Personal Finance (Not Investing) • Dreading the fact I must now enroll in...
I have dreaded the day that I would need to sit down and figure out how all this Medicare stuff works. My entire group was let go from GM recently, thanks for most impersonal manner possible.I have...
View ArticlePersonal Finance (Not Investing) • Fidelity Roth IRA conversion strategy to...
Has anyone done a recent IRA conversion at Fidelity? Have you been affected by the hold times on funds? Would it be safer to "push" money to my taxable brokerage in advance of contributing to the...
View ArticlePersonal Investments • How Much AUM Underperformance Is Reasonable
I keep running into sources that tell me I dont understand what investment advisors are doing for me.I "get" what they do. They keep non-BH people from losing their hard earned fortunes by not...
View ArticlePersonal Finance (Not Investing) • E*Trade Max Rate Checking Terms Change
The terms for waiving the account management fee have recently changed. Previously, you could avoid the fee by meeting any of the following:Holding $50,000+ in assets with E*TRADE/Morgan StanleyHaving...
View ArticlePersonal Consumer Issues • The cost of car ownership
I was going through the MIT living wage data and notice the following for my area.Transportation: $10,133. The stats are apparently from https://www.bls.gov/cex/tables/calendar ... e-2022.pdf.This...
View ArticlePersonal Consumer Issues • Car accident Release Form sign or not?
Seeking advice after car accident.I was waiting at a red light, when it changed to green, the other driver, traveling in different direction, made a left turn towards me. A T-bone, total loss of my...
View ArticlePersonal Finance (Not Investing) • Mechanics of using 529 for student loan...
I have a 529 of which I am both the owner and beneficiary. My adult daughter has outstanding student loans of about $20K. As I understand it, since she has never used any 529 funds to pay the loans, I...
View ArticlePersonal Finance (Not Investing) • How to rollover into 529 & is there a...
We currently meant the threshold for rolling ibonds into a 529 but that’s unlikely to be an option for us next year. We have $20k face value of ibonds that total about $22,000 after earned interest...
View ArticlePersonal Finance (Not Investing) • Does a Vanguard MMF have a minimum balance?
I've searched the Vanguard website and used the Google but have not been able to answer the question - is there a minimum balance for a Vanguard MMF?My daughter is looking for a short-term savings...
View ArticlePersonal Finance (Not Investing) • QuickBooks Setup
Has anyone used and set up QuickBooks to pay themselves as an employee of their own LLC treated as an S corporation? I have a few questions regarding properly setting federal and state payroll...
View ArticlePersonal Investments • Portfolio review - constructing a quality fixed income...
Thank you very much for reading this post and reviewing my portfolio. My goals are to add stability to the current portfolio and to create stable cash flow income streams. Currently, I am working for...
View ArticleNon-US Investing • Summary of 401K/IRA taxation for US 'tax resident' living...
Hi all,I've been searching through the Boglehead forums and wiki (thank you to the experts here from whom I've been slowly learning), and googling for information elsewhere. I'm hoping someone who has...
View ArticlePersonal Finance (Not Investing) • [Voluntary Severance Package]: take the...
TL; DR: I have to decide by the end of the week whether to take a VSP, or pass on it for the outside chance of being promoted to Fellow in April. I work too hard and have no outside life, so I’m...
View ArticlePersonal Investments • 199A Dividends
I just noticed Vanguard S&P 500 index fund VFIAX generates a small amount of 199A dividends. Can someone tell me what should be entered on Line 1(a) and 1(b) Form 8995? I assume it should be...
View ArticlePersonal Investments • On Vanguard site: where to find cap gain amount?
A few weeks ago I sold some shares using SpecID but neglected to make a note of the gain amount. The confirmations and statements only show the gross proceeds. Is there somewhere on the site that...
View ArticlePersonal Investments • Executive Deferred Compensation Plan advice needed
Hi all,I was offered access to invest in an executive deferred compensation plan. I'm already maxing out my 401k, Traditional IRA and adding to a taxable account. I would like to stop investing in the...
View ArticlePersonal Finance (Not Investing) • Who is Dan Dunkin (Kiplinger) ?
Many, perhaps all, of the contributing guest CFP's I see on Kiplinger have this appended at the end:Dan Dunkin contributed to this article.The appearances in Kiplinger were obtained through a PR...
View ArticlePersonal Consumer Issues • Advice from people who travel leisurely frequently
Good morning all.As my wife and I get older, we plan on traveling for leisure more frequently. When I say more frequently, I mean 3-4 times a year, 10-14 days at a time. My question is, does it pay to...
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Personal Investments • FOMO vs IPS vs AA adjustment vs ??? (help/advice)
Age: 70'sIncome: No pension, no annuities, etc. Only...portfolio proceeds and rental incomes (disregard rental income).Your IPS says: AAA fixed at 60/40 (for the past 5 years).do nothing except for 10...
View ArticleInvesting - Theory, News & General • Notice this post on the Reddit...
https://old.reddit.com/r/Bogleheads/com ... cv_factor/What do you guys think of the analysis?Statistics: Posted by gavinsiu — Tue Dec 03, 2024 8:15 am — Replies 6 — Views 368
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