Personal Finance (Not Investing) • Engineers - when did your yearly raise...
I know there are lots of engineers and people with other tech-related roles on the forum, so I am interested in the perspective of those with many more years of experience than myself. I am...
View ArticlePersonal Investments • VD closing out VFSTX
VG is closing out VFSTX (ST Investment Grade). Should it be sold or wait to see what VD does with it?Statistics: Posted by retired61 — Wed Dec 11, 2024 10:22 am — Replies 0 — Views 26
View ArticlePersonal Finance (Not Investing) • Security flaw of Fidelity workplace...
The long-standing systemic security flaw in Fidelity NetBenefits accounts that easily allow such accounts to be taken over and drained have been discussed on BH and elsewhere, and I won't describe...
View ArticlePersonal Investments • 401k Contribution Timing
Hello, my current employer matches $.50 cents on every dollar employees contribute on the first 6% of there base salaries. I max out my 401k each year by straight lining the annual contribution limit...
View ArticleInvesting - Theory, News & General • Is the asset allocation skewed by...
Consider a portfolio of $100You have a Roth with $75 worth of Equities.You also have a tIRA with $25 worth of Bonds.On the surface, this looks like a 75/25 AA. But...The $25 worth of bonds in the...
View ArticlePersonal Consumer Issues • How to record well pump cycles
I know this is a stretch for Bogelheads but:I have a 240 volt submersible pump with the controller and pressure tank in the basement of my house. I would like to record how many times the pump cycles...
View ArticlePersonal Finance (Not Investing) • Family S-CORP: Compensation strategy for...
What is most tax efficient strategy to pay spouse between W-2 and I-1099 which an eye to maximize tax-deferred retirement contributions (Solo-401k, Sep-IRA) when both spouses receive W2 income and...
View ArticleInvesting - Theory, News & General • Warren Buffet performance after 2000
Since 2000, Berkshire Hathaway Inc Class B (NYSE: BRK.B) has an annualized return of 10.91%10 year: 12.5%5 year: 16.99%3 year: 20.4%1 year: 34.17%worst year -32.14% in 20082022 was actually...
View ArticlePersonal Finance (Not Investing) • Renters insurance for goods damaged during...
Movers damaged some of my stuff during moving. They paid 60 cents per pound (which is just a few dollars). Would a typical renters insurance for the newly rent apartment cover the damage? The renters...
View ArticleNon-US Investing • ETF discontinuation risk
Trying to calculate the probability of any of the below discontinuing over the next 50 years, as it could result in liquidation and an unwanted taxable event.The 3 ETFs I am planning to buy are:V60A...
View ArticlePersonal Finance (Not Investing) • Which cash back visa to pay Medicare...
My single largest reoccurring monthly bill is from Medicare, which includes IRMAA. Which visa offers the highest percentage cash back for this category? I am not interested in depositing money with...
View ArticlePersonal Consumer Issues • Please eval Michigan Trip Summer 2025
Hello allTaking DW, 2 teenagers, and in-laws to Michigan for first time. We will have 5 total days (Wed thru Sunday). Planning Detroit (one day) and Traverse City. Our home city has direct flights to...
View ArticleNon-US Investing • Can you be taxed by a country only because your online...
Hi all. Has anyone here ever heard of instances where a resident of one country invests through a broker located in another country into stocks of a third country and the country of the broker's legal...
View ArticleInvesting - Theory, News & General • Vanguard article on 100% Equities...
I could've swore I once read an article that Vanguard researched what asset class mix has the best chance of surviving in perpetuity in retirement and they found it to be 100% equites, but I can't...
View ArticleInvesting - Theory, News & General • Avoiding the temptation of...
Hard to sit out individual stock investing when colleagues are absolutely killing it with individual stocks and crypto. Anyone else having to consistently fight off the itch to venture beyond the...
View ArticlePersonal Investments • Invest in individual stocks in Roth IRA?
I know this question has probably been asked before. I am 55 years old and have a Roth IRA with relatively small amount (small compared to what most people my age probably have) in a total stock...
View ArticleInvesting - Theory, News & General • What are 3 funds to use at Schwab...
Might someone be able to help with , letting me know what are the 3 funds to use at Schwab . Index Funds. Total Us Equity, Bonds, International??Thank youStatistics: Posted by Tatala — Thu Dec 12,...
View ArticlePersonal Finance (Not Investing) • Multiple 401ks- how to spread the...
I have 2x W2 jobs. Job #1 gross income varies 350-400k /yr. I contribute 401k in job#1 at 6% then employer matches 60% of this.Job#2 gross income 40-50k/yr. I contribute 8% into 403b. The employer...
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Personal Finance (Not Investing) • Looking for CA CPA
Hi guys, I am looking for a CA CPA for tax planning. Please drop name if you have one available for recommendation. Statistics: Posted by Tech — Thu Dec 12, 2024 10:27 am — Replies 0 — Views 29
View ArticlePersonal Investments • 2025 changes to our bond allocation?
We are in our mid 30s. Our IPS called for 10% bonds. I rebalanced in our 401ks a few months ago to get us back to a 10% bond allocation in FXNAX (Fidelity US Bond Index). We have no bonds in taxable...
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