Personal Investments • Put options - protect gains on taxable account
Hi AllI bought 100 stock of XYZ at $10 more than 5 years ago. It is worth $30 now. However, it is fickle with the next earnings 2 months away and can fall rapidly. I want to protect my $20 gains....
View ArticlePersonal Finance (Not Investing) • Reinvest Dividends During semi-FIRE?
My job has ended due to a restructuring, and I realistically am looking at a 6-9 month "semi-FIRE" period at least. We are at 30-33x expenses with flexibility to reduce expenses if needed, so my...
View ArticlePersonal Consumer Issues • Colorado heat pumps: dual fuel? Bosch?
I didn't want to hijack the other heat pump thread, but we're looking for advice. We are in the front range of Colorado. Winter temps can get down into the negative, but it's usually between 20s and...
View ArticlePersonal Investments • Hold on to original paperwork from long gone accounts?
What is the suggested record-keeping for investments that have been transferred to different accounts/investments over the years?For instance, we have several investments that have been transferred...
View ArticlePersonal Investments • TIAA for parent - move SRA to (higher rate) RA?
TLDR: Should we be able to move (with 1-2 phone calls), long-seasoned money at TIAA that is earning the SRA rate (~4.30%) to the higher RA rate (~5.05%)? (Tried last year unsuccessfully, but sometimes...
View ArticlePersonal Consumer Issues • Where to have the roofing material tested?
There were some mild days this winter in the Midwest. We have a new rubber flat roof installed in early January. The roofer refers to the material as "R&R Flat Roof w/ Modified Bitumen". Now...
View ArticleInvesting - Theory, News & General • How does NVDA impact XLK?
I bought some XLK back in 2018 and have added some to the position over the years. It has a great return but weird rules. Basically, it can't hold more than 5% in any individual tech stock except the...
View ArticlePersonal Finance (Not Investing) • Online Banks From Security Perspective
Am considering moving away from current provider to a new one. I've looked at a # of threads here regarding online banks. It seems Ally, CapitalOne and Discover (soon to be absorbed by CapOne?) are...
View ArticlePersonal Consumer Issues • You Know You're Losing It when ...
You can't do the Sudoku puzzle.Statistics: Posted by doobiedoo — Wed Jun 05, 2024 5:21 pm — Replies 6 — Views 277
View ArticlePersonal Consumer Issues • iPhone Gmail App: can it use your iPhone contacts?
I like the Gmail app for iPhone, but I can't seem to find a way to get it to work with my iPhone/Apple contacts. It'll only suggest email addresses/contacts in my google address book (which I don't...
View ArticlePersonal Finance (Not Investing) • Help with Dad who won't stop spending
Hello Bogleheads,Over the last 15 months, my 75 year old dad has spent well over $120k on various decorative and collectible items. He has spent this money in secret without consulting my mom and his...
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Personal Investments • Looking at this graph, what % can I safely increase my...
I currently contribute 6% but wanted to put in about 10% or higher. Looking at my take home currently, (this is weekly). What number would you safely recommend upgrading it to?29 living at home still,...
View ArticlePersonal Consumer Issues • Lisbon Hotel recommendations - please be specific.
I have a business/pleasure combo trip coming up in a few weeks and will need to book hotel like yesterday. When: June 25 to Jul 1stWhere: walking distance (30 min or less) to Palacio de Sao Bento /...
View ArticlePersonal Investments • Tracking T-Bills in Quicken for Mac
IIRC many years ago when I purchased T-bills Quicken for Windows would value them at 1k per bill and treat them as bonds. So 30 bills at 1k each would be 30k.With the current Quicken for Mac with...
View ArticlePersonal Investments • Wage & Income Transcripts
Do 5498's populate later than everything else on wage & income transcripts?I have everything on there except ira info.Statistics: Posted by CGVG3 — Thu Jun 06, 2024 2:53 pm — Replies 0 — Views 102
View ArticleNon-US Investing • HMRC's view on VTSAX to VTI conversion
I am a US citizen tax resident in the UK. I do not have non-dom status. I know the IRS views the VTSAX to VTI conversion as a non-taxable share-class conversion. Does HMRC also view this as...
View ArticlePersonal Investments • How to buy 3 month treasuries
I just bough 3 month treasuries through Morgan Stanley and am confused.I spent $1,250,414.17, at a price of $98.6909, with a maturity value of $1,267,000.Reverse engineering the math (because I don't...
View ArticlePersonal Investments • AA and rebalancing on unexpected contributions
I should do the portfolio questionnaire, but I know time is valuable and I think this is super simple.I am in the 35% marginal tax rate, and given that target stocks (vti, US Total Stock) for taxable,...
View ArticlePersonal Investments • Non Deductable IRA Cost Basis
I have an IRA at Vanguard which is part roll-over IRA and part IRA that was Non-Deductible. My understanding, confirmed by the Wiki, is that non-deductible IRA growth is fully taxed while the return...
View ArticleInvesting - Theory, News & General • Reporter doing story on IRA...
A reporter at The Wall Street Journal is writing an article about people who roll money over to an IRA and then either forget to go back into the account to invest the money – or don’t realize they...
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