Personal Investments • Vanguard STAR Fund - Sell or Hold
One of the investments in my 401K is Vanguard STAR (VGSTX) fund, which I’ve held for last 3 years. I would like to sell my positions and switch to another active fund like the Vanguard Wellington Fund...
View ArticlePersonal Finance (Not Investing) • Problem logging into IRS account
I am trying to log into my account using ID.me. I enter my email address and password and go through the two factor authentication successfully. It says it's returning me to the IRS website but right...
View ArticleInvesting - Theory, News & General • Wich IBRK is better Lite/Pro...
I'm trying to make sense of this: https://www.interactivebrokers.com/en/g ... te-pro.phpBesides the rates (margin loans, interests) that I don't plan to use. It would seem better Lite since there are...
View ArticlePersonal Investments • Selling stock to reinvest, tax question
I have 57,000 dollars in McDonald’s stock that I inherited from a great uncle almost 40 years ago. While I am thankful for the gift and it has done pretty well over the years I am thinking I should...
View ArticlePersonal Investments • 12yo wants to start investing - 529, UTMA, other options?
My 12yo just told me something that’s music to a BH parent’s ear.Yesterday I told him he’d received $200 in holiday and birthday money. I asked how he’d like to budget it, and he told me he wanted to...
View ArticleNon-US Investing • Bonds vs HISA? (Australia)
Is there any benefit of having bonds instead of just using a high interest savings account?Statistics: Posted by alex123711 — Sat Nov 30, 2024 11:50 pm — Replies 1 — Views 107
View ArticlePersonal Finance (Not Investing) • What is a simple way to think about bonds?
37M | $130K Annual IncomeAssets: $230,000 – Retirement $420,000 – Taxable Investments $450,000 – Home $10,000 – HSALiabilities: $250,000 – Mortgage (15 years, 2.4% APR)In 2021, I did a cash-out...
View ArticlePersonal Investments • [Seeking growth ETF without tech stock concentration]
Have S&P 500 ETF thinking of adding a growth ETF That does not have the usual dose of tech stocks.Any suggestion? Thank You[Retitled for clarity - moderator Kendall]Statistics: Posted by PETAKAS —...
View ArticlePersonal Investments • 30 Y/O, thinking of adding fixed income
Thanks to regular saving and market’s run-up as of late, I am a bit over $2.1m. This is invested in mostly VTI or equivalent, with ~$300k in AAPL. $1.5m in brokerage, $600k in 401k, Roth, HSA. I am 30...
View ArticleInvesting - Theory, News & General • Small cap value stock premium -...
Hi,I have read Boglehead threads somewhat discussing this topic, but none so explicitly I think. However, if I'm wrong, and this thread is redundant, feel free to post links to threads that I may have...
View ArticlePersonal Investments • Revisting Diversification of Fixed Income
Hi everyone-I am seeking help related to the diversification of my fixed income assets. My wife and I (mid 40's) are near a "50x" annual expense to nest egg multiplier, are are both considering...
View ArticlePersonal Finance (Not Investing) • is it a good idea to build generational...
There's a Chinese proverb that says "wealth does not pass three generations." The first generation earns it, the second preserves it, and the third squanders it, having never witnessed the work that...
View ArticleInvesting - Theory, News & General • SIPC - running out of brokerages to...
Let's say you have $2m in taxable. To optimize your SIPC coverage, you would have to spread that over four brokerages to get the $500k coverage per account.At $3m you'll need 6 brokerages, etc.At some...
View ArticlePersonal Finance (Not Investing) • question on IRS direct pay
I need to pay additional taxes for investment income. Can I make a payment to IRS Direct Pay at any time before 12/31/24 for this calendar year? or do I have additional time in January?Statistics:...
View ArticlePersonal Investments • Treasury Index bond fund
Hi all,The CD rates are going down. Was thinking of putting 50k in a Treasury bond fund. Don't need the money for many years. Looking for stable low/no risk steady income and growth. Please advise...
View ArticlePersonal Investments • Leveraged ETF => Stock options: Wash sale?
I'm wondering about whether selling a single stock-based leveraged ETF shares and buying options for that stock would be considered a wash sale. For example, selling NVDL shares and buying NVDA long...
View ArticlePersonal Consumer Issues • Considering a car purchase. Talk me into/out of...
I have a question about a potential auto purchase. But first some context which may be helpful in giving an overall picture. Spouse and myself are early/mid 40's, 2 elementary age kids. I'm...
View ArticlePersonal Finance (Not Investing) • Walking In A Graveyard—What Life...
I spent an hour or so in a local cemetery yesterday. Walking amongst the headstones, I was—quite honestly—shocked to see so many people die before hitting 75. Granted, things may have different a few...
View ArticlePersonal Finance (Not Investing) • Backdoor Roth - How to transfer money from...
Thanks to all the helping hands here, I was able to do Backdoor Roth last year and I am on my way to get this done for this year. Now, I want to set this up for my spouse, but I have some questions as...
View ArticlePersonal Investments • How To Gift Shares to a Relative
I want to give some money to a relative and am thinking of doing it by gifting some appreciated mutual fund shares I hold, provided the recipient is in a lower income tax bracket than I am (don't know...
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