Forum Issues and Administration • Bogleheads Forum website running VERY slow?
I'm experiencing very slow response from the BH Forum both yesterday and this morning. It's taking 15-30 second for the website to respond. Both on my iPhone and on laptop.Is anyone else experiencing...
View ArticlePersonal Consumer Issues • Car repair question
My car was having periodic starting issues so I brought it to a local mechanic who diagnosed the problem as the starter, which they replaced. Within a week or so the problem was back (not sure it ever...
View ArticlePersonal Investments • Can I afford to retire at 57, please help
Hello, everyone I really need some advice for my situation, I think I’m okay but unsure I am 57 and single I have a paid off house in Vegas, worth $725k and currently being rented for $2600 a month,...
View ArticlePersonal Finance (Not Investing) • 529 Withdrawal for Scholarship Reimbursement
My eldest child is in college and I have already made a qualified withdrawal for their tuition bill (balance), room and board. However, our state recently changed the name of the program and sent out...
View ArticlePersonal Investments • Cash in an Inherited Taxable Account
My wife has an inherited taxable account that was originally invested in ACEIX (set up by an Ameriprise advisor that we recently fired when we moved everything over to Fidelity). That fund was an...
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Personal Finance (Not Investing) • 2025 401k Catchup - 64 and Older
I was originally going to ask how the IRS will determine the age cutoff for the new 2025 age 60-63 catchup contribution limit, since I turn 64 in 2025. But searching the Bogleheads forums, it looks...
View ArticlePersonal Finance (Not Investing) • If both joint account owners die at the...
Just opened a joint account Vanguard Cash Plus and tried to add a beneficiary:(From Vanguard's website:) "...we don’t allow you to add beneficiaries to joint accounts because joint accounts simply...
View ArticlePersonal Consumer Issues • Pickleball Net That is Portable - Your...
Hello,I am hoping to find a good pickleball net that is portable and quick to setup. Amazon has a bunch of choices but reviews for me are hard to determine what is actually good quality. Any...
View ArticlePersonal Consumer Issues • Recommendations for a new dehumidifier
When my parents died in 1994, we inherited their dehumidifier. They'd had it for at least 15 years and it lasted at my house another 15. Since then, the longevity of our dehumidifiers has been maybe...
View ArticlePersonal Consumer Issues • Ooma Users: What does it cost to use Ooma for phone?
Considering replacing the local cable company VIOP phone with an Ooma. What approximate charges are there for Ooma and how are they billed and paid (eBill, Mail?).Statistics: Posted by RationalWalk —...
View ArticlePersonal Investments • Help me understand: retirement and taxes
G' Day, y'all!My wife and I plan on retiring early next year and start drawing SS retirement benefits. At the same time we will have to substitute our income by drawing money from our investment...
View ArticlePersonal Consumer Issues • what are the qualifications of a "Trusted...
My estate attorney yesterday said it is a POA.VG info suggests different.I do read VG doesn't work well with users attorney generated documents- I plan to download VG forms.More generally what does a...
View ArticlePersonal Investments • Would you adjust your retirement number/SWR/...
I used to target a 28x expense or ~3.5% SWR as "my number" for retirement - which would be about a 40 year retirement period for me.This is probably a nice problem to have, but a combination of market...
View ArticlePersonal Consumer Issues • Considering Model Y 2024, but
I was considering a Model Y but I got sticker shocked by potential insurance cost. GEICO. State: NJ. $500 deductible. Additional car. 6 months. Total : $2100.To compare, 2024 Model X: $22002024 Toyota...
View ArticlePersonal Investments • Simple RMD question
I have both a (smallish) IRA and a (much larger) 401k, both at Vanguard. The question is how are withdrawals made? Does each separate fund have a required RMD, or can a single RMD be based on the...
View ArticlePersonal Consumer Issues • How do I justify buying an expensive tool?
I’m considering purchasing a Ridgid ProPress tool, which costs about $1,500, to have on hand for any potential plumbing emergencies. I don’t have a specific project in mind right now, but I’m...
View ArticlePersonal Investments • Pros and cons: joint Vanguard brokerage account
Hello, Bogleheads!My wife and I have separate Vanguard brokerage accounts to which we automatically contribute each week. I was thinking of opening a joint brokerage account for both of us,...
View ArticlePersonal Investments • Where to park cash temporarily
Hi! My hubby is about to be laid off, so I want to accumulate some cash to pad out our emergency fund until he has work again and any left over money would then be put back into ETFs. I have it in...
View ArticlePersonal Finance (Not Investing) • Is ISO shares same day exercise/sell...
I had some ISO shares vested 10 months ago, granted to me 2 years prior to that. This got exercised/sold this week on a same day. This is a private firm and all I had to do is agree to the transaction...
View ArticlePersonal Investments • Settling on t-bills as cash strategy
I feel like I've been asking versions of this question on this board for the last year, but I've settled on using t-bills for my cash strategy (emergency funds, etc). I buy them at Fidelity on the...
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