Personal Finance (Not Investing) • 2025 financial moves: consolidate accounts...
SimplifyingDuring year-end tax planning, I realized that we have too many accounts and I'd like to simplify. Aside from retirement accounts, we have three brokerages: Merrill for Preferred Rewards, JP...
View ArticlePersonal Consumer Issues • Philosophy Book Feedback
My roommate from college has asked for help in getting some feedback on a philosophy book he has written. He is looking for anyone with an interest in philosophy, history, law, politics/government or...
View ArticlePersonal Finance (Not Investing) • Is this IT security idea -- worth the effort?
I have been wondering whether an idea of mine is worth the effort and am hoping that the boglehead IT security savy folks would provide insight.I was thinking that I would put all of my financial...
View ArticlePersonal Investments • UVL [Keep a Universal Variable Life policy?]
I am 62 years old and have a Universal Variable Life insurance policy that I bought back in 2001. I haven't paid premiums in years. The death benefit is $115,000 and has a cash value of $81,290. I...
View ArticlePersonal Investments • Coverdell Risk
We opened a Coverdell for my son 12 years ago, he is 15 now, and he has contributed about $10,000 through gifts from family. We have balanced portfolio outside of this, but I decided to get a bit...
View ArticlePersonal Consumer Issues • Seeking Recommendations for a Six Person Vehicle...
I'll be taking a road trip with five other people (six total) for three weeks. I'd like to rent a large SUV or, perhaps, a minivan that can seat six adults comfortably and carry as much luggage as...
View ArticlePersonal Consumer Issues • Golf Recommendations
Hello all, I've planned 3 winter golf trips to Phoenix in early February, Oahu in late February, and Myrtle Beach in early April. I have been away from golf for 5-10 years and I have a few questions....
View ArticlePersonal Investments • Looking to invest in litigation driven investments
Looking for a fund manager that invests in restructurings, bankruptcies, and other event driven investment opportunities. There are many opportunities to invest in private offerings, but I would...
View ArticlePersonal Finance (Not Investing) • HSA & Self-Employed Healthcare Tax...
Does anyone else take into account the tax savings on your healthcare premium deduction and HSA deduction when looking at your healthcare cost?For example: 24% Tax Bracket, Self-Employed so my...
View ArticlePersonal Investments • Portfolio Review - Early retirement in 2 years
Hi Everyone - I have learnt a lot from this forum in the past 1 year. There is amazing advice and discussion on all aspects of life in this forum that I am truly grateful for. I have made a lot of...
View ArticlePersonal Investments • Advisor evaluation [benchmark question]
Hi - first time poster. I think I have scrubbed many postings on evaluating financial advisors but still have questions. Sorry if there are answers searching did not take me to.Can you help decipher...
View ArticlePersonal Investments • VSIGX vs VFIUX
I am ready to finally move a good chunk of my cash from VUSXX to an intermediate treasury bond fund. What is the difference between the passive VSIGX and the active VFIUX funds? Is it worth paying the...
View ArticlePersonal Finance (Not Investing) • Does Ascensus 401K (formerly Vanguard)...
I would like to roll my Schwab rollover IRA into my Ascensus solo K to open up the backdoor Roth IRA strategy, as well as to gain unlimited creditor protection. Does anybody know if Ascensus allows...
View ArticlePersonal Finance (Not Investing) • Capital Gains Calculation
I looked up the Long Term Capital Gains Tax Rate Schedule for 2024 I would appreciate insights on how the Tax Rate is calculatedFor example the IRA has a capital gains tax chart that lists a single...
View ArticlePersonal Consumer Issues • How to Move to Linux
I dont prefer MS control over my OS. Thinking of moving to a Linux based OS. What will I lose, if anything. I do not do any gaming.What steps do I take? What version of Linux is...
View ArticlePersonal Finance (Not Investing) • [How to reinstall HR Block 2023 (last...
This may be a bit off topic. Does anyone know how to reinstall the second state software. Basically, I am trying to move the HR Block 2023 (last years) to another computer since the current one is now...
View ArticlePersonal Investments • backdoor roth and income
Need some information regarding the backdoor Roth and income. Our MAGI is borderline at the income limits for a Roth contribution for my husband. Is there any downside or penalty for making a non...
View ArticlePersonal Consumer Issues • Austin Texas > Things to do
Was looking to visit Austin in February. Was going to stay a few days. Never been there before. Can anyone recommend things to do? Was looking to utilize Uber rather than rent a car. Was looking to...
View ArticlePersonal Finance (Not Investing) • Illinois electric vehicle charging station...
To get the federal credit on a purchased and installed home electric car charging station, what is the income limit? Aslo, what is the requirement with Illinois? I can not find as wellStatistics:...
View ArticlePersonal Finance (Not Investing) • Vanguard Target Date Class Action Settlement
If you are a member of this class because you received large capital gains distributions on Vanguard target date retirement funds in 2021, you can claim a portion of the $40 million settlement through...
View Article