Hi, there,
Wondering if anyone has suggestions for how to maintain a credit score, without using credit cards or a mortgage? I tend to spend too much on credit cards, and so debit cards work better for me. House is completely paid off.
Would like to keep a credit score in case I ever need it though.
Secured Share Loan with long duration is the best solution I've found so far. Any experience with it?
I've had success with Dave Ramsey's program, (baby step 7) but do want to keep a credit score more than I want to adhere to his dogma.
Ideas?
Thanks, Peter
Wondering if anyone has suggestions for how to maintain a credit score, without using credit cards or a mortgage? I tend to spend too much on credit cards, and so debit cards work better for me. House is completely paid off.
Would like to keep a credit score in case I ever need it though.
Secured Share Loan with long duration is the best solution I've found so far. Any experience with it?
I've had success with Dave Ramsey's program, (baby step 7) but do want to keep a credit score more than I want to adhere to his dogma.
Ideas?
Thanks, Peter
Statistics: Posted by peterwantstosave — Sun Jul 07, 2024 9:06 pm — Replies 6 — Views 282