I think my question says it all, but to expand a little...
I have a sizeable (to me) position in bond fund VBTLX. I understand (as discussed in another thread about bond fund NAVs going south) that while my fund's NAV is currently suffering in decline, I'm benefiting from increased dividends.
But what if I don't want these increased dividends? (Various reasons, however personal, one being that increased MAGI could put me over the cliff is ACA subsidies go away in 2026.) Is there some other investment option anyone can recommend to "lower" the annual income generated by the bond/fixed income portion of my portfolio (other than a bad investment!)? One option I've already done are MYGAs, but I've reached the limit on how much I want to invest in those.
I have a sizeable (to me) position in bond fund VBTLX. I understand (as discussed in another thread about bond fund NAVs going south) that while my fund's NAV is currently suffering in decline, I'm benefiting from increased dividends.
But what if I don't want these increased dividends? (Various reasons, however personal, one being that increased MAGI could put me over the cliff is ACA subsidies go away in 2026.) Is there some other investment option anyone can recommend to "lower" the annual income generated by the bond/fixed income portion of my portfolio (other than a bad investment!)? One option I've already done are MYGAs, but I've reached the limit on how much I want to invest in those.
Statistics: Posted by OkanePlease — Wed Jan 08, 2025 12:12 pm — Replies 12 — Views 534