Personal Investments • Helping Daughter with a home purchase
Our daughter and her husband are purchasing their first home. Purchase price of the home is $350K. They are putting $50k towards down payment. We are interested in lending her 300k so that she don't...
View ArticlePersonal Investments • Looking for HSA Investment advise
Hello - I am in my mid 40s who always had PPO and I got enlightened about HSA only this past year so I enrolled. Below are the available funds, Can you please advise on which funds to choose and how...
View ArticlePersonal Investments • Fiduciary Question
Hello Bogleheads,I know it’s not typically within Boglehead thinking to hire a financial consultant, but I’m at a point where I’d like a financial health check to ensure I’m on the right track. My...
View ArticlePersonal Investments • Is Warren Buffett trying to time the market?
Does it look to anyone else like Warren Buffett is trying to time the market with his huge cash holding? What else makes sense? I know he's stated in the past he's strongly against market...
View ArticlePersonal Investments • what program accounts to invest in for my 10 and 17...
Hello,I like reading the boards and getting ideas on how to invest my money. I have two kids, and I am a little late in the game on saving for them.I have a fidelity UTMA and A 529 Account with little...
View ArticlePersonal Investments • Using Munis to Increase The Amount to Roth Convert
This is a bit of a complicated question about planning for retirement, estate taxes, etc. I'm 62, wife is 60. We both enjoy work and plan to continue until 2030, me with reduced hours. We are well...
View ArticlePersonal Finance (Not Investing) • 2025 Property Tax Assessment (Big Increase)
Dear friends,I just got my 2025 Notice of Assessment for my property and it jumped 9% from last year. Since 2015, the rates were in the 2-3% range. The property value is calculated by the LAND VALUE...
View ArticlePersonal Finance (Not Investing) • Credit Report Advice
I cosigned on an apartment lease with my daughter. My daughter went off the rails and incurred some additional charges that a collection agency has been trying to collect. Of course, she has not paid...
View ArticleInvesting - Theory, News & General • VIOO Reinvested Dividends
Anyone having trouble getting shares to reinvest from Vanguard into VIOO at other custodians?VIOO dividend payout was on 12/26/24 and the dividend shares have not hit my investment yet (though the...
View ArticlePersonal Consumer Issues • Renting from family members
I am moving my family back to my hometown after finishing up medical training (debt 300k student loans, 450k starting salary, ~100k equity from when I sell my home). Renting is probably the smartest...
View ArticlePersonal Investments • Fidelity Bloom
I only opened the account for the $30 yearly bonus for $300 deposit.The Bloom app is going away in early 2025.Any reason to keep the account open?Statistics: Posted by Nyc10036 — Sat Jan 04, 2025...
View ArticlePersonal Consumer Issues • Tactile hobbies
My wife and I like to sit and watch television in the evenings. She often works on a craft project such as weaving. My main hobby is chess, so I usually play or study chess. But there are days when...
View ArticlePersonal Investments • Creating BogleHead 3-Fund Portfolio
Please forgive my naivete. I read through your info regarding the BogleHead 3-Fund Portfolio, but I still need your assistance to develop my own, personalized portfolio.Background:I am retired (71...
View ArticlePersonal Finance (Not Investing) • Inherited Roth IRA - 2025 RMD requirement...
I (a non-eligible designated beneficiary) inherited a Fidelity traditional IRA and a Fidelity Roth IRA from a parent in 2022. The parent's RMD was completed before death in 2022. I did not take any...
View ArticlePersonal Finance (Not Investing) • Personal Loan Interest Reporting Requirement
I have several children all of whom have been successfully launched for several years. However like many children these days, home ownership has been a bit of a problem. I have offered to loan all of...
View ArticlePersonal Finance (Not Investing) • Checking spousal IRA logic
Hoping to get clarity on my spousal IRA situation, with knowledge that no one here will be giving me official tax advice!My wife and I (both over 50, so able to contribute $8,000 for 2024) both have...
View ArticlePersonal Finance (Not Investing) • Primer on navigating HSAs at HSA Bank and...
Ever since 2019, I've had an HSA with HSA Bank (my insurance provider is GEHA HDHP).My own personal preference has always been to have ~$6k in cash equivalents and the rest invested. For a while, this...
View ArticlePersonal Investments • Exchange to settlement fund - did I screw it up?
Asking this here just because Vanguard's not available on the weekend.I just did an exchange in my Trad IRA to rebalance - three $7K exchanges to funds I already had, one of them VMFXX which is the...
View ArticlePersonal Finance (Not Investing) • Resume review services
This might be a long shot, but I figured I would ask anyway: are there are any resume review/editing services that BHs have used that they could recommend? Specifically, I work in tech consulting and...
View ArticlePersonal Investments • Does Vanguard "Taxable Gains" include...
Does the "Taxable Gains" section in Vanguard include foreign taxes paid (e.g., for VXUS)? (Hopefully yes?)Statistics: Posted by djm2001 — Sat Jan 04, 2025 1:53 pm — Replies 2 — Views 70
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