Personal Finance (Not Investing) • Trying to Understand Estimated Taxes This...
I thought I had a decent understanding of estimated taxes, but now I'm confused. I was a high school teacher who received a W2 and now receives a pension. My wife, while she did occasional consulting...
View ArticlePersonal Consumer Issues • I'm buying a house with cash, can I get a mortgage...
I think this might be a stupid question but maybe not, I really don't know the answer. If I bought a house with cash, can I get a mortgage on it at a later date? My thought is you can via a cashout...
View ArticlePersonal Investments • Please help my son pick 401k funds from new job
Hi everyone,My son is a recent college grad. He just stared a new job and his company will be matching up to 6%. He is able to contribute to a Roth 401k.I am attaching his choices through morning star...
View ArticlePersonal Finance (Not Investing) • Converting a SEP IRA to ...???
Hello!I am a small business owner who chose a SEP IRA plan a few years ago because it seemed like the best (and easiest) way to get going. At the time I had no employees, just contractors. I have been...
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Personal Finance (Not Investing) • Help with Vanguard i401k EIN for 5500-EZ
I closed a Vanguard i401k and submitted a 5500-EZ in July 2024 instead of transferring it to Ascensus. I just now realized that I used the wrong EIN Now I have to amend the 5500-EZ. I remember doing...
View ArticleInvesting - Theory, News & General • HSA accounts
Numerous financial websites state that an HSA account, as it has triple tax advantages, should not be used other than for investing until retired and needed. i.e. Pay medical expenses out-of-pocket...
View ArticleInvesting - Theory, News & General • Activily managed Admiral shares at...
I know it’s possible to transfer, and continue to hold, indexed Admiral class shares of Vanguard mutual funds at Fidelity. Is it possible to transfer actively managed Admiral class shares and continue...
View ArticlePersonal Finance (Not Investing) • Roth SEP IRA vs Solo 401k and the QBI...
I just learned about the Roth SEP IRA and am looking for clarification on the QBI deduction. Does a Roth SEP IRA reduce the QBI deduction? I don't believe it does, but think that a Roth Solo 401k...
View ArticlePersonal Investments • Anyone Concerned with AVUV Performance?
I was looking at ALPS O'Shares US SC Quality Dividend (OUSM) to supplement or replace. Interested in any thoughtsStatistics: Posted by zdfger — Sun Sep 08, 2024 8:04 am — Replies 9 — Views 617
View ArticleNon-US Investing • Is US Social Security Income Taxable in India for US...
I am a US citizen residing in India for last several years and file taxes in the US, and in India (as Resident Ordinarily Resident). I am 64 yrs old and had I been living in the US, I would have...
View ArticleInvesting - Theory, News & General • TIPS ladder with iShares iBonds TIPS...
I am looking for a tool like https://www.tipsladder.com/ that can build me a 10 year TIPS ladder that would generate $20,000 a year but using the iShares iBonds TIPS (IBIA, IBIB, IBIC, IBID, IBIE,...
View ArticlePersonal Investments • 60/40 benchmark comparison
Hello all. Is the Dow Jones Moderate Portfolio Index an appropriate benchmark to use against my own personal 60/40 portfolio?If not, what benchmark is?Thanks!Statistics: Posted by footballer — Sun Sep...
View ArticlePersonal Investments • Where to stash $300K from Sale of Primary Home?
We'll be in FL for a year after this sale and will then use the money plus our brokerage funds to buy a new place somewhere. Am thinking putting at least half in VG total bond fund...where to put the...
View ArticlePersonal Finance (Not Investing) • New car Purchase, finance or cash?
Our present vehicle is 12 years old and although reliable, we're thinking about a newer fuel efficient vehicle that meets a few different needs than our present one. Perhaps $45k by the time its in...
View ArticlePersonal Finance (Not Investing) • Windfall elimination provision and spousal...
I don't contribute to social security and will not have social security benefit. My spouse contributes to social security and will have benefit. Will I get any spousal benefit from my spouse's social...
View ArticlePersonal Finance (Not Investing) • Tax Question - Selling Company Stock
Hello. I am working on a rebalance and simplification of investments. 60 years old, married file jointly looking to retire in 4 or 5 years. As part of the simplification, I would like to sell some...
View ArticlePersonal Consumer Issues • New Refrigerator recommendations
Our 10 year old LG French door 30cuft fridge gave out and we are looking for recommendations. We are thinking about GE profile PGE29BYTFS. Anyone who has this and would you recommend? Any other...
View ArticlePersonal Finance (Not Investing) • Tax and estate implications from moving...
We are considering moving my elderly father (early 80s) into our house so that he can spend a few good remaining years with his only grandchildren. My mother is deceased and the only beneficiaries in...
View ArticlePersonal Finance (Not Investing) • Please help me overcome fear of investing...
HelloAges: 46 for both of usI posted our finances in December 2022 and got good advice. Since then, salaries have increased some, and the market has improved.Taxable accounts ( all index, all equity),...
View ArticlePersonal Finance (Not Investing) • Kids brokerage account
We have been saving religiously for our daughter's 529. We have now saved enough for her. I am now thinking about investing for her in a custodial brokerage account. I know that assets and income of...
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