Personal Investments • Traditional TSP or Roth TSP?
My spouse and I are currently in the 22% federal tax bracket and are in the middle of that range so unlikely we will change rates anytime soon. The children are young so it’s possible in 15+ years...
View ArticlePersonal Finance (Not Investing) • Are dividend distributions from VFIAX...
I'm working on estimating my 2024 tax situation and this is the first year I've held VFIAX in a taxable account.Statistics: Posted by RangersFan — Tue Dec 10, 2024 9:18 am — Replies 4 — Views 176
View ArticlePersonal Finance (Not Investing) • How do I donate to a charity from a...
Is there a way to donate a mutual fund from a taxable account to a charity without first paying taxes on the money? I already maxed out my IRAs Doing qualified charitable distributions.Statistics:...
View ArticlePersonal Finance (Not Investing) • Mega Backdoor Roth steps with Employee...
Thanks to the great information in this forum, I have set up a Solo 401(k) account with Employee Fiduciary (EF) for my wife who does some business on the side in addition to her W2 job. I will be...
View ArticleInvesting - Theory, News & General • 401K (Roth vs. Traditional), Term...
*Long Post Alert*Hey guys, Background: 31 years old, married (wife is 29), with a kid on the way. No debt (other than mortgage), decent emergency fund.I’m an airline pilot – will make about ~230K this...
View ArticlePersonal Consumer Issues • Travel Soccer Worth the Money & Time?
My 8 y.o son is doing well with his club soccer teams. He loves the sport....he enjoys playing it year round in spring/fall/winter leagues. Also asks me to play with him every night and watches soccer...
View ArticlePersonal Finance (Not Investing) • Medicare Advantage Dramatic Premium Increase
My Medicare advantage plan through United Health Care is increasing from $65 per month to $260 per month. Quadrupling! Anyone else seeing such steep increases?Statistics: Posted by retire57 — Tue Dec...
View ArticlePersonal Investments • Gifting a $100 I-bond to someone without a TD.gov account
I would like to give a $100 gift to a friend that has an investment-y nature. An I-bond seems like a great choice, but I am running into the problem that according to TD.gov, the recipient already...
View ArticlePersonal Consumer Issues • Genealogy research
I've read through several threads, going back to 2016. Still not sure where to start...I would like to find information on my grandparents (born in the 1890's) and perhaps their parents. And then...
View ArticlePersonal Finance (Not Investing) • How to plan for potential long term care?
[Topic is now in Personal Finance (Not Investing) - mod mkc]I'm still trying to figure out how to plan for potential long term care needs for one, or both, of us.The ideal would be one of us takes...
View ArticlePersonal Investments • Single Fund after retirement
DW and I have been retired for about ten years and currently use the four fund portfolio with Vanguard. To simplify things even more I am looking for a recommendation for a single fund once...
View ArticlePersonal Investments • Another TSP vs Roth TSP scenerio
My wife is debating on switching to a Roth TSP for 2025. We are in the 22% tax bracket. I wanted to ask you guys here if this is a good idea.We are 41, 40 years old. We have 1 child, age 4. Our goal...
View ArticlePersonal Finance (Not Investing) • Capital loss and Retirement Accounts
I am hoping for some good news.I made an investment several years ago that is going belly-up. The investment was in an LLC which owned a portion of a piece of real estate.The end of 2033 capital...
View ArticlePersonal Consumer Issues • Scraped another car in parking lot
Curious what the community would recommend for us. We are at fault for scraping another car while in a parking lot. Left a note and connected with owner, who seems kind and offered to let us pay cash...
View ArticleInvesting - Theory, News & General • chart - time, not timing is what...
I read somewhere.. maybe here in Bogleheads, not sure. Someone asked what's the best investment if inflation goes crazy, or some other market hiccup. An answer appeared that effectively said... the...
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United Arab Emirates • UK 29yr expat - Coach potato portfolio vs Vanguards...
Hi there, upon reading the new edition of Millionaire Expat I have been questioning my investing portfolio. I currently have a portfolio of 80% stocks, 20% bonds as I'm a 29 year old British expat...
View ArticlePersonal Finance (Not Investing) • Maximum Social Security benefit
I read in Kiplinger that the maximum SS benefit for 2025 is $5,108/month. Can both husband and wife receive that amount if they both qualify based on lifetime income, or does one benefit get reduced...
View ArticlePersonal Finance (Not Investing) • 2026 IRMAA brackets
I'm looking to stay in the 1.4X bracket with my 2024 income. Based on todays release by Harry Sit(The Financial Buff) with 3 data points ,he estimates the top of that bracket would be 270K @ 0%...
View ArticlePersonal Finance (Not Investing) • Nearing retirement. Too late for a Roth?
I have an in-law whom I was recently speaking with about their upcoming retirement plans. My in-law once owned their own optometry clinic, but has since sold it to a previous partner and is now works...
View ArticleInvesting - Theory, News & General • Comments on paper "The Death of...
I came across the paper "The Death of the 4% Rule: New Market Conditions and Retiree Needs Require Rethinking Retirement Spending" published spring 2024. In the process of reading and digesting their...
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