Personal Finance (Not Investing) • Car hit and damaged!
This is a cool story: My son's 14-year-old Lexus that I we had given him was hit when a person backed out of their parking spot at the grocery store. It is his first accident. So he took photos before...
View ArticlePersonal Investments • Target date funds with less international expsure?
Most target date funds tend to have relatively high international stock & bond exposure. Does anyone know of any that have less international exposure?Statistics: Posted by momopi — Fri Jun 28,...
View ArticlePersonal Investments • TIPS Purchase Discrepancy
First time Treasury purchaser. Last week I bid $200k to buy 5 year TIPS. This week my bank withdrew over $204k to cover the purchase. My TreasuryDirect account shows I own $200k in 5 year TIPS. Where...
View ArticlePersonal Investments • Retiree IRA minimal tax
This retiree is paying to much tax to withdraw from IRA. I'm a 70 year old that is frustrated to learn my tax burden from IRA after taking social security will cost 22% for every dollar withdrawn. My...
View ArticlePersonal Consumer Issues • Water bottle for an upcoming international trip
Hello Bogleheads,I'm looking at a trip to Central/South America later in the year and am in need of your guidance for water bottles. I may not be able to boil water, so I'm looking for a water bottle...
View ArticlePersonal Finance (Not Investing) • Layoff Advice
Hello. I'm in an interesting layoff situation and wanted to get some thoughts. For the last year my company has been moving quite a lot of job functions overseas. Although they haven't announced it,...
View ArticlePersonal Finance (Not Investing) • Vanguard: What documents to download...
After always having separate taxable brokerage accounts at Vanguard (before we could be married), my spouse and I are combining them to simplify. Before this happens, what statements or reports should...
View ArticlePersonal Finance (Not Investing) • 529 withdraw all funds for expenses of 1...
Can you withdraw all funds for the year's worth of expenses at once at the beginning of the year for two semesters? Or does the IRS want you to pull out the funds only when you need it?Example:...
View ArticlePersonal Consumer Issues • How much to pay for a Bronco?
Anyone on here have one and how do you like it?… any probs? I’m possibly in the market for one if I can get it at a good price..This would be a fun non daily driver vehicle. There are two in my area...
View ArticlePersonal Finance (Not Investing) • Career Advice for a CPA
Hi All - I’m a 32 year old single CPA living in a very low cost of living city and am looking for some career advice. I worked at a top 20 firm for 7.5 years. Started at $48,000 in 2016 and left in...
View ArticlePersonal Investments • VFIAX Today
S&P 500 dropped 0.41% today but VFIAX (Vanguard 500 index fund) dropped 0.75%. Usually daily movement is exactly the same. I am not concerned about daily movements but am curious to know the...
View ArticlePersonal Finance (Not Investing) • Trust as IRA contingent beneficiary after...
I'm having trouble seeing how to keep the probate estate from becoming my IRA beneficiary under certain circumstances. We want it go to spouse if living, and directly to a pass-through accumulation...
View ArticlePersonal Consumer Issues • Where to seek urgent care when traveling in Canada?
I have heard about horror stories about the long wait for medical care in Canada. We are traveling to Canada. Given our ages and medical history, there is a remote but positive possibility that we...
View ArticlePersonal Consumer Issues • Replacing Roof and Considering Solar
In the coming months, we plan to replace our roof at our home in the Houston area. We are also considering the option of installing solar panels at the same time. Our total electricity usage for the...
View ArticlePersonal Finance (Not Investing) • After 401k and Roth IRA, what's next? 457b...
We each have a pre-tax 401k and Roth IRA being maxed each year, as well as some taxable account money that was leftover after buying a house and having a child. Some additional income could still be...
View ArticlePersonal Finance (Not Investing) • Fender Bender - interesting option
I filed a report with my insurance company regarding accident online.Online, it states that I am not at fault.It presents the option to have my car fixed using my insurance with my deductible. If I...
View ArticleNon-US Investing • Investing for >70yo relatives
HiRelatives, age 70-75, based in Italy.Used to CDs, but they have gone beyond the threshold, and would prefer to not open too many bank accounts. The bank they're at has trading, and Eurozone bonds,...
View ArticlePersonal Investments • Question about spending in retirement
I have a question about spending our money in retirement. Here is a brief overview of our situation. I am a recently retired fed (FERS) receiving about $2k/month in pension after taxes/healthcare...
View ArticlePersonal Finance (Not Investing) • US Savings Bond Redemptions
[Edited to remove ALL CAPS, per forum policy section 2(b) -- moderator oldcomputerguy]We purchased some bonds many years ago which we will now give to our son to help him purchase a home. The bond has...
View ArticlePersonal Investments • Gifting appreciated stock - loophole?
Hi there,Here's my situation. My child (23) is starting a fulltime job in July and will have under $44k in income during the year. Is this strategy a possibility?Me -> Gift him $18k in...
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