Personal Finance (Not Investing) • Is an Irrevocable Qtip Trust necessary for...
A retired estate planning attorney who is a personal friend of my husband's is recommending a Qtip Trust for us because we have no children and we want to combine our assets and then split them after...
View ArticlePersonal Finance (Not Investing) • Innovis Credit bureau
I just heard about this 4th credit reporting company. What have I been missing? 3 aren't enough? Anybody know anything significant about this company?Statistics: Posted by pgs59 — Wed Oct 09, 2024...
View ArticlePersonal Investments • Fidelity Freedom Index 2020 vs. iShare Core AOM
Hi Bogleheads,I'm helping my 78 year old mother with her portfolio. She's retired and has a pension that pays about 80%-90% of her monthly bills, as far as I can tell. I'm still working on dialing in...
View ArticlePersonal Investments • Bond fund duration in retirement
The Vanguard Life Strategy and Target Retirement funds use intermediate duration bond funds except for the VG Retirement income fund which adds short term TIPs. My questions:Why invest in bond funds...
View ArticleNon-US Investing • IBKR, IBCs, and LATAM
Hello all it's been a while since I posted here.We used to have a corporate account with IBKR using a Panamanian SA, AKA IBC. IBKR does not accept corporate accounts from LATAM. So we had to go direct...
View ArticlePersonal Finance (Not Investing) • Umbrella Insurance Policy
Who needs an UMBRELLA POLICY?Is there criteria that a salesperson or agency would use to determine so?Statistics: Posted by TTR — Wed Oct 09, 2024 5:52 pm — Replies 8 — Views 534
View ArticlePersonal Consumer Issues • 24" LED TV With Excellent Picture Quality
I am not impressed with the picture quality of store/off brands of LED televisions. The colors look washed out and not crisp. One brand that in my opinion has excellent picture quality at the 55"+...
View ArticlePersonal Investments • Portfolio/Investing Advice
Hello,I am a beginner when it comes to investing, and I need some advice with my Portfolio. I started investing pretty late ( I came to the US when I was 23, went to school, I have been working at my...
View ArticlePersonal Consumer Issues • Proton mail Face ID pin issue
I am trying to make my proton mail more secure so I did Face ID which is fine.However, if something happened to me, my family cannot access it. I put in the pin option but it appears you cannot use...
View ArticlePersonal Finance (Not Investing) • Marcus POA difficulties - how to get money...
Short version - how do I get money out of a locked Marcus savings account? Context: In order to take advantage of better interest rates than those at her local bank, I created a savings account at...
View ArticlePersonal Investments • YARQ (Yet Another Retirement/Roth Question)
Emergency funds: No separate bucket, but we keep $30k-$50k in a Money Market fund in Taxable.Debt: None. House paid-off.Tax Filing Status: Married Filing Jointly with 2 Dependent ChildrenGross Income:...
View ArticlePersonal Finance (Not Investing) • Eligible for Backdoor Roth?
Hi BHs,Since I've found Bogelheads, I've made some changes and continue to learn sound financial advice and tax advantage.Situation:This calendar year, I transferred my Roth IRA, Trad IRA, and Taxable...
View ArticleInvesting - Theory, News & General • I Bond predicted real rate for November
TIPSwatch has a prediction of 1.2%https://tipswatch.com/2024/10/07/foreca ... d-be-1-20/any other guesses?I guess if the prediction is accurate it would be better to buy now than wait for the new rate...
View ArticlePersonal Finance (Not Investing) • Fidelity DAF -- 2023 Giving Report
since DAFs are popular with bogleheads, this may be interesting read:- https://www.fidelitycharitable.org/cont ... report.pdfStatistics: Posted by GrilledSardines — Wed Oct 09, 2024 10:01 pm — Replies...
View ArticlePersonal Finance (Not Investing) • Inherited inherited IRA RMD: Is my...
I am having trouble getting my mind around my required RMD on a newly inherited traditional IRA. This year I inherited the IRA from my father, who died Feb, 2024 at age 82.7. I am his adult daughter....
View ArticlePersonal Consumer Issues • DTV Antenna for Room with Blocked Views
I live among the housing sprawl of a major media market, but one room a television is located in is only able to receive 1 major broadcast TV station and 4 other secondary broadcast TV stations. The...
View ArticlePersonal Investments • Cash Management Account with specific needs
https://thefinancebuff.com/fidelity-cas ... -+11625246Was inspired by this article to consider this strategy as an option for my wife and I. Goals would be to get a higher return on short term savings...
View ArticlePersonal Finance (Not Investing) • Seeking Advice: Rent or Sell the House
I’d appreciate your input on a real estate decision I’m currently weighing. Recently, I bought a new home for $975K, putting 20% down. I also own a townhouse purchased for $500K, which has appreciated...
View ArticlePersonal Investments • Forced Retirement at 55 w/a Pension and can't...
My husband was forced to retire at age 55 (his current age). He has a pension and a 401k (approx $500k) that he can no longer contribute to. If he does not have to touch the income from the 401k what...
View ArticlePersonal Consumer Issues • Uppababy worth it ?
Is this worth it for a newborn? $1,200 seems a bit steep for a stroller system.Does anyone know of any less expensive alternatives?Statistics: Posted by Andymoler58 — Thu Oct 10, 2024 7:27 pm —...
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