Personal Finance (Not Investing) • How much does it cost to raise a kid?
I ask this question because my dad has mentioned numerous times the amount of money it costs to raise each kid. He even has it down to a dollar amount - $500,000 per kid, which sounds...
View ArticlePersonal Investments • Treasury Bills and Notes
Is it a good idea for an 87 yr old retiree to move some assets, mainly VG Bond funds in an IRA, into T-bills and/or T-notes to preserve assets in view of weirdly unfolding political scene? Same...
View ArticlePersonal Investments • Is A Three Bucket Really A Two Bucket
By that I mean:1. "Foreigners" own about 40% of the US stock market.2. The US stock market accounts for about 60% of the worlds stocks3. Americans own about 16% of foreign stock markets4. And the BIG...
View ArticlePersonal Finance (Not Investing) • Should I name beneficiaries on accounts if...
I have received conflicting information about this from two attorneys.I have taxable accounts (brokerage and Treasury Direct), and an IRA.I have two beneficiaries of my revocable living trust (wife...
View ArticlePersonal Consumer Issues • Endless problems with Verizon Wireless, ATT better?
I've been happy with Verizon wireless for more than 20 years but customer service has plummeted in the past year. Although reception and cell coverage have been okay, I've had multiple problems with...
View ArticlePersonal Finance (Not Investing) • Joint Tenants in Common
2 spouses have both wills and trusts in place. One spouse passed and everything is being settled properly, avoiding probate.There is however, one JTIC account at Fidelity.Fidelity is refusing to...
View ArticleNon-US Investing • Early-30s UK-resident US-citizen seeking advice
Basic DetailsI am a US citizen in my early 30s, living and working in the UK for the past three years. I plan to stay here for the foreseeable future, but am unsure where I will retire. I am seeking...
View ArticlePersonal Investments • Please help, not sure what I'm doing
Hello Everyone,I am 4 months from turning 69, I retired when I was 63. I have made a lot of mistakes; fortunately, I did start an IRA for my wife and me about 20 years before I retired and paid off my...
View ArticlePersonal Finance (Not Investing) • Retirement and ACA
Hi all,My wife and I are looking good for early retirement in terms of $ but, like a lot of people, we are concerned about insurance.I would like to retire at 59.5. My wife would be 56. I will have...
View ArticlePersonal Investments • 5 year treasury ladder, how’d you do?
I set up a five year treasury ladder the first week of June, obviously a bit late to the party. I purchased via the secondary market through Schwab. I got 4.65% at years 1-3, 4% at year 4, 4.25% at...
View ArticlePersonal Investments • Pre-tax+Roth 401k and Rule of 55
I’m watching the 401k balance grow higher each year, and running some projections to see when I could retire. In the back of my mind, I always had age 55 as a benchmark, since my plan supports the...
View ArticlePersonal Investments • Best option for investing money with lot of capital...
Due to hyperaggressive and ill-informed options and futures trading, I (and DS) have accumulated capital loss carryover in excess of 900k. Learning from the past lessons, we have saved and have saved...
View ArticlePersonal Finance (Not Investing) • Probability distribution graph on Google...
Looking online, but not finding anything yet… Can someone help…I have an event with a 10% probability of X, and a 90% probability of Y. I’d like to randomly generate numbers (which I can do on Google...
View ArticlePersonal Consumer Issues • Gmail or Own Domain Name for Personal Emails?
Wife/I will be changing from my Cable Internet Provider's email addresses to untie me from their internet service, for future flexibility.Now, do I:1. use our Gmail addresses (not used now)Pros:- no...
View ArticlePersonal Finance (Not Investing) • error
errorStatistics: Posted by Kylelange — Tue Sep 10, 2024 8:42 am — Replies 25 — Views 990
View ArticlePersonal Investments • Why Do I Want Vanguard Admiral Funds? - VOO vs VFIAX
Why is there such a benefit to selecting the mutual fund VFIAX over the ETF VOO?Slightly higher expense ratio.Dont know why Admiral Shares are specialStatistics: Posted by Front Toward Enemy — Tue Sep...
View ArticlePersonal Investments • International ETF/Fund selection and placement to...
I am really struggling with our international holdings and would like some advice. Our AA calls for 33% of equities to be international. We are in the 37% federal tax bracket. Our taxable account is...
View ArticlePersonal Finance (Not Investing) • Can I use AOTC for my daughter's nursing...
My situation:1. My daughter is in her third year of college and plans to graduate this year.2. Helping her graduate in 3 years were credits she earned during a gap year program after high-school...
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Personal Finance (Not Investing) • Confusing bill for a minor surgery
I get that if you have surgery, many people are responsible for your care. This results in multiple EOBs. I am confused on the EOB's from the hospital. The first one is for $1500 which I presume is...
View ArticleInvesting - Theory, News & General • Fidelity login failed today
Sorry, we can't completethis action right now. Please try again.What gives? Never saw this before anywhere.Statistics: Posted by RationalWalk — Tue Sep 10, 2024 10:28 am — Replies 19 — Views 581
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