Personal Finance (Not Investing) • H+R Block didn't import correct data...I...
I got a letter about underpayment of my 2022 federal taxes.I used H+R Block software to prepare my return.H+R Block imported my 1099-INT data directly from Fidelity but not my 1099-OID data.I did not...
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Personal Investments • Breaking up with advisor - Next steps
Hi, Thinking of parting ways with my financial advisor. 1% + fees for 3 years now; fees are nagging away at me Some questions:1. They're holding 15+ separate mutual funds/ETFs in their brokerage. At...
View ArticlePersonal Finance (Not Investing) • Cash gift from overseas parent
Hi, If I were to receive a cash gift (say $50k) from a parent who is overseas (not US based or citizen); how would I report that at tax time? I am a US permanent resident. Cash would likely be...
View ArticlePersonal Investments • Portfolio Review
If only I would have known about this earlier, I am so thankful to have found Bogleheads now. We were/are using Betterment and are working on transferring assets out. There are no losses to harvest at...
View ArticlePersonal Investments • Portfolio rev and Golf Club
Hoping for a portfolio review and advice on possibly joining a golf club. Feeling guilty about it and don’t want to worry about the money.Would love some feedback on our plan to cut down to one salary...
View ArticlePersonal Finance (Not Investing) • Simplest Way to Budget?
Hey everyone, I've found spreadsheets and apps like YNAB feel complicated when it comes to budgeting. Does anyone else have this issue? How have you kept budgeting simple?Statistics: Posted by JamesJ...
View ArticlePersonal Investments • Portfolio Review Request - jellyroll
Emergency funds: Yes, 6 monthsDebt: Mortgage 440k, 15y @ 5.75%Tax Filing Status: SingleTax Rate: 35% FederalState of Residence: TexasAge: 41Desired Asset allocation: 60% stocks / 40% bondsDesired...
View ArticlePersonal Finance (Not Investing) • Minimize Taxes and Retirement Advice
Good afternoon folks,My wife and I hope to retire in 4 - 5 years around age 51. We have saved in our retirement accounts throughout our working careers but recently inherited some more complicated...
View ArticlePersonal Finance (Not Investing) • Fiduciary Obligation how does that work?
Often CFP talk about their Fiduciary duty, which seems to indicate that they have to act in your best interest. However, how do CFP then handle client who make unrealistic requests like overly high...
View ArticlePersonal Consumer Issues • Oreck Vacuums
[Topic is now in Personal Consumer Issues - mod mkc]Always liked their light weight but heard they were sold. Before I buy another I was curious if anyone had issues with getting parts or performance?...
View ArticlePersonal Investments • Using IRA money to buy shares/partial ownership in...
Hello! I have a significant amount of money in a few IRAs, one inherited the other my own I have a good opportunity to buy into a multi-family rental situation where I would be contributing about 2%...
View ArticlePersonal Finance (Not Investing) • corporate trustees, solo aging seniors
Natural aging will eventually make even healthy seniors unable to drive, buy groceries, do laundry, pay bills …. Those having family will get help. But, what about those solo aging, childless,...
View ArticlePersonal Finance (Not Investing) • Inheritance question
We are near the top of the marginal tax rate and may retire within the next 5 years. We have an inheritance which is good sized but well within the nuisance account based on our 401k portfolio, though...
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Investing - Theory, News & General • Can someone explain what happened...
I see this huge dropCan someone explain how this is possible?Statistics: Posted by Econberkeley — Tue Oct 08, 2024 7:27 pm — Replies 11 — Views 1057
View ArticlePersonal Finance (Not Investing) • Buy House now vs. Mega Backdoor
Context- Just had my first Child (early 30s). Some older friends of ours say we'll eventually want more space than our 3br 1.5 ba 1300sqft home. Local school district where I live is sub-par. We're a...
View ArticlePersonal Consumer Issues • Seeking Post Hurricane Milton Advice......What...
In short, I live in Tampa and evacuated. Before leaving, I took a video recording of the contents of my house.Beyond contacting the insurance carrier to file a claim (which I anticipate will happen),...
View ArticlePersonal Consumer Issues • Solar powered generator info
My girlfriend's father asked me if I could research solar powered generators. I know zero about any part of this topic. I said I could ask on the forum here. Here is what he sent me. Id appreciate any...
View ArticlePersonal Consumer Issues • Good idea to stay in Puerto Morelos, Mexico>
All,With 2 teens who mainly enjoy beaches and all-inclusive resort ,is it safe and good idea to stay in Puerto Morelos (instead of Cancun or Playa del carmen)? I am getting a great all inclusive price...
View ArticlePersonal Finance (Not Investing) • Reasonable Wedding Budget
Without more information, I guess this question might be the same as asking how much to spend on a house, without knowing if someone is after 1500 sqf in Omaha, or 7500 sqf in San Fran.I expect to...
View ArticlePersonal Consumer Issues • Computer Science curriculum for 5th grader
As the title states, looking for something that isn't too heavy in programming but more of data structures and algorithms to teach a 5th grader. I stumbled across https://www.csunplugged.org/ and was...
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