Personal Investments • 4 am glitch on Vanguard Mobile Website?
This was odd. I am a nightowl and around 4 am or so last night I checked my VG on my phone and the home page (for me, it's set to open on Total Assets (ytd, 1 yr, 3 yr, etc) with performance returns...
View ArticlePersonal Finance (Not Investing) • Heat pump kwh usage as sole source of home...
Hi Guys,I'm curious if anyone else would share their experience.I'm on the border between climate zones 5/6, https://basc.pnnl.gov/images/iecc-climate-zone-mapBased off last years electrical bills...
View ArticlePersonal Investments • Recreating TSM inside TSP?
I have a TSP account without a total stock market option. Based on reading other forum posts it sounds like the amount which should be held in the C Fund and S fund to recreate the TSM fluctuates....
View ArticlePersonal Investments • Where to Park Bridge Loan Funds
We sold the old house and will receive 1.2 million after expenses with which to pay off the new house. (Not seeking guidance on whether to pay off house or fund portfolios, please.) There will be 1-2...
View ArticlePersonal Finance (Not Investing) • Paid for a non-medical expense with my HSA...
I accidentally used my HSA debit card to pay a non-medical expense. The amount is approx. $19, and the HSA is with Fidelity.What should I do to correct this? Given the small amount, can I just let it...
View ArticlePersonal Finance (Not Investing) • New Vehicle Prices
Do car dealers negotiate (dicker) on new car MSRP?Specifically 2024 Dodge Ram Pickup.Statistics: Posted by gegenschein — Thu Jan 30, 2025 5:30 pm — Replies 11 — Views 898
View ArticlePersonal Finance (Not Investing) • Seeking assistance on settling a simple...
Hello,My mother, who was living in an assisted living/memory care facility for the past three years, passed away in mid Dec 2024. I am in charge of handling her estate. I am hoping to get some advice...
View ArticlePersonal Investments • Starting a new portfolio, how to deal with existing ETF's
I just recently discovered the Boglehead philosophy and am holding a lot of individual ETF’s (BIZD, EMB, GLD, HDV, IEF and LQD) in a taxable portfolio. Most have some long term capital gains and a few...
View ArticlePersonal Investments • Looking for a financial advisor in the Twin Cities...
I am looking for a fincial advisor in the Twin Cities area (Minnesota)? Does anyone have someone they've worked with and can recommend? I inherited an investment account in the low 7 figures and am...
View ArticlePersonal Investments • Schwab Cash Sweep Issues
I have recently experienced an unusual event at Schwab where I have maintained investment accounts for a very long time. Among the accounts is one which is primarily used for emergency cash reserves...
View ArticlePersonal Finance (Not Investing) • Amending 2022 tax return. What to mail?
I used TurboTax to amend my 2022 tax return. The change is due to a W-2 from IHSS live-in provider income. I have just learned that the income is tax exempt.When I printed out the amended tax return...
View ArticlePersonal Investments • Best approach to minimize taxes Fed and State (CA)...
Everytime I ask a question on this forum I get smarter thanks for this great community. It is tax time again, I'm dreading what I will owe. I'm curious if there are any tools or calculators, which can...
View ArticlePersonal Investments • Should my parents pay for a financial planner in...
My parents are nearing retirement and the “distribution” stage of their financial journey. They are considering hiring a financial planner who would charge an annual 1% of their retirement portfolio...
View ArticlePersonal Finance (Not Investing) • Renting a room from a coworker- should I...
I have a 72 mile, each way commute so I decided to rent a room from one of my coworkers.It is a nice house and I plan/hope to go to a 4/10 schedule as my lovely wife works M-Thursday.I pay him $400 a...
View ArticlePersonal Investments • VTI for stock ETF in Merrill Edge taxable?
Would VTI be the recommended ETF to use for a general all purpose stock index in a Merrill Edge taxable account?Statistics: Posted by OldSport — Fri Jan 31, 2025 3:27 pm — Replies 10 — Views 468
View ArticlePersonal Investments • So Why Not 100% Equities
Am I oversimplifying my premise that 100% equities is for me? I'm 72, married and retired and we have income more than sufficient to cover living expenses. The income can cover all medical costs,...
View ArticlePersonal Investments • Portfolio Review - Any changes to help us retire in 10...
Hello Bogleheads! I am looking at our portfolio with an eye toward retiring in 10 years and I hope you will weigh in. I didn’t I appreciated the complexity of the analyses being conducted here until I...
View ArticlePersonal Finance (Not Investing) • Selling a Home by Owner
Hello all, I am helping my elderly parents sell their home in another state (NV) and prior to putting the house on the market, they met someone who has friends trying to move back to the area from AZ....
View ArticleInvesting - Theory, News & General • US Treasury Taxation Question
I know this is a frequently covered topic, but I have a question I haven't gotten clarity on.Let's say I buy a Treasury note on the secondary market. I hold to maturity. I bought it at 97 and it has a...
View ArticlePersonal Finance (Not Investing) • Clergy Housing Allowance: Mortgage vs. No...
Question regarding clergy minister's housing allowance. I'm trying to check my logic against this group as I'm not sure I'm thinking about this correctly.Clergy are given a housing allowance, which...
View Article