Personal Investments • elective deferral limit
Just making sure. Are there any income limit? I am in the College field so its 403b. For 2025 its $23500 plus $7500 catch up for 50 and over.Thanks.Statistics: Posted by svho — Sat Nov 02, 2024 5:04...
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Personal Investments • Beginner Investor :) Need Feedback/Criticism
Hi, I am 25 years old and I just started contributing to my Roth IRA this year. I've been doing research this past 2 weeks and I wanted some feedback on how I should go about investing my savings. I...
View ArticlePersonal Investments • 401k and 457 options with state pension
Emergency funds: Currently have 1 months of expenses and are working up to 3 months. Debt: Mortgage, 4.375% interest; recently paid off moderate credit card debtTax Filing Status: Married Filing...
View ArticlePersonal Finance (Not Investing) • Experiences So Far With FEHB Part D Options
Now that the "new" Part D options have been in a number of FEHB plans as an option for almost a year, I wondered if there are any comments/experiences so far. I did a thread on this earlier in the...
View ArticlePersonal Finance (Not Investing) • Auto insurance questions - please help.
Can I get some advice on how auto insurance works, please? Background: Two cars are involved in a collision. The drivers check on each other, determine that neither one is injured, that both cars have...
View ArticlePersonal Investments • Sell IXUS or SCHB in taxable?
It's time for me to fund another year's expenses, so I want to replace my 1 year T-Bill which just matured. ISP calls for 2 years expenses, renewed yearly. Effectively I will be doing this by selling...
View ArticlePersonal Finance (Not Investing) • Please help - Excess contribution...
I’d appreciate help correcting an excess contribution to a rollover IRA.The rollover was from a Fidelity 403(b) to a Fidelity IRA. After the rollover the 403 has a zero balance although I can still...
View ArticlePersonal Investments • Is there a point when the 3-fund portfolio doesn’t...
First off, I understand my situation is unique and I’m blessed beyond words. I don’t take it for granted and try to regularly give back to my community. With that said, I’m concerned my portfolio may...
View ArticlePersonal Investments • I Bond interest exclusion for 529 - considering action
Hello Bogleheads,I purchased $30k of I-Bonds with 1.6% fixed rate in Feb 2003.They are now worth about $75kWe have a 1-yr-old. We've started a 529 for him.We won't qualify for exclusion of I-Bond...
View ArticlePersonal Finance (Not Investing) • Pay RE Tax bill with Freedom card via Paypal?
Soo....RE tax bill is about $6K.If I pay with Paypal I get charged a 2.95% service fee.Freedom and Freedom Flex offer 5% bonus if you use Paypal.That said, that is 5% in points (potentially 7.5% if...
View ArticlePersonal Investments • Advice for mother in laws money
My mother in law recently sold her house and moved into a senior living community apartment. She sold her house for 340k. After social security and a small pension she needs about 200 to 300 dollars...
View ArticlePersonal Investments • Has anyone paid off a house then taken out a mortgage...
It would be interesting to hear from people that have paid off a mortgage, then reversed course and taken out another mortgage to invest in the market.The numerous strings advocating not paying off a...
View ArticlePersonal Investments • Large growth index funds
What are your thoughts on Large Growth index funds? I have been considering FSPGX from fidelity. It has been generating nice returns, better than the s&p 500. I know that won’t last forever. Seems...
View ArticleInvesting - Theory, News & General • Instead of SWR, why don't we do what...
During the BH conference, I learned that endowments are taking a totally different approach to their sustainable withdrawals.Instead of SWR method, which is taking a certain percentage and adding an...
View ArticlePersonal Investments • Portfolio review request - late 50's
My wife retired in April 2024 after thirty years as an ER nurse; I'm still working part-time (one or two days a week) as a physician assistant (PA).Two children - younger one is a college freshman;...
View ArticlePersonal Finance (Not Investing) • Wisconsin Lottery and Gaming Property Tax...
I just learned that there is a property tax credit in Wisconsin called the lottery and gaming credit. It applies to the property tax on a primary residence owned by a Wisconsin resident since at least...
View ArticlePersonal Investments • Retirement Options
Hello there, I'm fairly new to this and not sure if I should have a Target Retirement Fund or any other option. I'm in my 40s and have an IRA set to a target fund but I don't know whole lot about...
View ArticlePersonal Finance (Not Investing) • [Post surgery - Charged 757 dollars for...
[Title was "Post Ablation surgery. One Eliquis pill charged 757 dollars." --admin LadyGeek]On August 30th wife had second Ablation surgery. Before going home the nurse gave her one Eliquis pill at a...
View ArticlePersonal Investments • Treasuries for a 2-fund portfolio instead of TotalBond
We are looking to glide our AA to reduce our stock exposure, and looking at the Bogleheads wiki article https://www.bogleheads.org/wiki/Two-fund_portfolio had a few questions we were hoping for help...
View ArticlePersonal Finance (Not Investing) • HECM reverse mortgage for single person in...
I’m attempting to help a single person in their 90s identify possible options to get cash from their home equity. I’m just coming up to speed, so any thoughts/comments would be greatly appreciated.The...
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