Personal Finance (Not Investing) • Pre-Tax State/Local Pension/Annuity Rollover
I will be retiring next year and plan to rollover my pension into a Traditional IRA w/Fidelity. No other money will be in this account except for my pension rollover funds, along with my union annuity...
View ArticlePersonal Finance (Not Investing) • Roth conversion/estimated taxes
I plan to do an 80 k Roth conversion in 2024. In March I figured out what my total 2024 income would be including the conversion. So ran this by my CPA and he set up the payments I have to make in...
View ArticlePersonal Finance (Not Investing) • Present Value for 0% Loans
What discount rate would you use to calculate the present value for a 0% loan. Example to illustrate: Car purchase price: $30,0000% financing over 5 years. $500/mo for 5 years ($30k total). Obviously,...
View ArticlePersonal Investments • ETFs
I mainly have holdings with Fidelity and Vanguard. I am new to DIY investing as of this last one year, but have invested quite a bit of time to learn the basics via JL Collins simple path to wealth...
View ArticlePersonal Investments • How much to pay to clean a pool
I have cared for my pool myself but plan to hire someone to clean it. I will continue to do the chemicals. What is a reasonable amount to pay to have the pool vacuumed and brushed weekly?Statistics:...
View ArticlePersonal Finance (Not Investing) • The Medicare "Limiting Charge"...
Checking to see if my understanding of the Medicare "limiting charge" is correct.My understanding is for FEHB purposes, once a person is age 65 (for reference see Section 9 of FEHB brochures), then:1....
View ArticlePersonal Investments • Where are the index funds?
Earlier today I logged on to the Vanguard website in order to execute a fund exchange within my Roth IRA account. I wanted to exchange my shares of VBIRX (short term bond index) for shares of an...
View ArticlePersonal Investments • Settlement Fund Question (Re: Pension Rollover)
Hi, my wife and I both of previous traditional IRAs through VG. My wife left her job at the state (Pennsylvania) to take a private sector job. It was a weird and long process but we were finally able...
View ArticlePersonal Finance (Not Investing) • Anyone doing their own S-corp qtrly...
My CPA recently retired - the new EA taking over wants to charge $225 per quarterly payroll for our LLC reporting as an S-corp. The payroll should be straight forward since all numbers are decided at...
View ArticlePersonal Investments • Clarification of Vanguard fees for partial account...
Does anyone have definitive, first-hand knowledge (such as through direct communications) of Vanguard's new fee policy (to take effect July 1) with respect to partial transfers out of a Vanguard...
View ArticlePersonal Finance (Not Investing) • Revised Budget
After taking some advice from those on this forum in past posts, I have revised our budget/plan and wanted to see if anyone thought things could be further fine tuned in any areas:Full...
View ArticlePersonal Investments • VOO or more VTSAX
Looking at deploying about 50K rollover into current VG traditional IRA. Continue to add to VTSAX or buy VOO?Statistics: Posted by Pjm7171 — Sat Jun 15, 2024 4:10 pm — Replies 2 — Views 230
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Personal Finance (Not Investing) • Short term health insurance
Hello there!My fiancé has just moved to USA. We get married in six weeks. Once we are married, I will put her on my health insurance. What would be the best way, to get coverage in the meantime?...
View ArticleInvesting - Theory, News & General • Do you diversify beyond stocks and...
As we are approaching retirement and considering I may have a company package buyout the thought of branching out for diversification comes to mind.Specifically, we own mutual funds of stock and bond...
View ArticlePersonal Consumer Issues • Migrating to Onedrive from NAS for small office
Anyone have experience migrating their small office from NAS file storage to Microsoft Onedrive? Current storage used is around 50GB and maybe 100K files. My goal is for our work files to appear on...
View ArticlePersonal Investments • Fund choices in Fidelity Personal Retirement Annuity...
Hello all,Some time ago, with the great advice and help from Stinky and other knowledgeable bogleheads, I did an exchange from an expensive tax deferred annuity into the Fidelity Personal Retirement...
View ArticlePersonal Investments • How to best adjust international allocation across...
My retirement accounts are all VT or target date funds. My taxable is all VTI.Asset allocation is 70/30 US/international. However as taxable grows US allocation is getting greater than 30%. I am...
View ArticleNon-US Investing • Clarifcation on US withholding tax and synthetic swap fees
I'm new to investing but trying to educate myself. As a UK resident, I understand the best option for investing in an ETF that tracks the S&P 500 is to use ones that are domiciled in Ireland and...
View ArticleInvesting - Theory, News & General • A Good Reminder
A good reminder to check your bank and brokerage statements monthly, and maybe not to keep too much in your checking account.https://time.com/6987981/banks-check-fraud/Statistics: Posted by Gaston —...
View ArticlePersonal Finance (Not Investing) • Suggestions on Budgeting (Spending) Method?
In our 20s, my wife and I have been struggling with credit cards. We're not in deep consumer debt, but I feel we live paycheck to paycheck and spend more on our credit cards than we should. Clearly, I...
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