Investing - Theory, News & General • Dividing portfolio by geography
Hi there, is it a common practice to portion your portfolio by geography, for example:A% US stocksB% EuropeC% Asia Pacific D% Emerging E% Bondsand rebalancing annually, as compared to using a total...
View ArticlePersonal Investments • Am I thinking of this clearly?
I am 43, wife is 39. Have 2 kids, age 5 and 2.We have reached $1M in our combined 401k and Roth accounts (i.e. retirement specific funds). Another $500k+ in non-retirement funds.According to Monte...
View ArticlePersonal Finance (Not Investing) • apple class action settlement (under$100)...
I use the HR block tax prep software. Where do I need to include the whopping $90something check I received from this settlement?Statistics: Posted by coachd50 — Fri Jan 24, 2025 5:27 pm — Replies 2 —...
View ArticleInvesting - Theory, News & General • How to think about bad investments
I just realized/remembered that there are so very many greater minds than mine here. So, instead of just sitting with this uncertainty, maybe the group can help.I have this one (of many) bad...
View ArticlePersonal Finance (Not Investing) • Chld's Tax aka Kiddie Tax
Hello Experts,First, thank you for your help.Need help on somthing that I hadn't thought about earlier.I just learned that, my minor child (11 Year old middle schooler), has $3008 of Interest Income...
View ArticlePersonal Consumer Issues • Home Chairlift Company—Tacoma, WA
Can anyone recommend a home Chairlift company in the Tacoma, WA area?Also, any recommendations for dos and don’ts in purchasing such an expensive product?Many thanks.Statistics: Posted by Cruise — Sat...
View ArticlePersonal Finance (Not Investing) • Daughter's family had documents stolen....
My daughter and her family had a burglary and had some documents stolen.SS cards for she, husband, and their two kids, ages 4 and 7.Marriage certificateBirth Certificates for her husband and kids.Her...
View ArticlePersonal Finance (Not Investing) • Tax on inherited I-bonds
Mother passed away January 2024. She held four I-bonds and her will stipulated half would go to my sibling and half to me. Two bonds were in my mother and sibling's name and two were in my mother and...
View ArticlePersonal Finance (Not Investing) • Physical Gold conversion to GLD ETF
Over the years, we have accumulated about $100k worth of 1oz gold coins and bars. This is about 2% of net worth / portfolio, would want to keep it tied to gold.Thinking about converting them into ~400...
View ArticlePersonal Consumer Issues • Slim wallet recommendation that can fit cash
I'm looking for recommendations on very slim wallets that can also carry a few bills of cash. I've used a card case that has slot on each side and a slot in the middle. Unfortunately the middle slot...
View ArticleNon-US Investing • Italian Vanguard Life Strategy fund or Lifeplan glide...
[Moved into a new thread from: Portfolio Advice for an Italian Investor --admin LadyGeek]Thank you very much for this informations.I am also an Italian investor and I have the same needs as the user...
View ArticlePersonal Finance (Not Investing) • 2025 HSA Contribution Limit Questions
I've been researching on IRS.gov but haven’t found clear answers on this. Probably my fault since I'm not proficient in understanding tax code. Hoping someone here can help clarify.Below are our...
View ArticlePersonal Investments • Considering a job opportunity in the ETF industry -...
Hello, Bogleheads!I’m currently exploring a career opportunity with a young and growing ETF manager and would appreciate the community’s feedback. My background is in the investment management...
View ArticlePersonal Investments • 11 years from retirement, Traditional vs. Roth, second...
Hi! This is my first post on the forum, and it's errr... a little daunting! I've tried to do my homework and provide lots of information, but hope I haven't overdone it, or expect too much with the...
View ArticlePersonal Investments • Vanguard High Dividend Yield (VYM): low div stock?
Greetings,I have held VYM for several years as a ``value'' tilt.The prospectus for VYM states: ``Seeks to track the performance of the FTSE® High Dividend Yield Index, which measures the investment...
View ArticlePersonal Investments • 1st RMD at VG. Explain how to specify a tax % for...
I thought this would be easy, but I got hung up with the settlement fund business that I still don't quite get.What I tried: I have one IRA fund. I designated the amount to withhold. (Where is the...
View ArticlePersonal Investments • 9.9% state, 38.5% federal: What's the best money market?
Hi all, I'm confused by the sudden sinking of the yield municipal money market fund. Previously I had determined based on "retiringwhen"'s amazing MM Optimizer spreadsheet that VMSXX was a better...
View ArticlePersonal Finance (Not Investing) • What is the cheapest option to get home...
BHs:I lost my home insurance coverage for about 15 days towards the end of last year as I had failed to enroll for the auto renewal of the policy. But I got my home insured as soon as I realized my...
View ArticlePersonal Finance (Not Investing) • Where to keep money for a house build?
I am inheriting money, with the first distribution coming soon. I want to build a new house. Once I have the money, I will be shopping for an acceptable lot. I need a place for some of the money so it...
View ArticlePersonal Investments • VTI: what are alternative ETFs?
I’m holding VTSAX as part of a tax advantaged account with Vanguard and will be investing in a taxable account with the possible scenario of tax loss harvesting. The TLH will require me to utilize two...
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