Personal Finance (Not Investing) • Is anyone selling their house with 2%...
My partner wants me to sell my house where I have a 2.35% loan to buy a new bigger house with a 6.5-7%. Our payment would go from $2000/month to $7000/month. I keep telling her that for that...
View ArticlePersonal Finance (Not Investing) • TSP 59.5 Rollover
Has anyone recently (since the TSP changed hands in 2022) complete a 59.5 rollover to a contra firm? If so, any issues processing the rollover? With all the horror stories you hear regarding issues...
View ArticlePersonal Finance (Not Investing) • Looking for advice...."nomadic"...
Hoping some folks here might have some wisdom to share about the scenario we're thinking about. My wife and are 50 and I'll be retiring this fall. We currently live in the Greater Seattle area. We...
View ArticlePersonal Finance (Not Investing) • Question about maintaining credit score
Hi, there, Wondering if anyone has suggestions for how to maintain a credit score, without using credit cards or a mortgage? I tend to spend too much on credit cards, and so debit cards work better...
View ArticlePersonal Investments • 457(b) to QLAC or DIA?
Can I use money in my governmental 457(b) plan to fund a QLAC? How about a direct (nontaxable) transfer to fund a deferred income annuity (DIA)?Thanks.Statistics: Posted by syc — Sun Jul 07, 2024 9:18...
View ArticlePersonal Consumer Issues • recommendations for mail-order 35-mm film developing
Ever since photography started becoming digital, I've struggled to develop (sorry!) a good workflow for storing and organizing our snapshots. I have digital photos all over my camera's SD card, my...
View ArticlePersonal Consumer Issues • Bay Area Kaiser pediatric experiences
I’m considering switching the family to Kaiser next year.We are in San Mateo County.Adults have no chronic conditions but our kids need to have long term relationships with pediatric allergist and...
View ArticlePersonal Finance (Not Investing) • Costco - best items to buy to reduce...
Hi! New Costco member and feeling overwhelmed. 2 adults and 2 kids under 10. My goal is to save money on my grocery bill and wondering which products you recommend that will provide the most value....
View ArticlePersonal Consumer Issues • Solar sensor for smart blinds?
We have smart shades in a few rooms. On clear, sunny mornings, I would like to delay opening those facing east until a few hours after sunrise when Mr Sun is a bit higher. Has anyone used a solar...
View ArticlePersonal Consumer Issues • Men's T-shirt Recommendation
Please recommend a high quality men’s t-shirt with the criteria listed below. The purpose is for normal casual wear, not working out. Nearly all my t-shirts are free swag. I now feel like wearing...
View ArticleNon-US Investing • 1031 for US properties while tax resident in EU country
Hi folks,I own three rental properties in the US, each is legally owned by separate a separate LLC.. In a couple of years, I plan to move abroad (EU) to FIRE. I plan to retain my US citizenship but...
View ArticleNon-US Investing • Accumulating vs. Distributing considering the...
Dear bogleheads,Since this topic came up within discussions of another thread and I don’t want to change the focus of it, I would like to come up with a specific rather German market related question,...
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Personal Consumer Issues • Does it really matter where I get my eye exam??
I love all your advice and been reading a few threads on buying eye glasses. Very helpful info. But now - I’m wondering - where do I go? Should I get my exam at a reputable clinic or just go to target...
View ArticlePersonal Finance (Not Investing) • Dad needs HELP with his variable annuity
Continuing discussion from another thread:Back in 2008, my father (who is self-employed) made a number of panicked investment decisions for a variety of personal reasons. Unfortunately, he put full...
View ArticlePersonal Finance (Not Investing) • EFAST EZ 5500 Submission
BHs:I submitted my EZ5500 for the year 2023 in April of this year. This is the first time I did it. I see my application in the submissions tab while not in the history which is part of the drop down...
View ArticlePersonal Finance (Not Investing) • Owners Title Insurance Cover a Refi ?
So when I went to the lending office last week to give them the info on that IORR, ( w'2 , financial statement and told them not currently rented) they said as part of the refi that I would have to...
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Personal Consumer Issues • Can anyone help me find this obscure piece of...
I have an old piece of sheet music of the song "Scarborough Fair" arranged by Bil Pilburn for solo guitar. It was given to me when I was young and taking lessons from a University guitar teacher and...
View ArticlePersonal Investments • ER fee on Ascensus Vanguard plans?
Does anyone have the info?Statistics: Posted by serranosjc — Mon Jul 08, 2024 7:56 pm — Replies 1 — Views 223
View ArticlePersonal Finance (Not Investing) • Personal Loan to LLC, reasonable idea?
First of all, thank you all in advance for your sage advice. I’ve read many bogleheads threads and gained valuable insights over the last few years. Now, with my first post.Background- My wife and I...
View ArticlePersonal Finance (Not Investing) • HSA questions
Hi, my spouse got a new job. We have been covered by an HMO for the first 7 months this year. We will drop that coverage and be covered by an HDHP for the rest of the year and going forward. We also...
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