads.org/wiki/Two-fund_portfolio had a few questions we were hoping for help with:

1. If I follow Mr Buffet's recommendation of T-Bills, since they are <1year maturity: I would buy, wait till maturity, then buy again at whatever is the current rate on maturity and rinse and repeat?

2. Why not just buy a T-Note of a longer duration (5, 10 or even 30 years): T-Notes can be sold before maturity so seem to as liquid as the Bill without the need for recurring purchases.

3. Why does Mr Buffet recommend a Treasury Bill/Note instead of the Total/Intermediate Bond (Eg: VBTLX?) that John Bogle recommends in a 2-fund portfolio?

Statistics: Posted by carloslando — Sun Nov 03, 2024 7:22 pm — Replies 7 — Views 604



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