Investing - Theory, News & General • What happened to Detroit Munis after...
Trying to look back at when Detroit declared bankruptcy in 2013. Does anyone know the recovery rate of their defaulted Muni bonds?Statistics: Posted by JamesL — Mon Nov 11, 2024 9:03 pm — Replies 0 —...
View ArticlePersonal Finance (Not Investing) • ACA adjustments mid year
Say you have health insurance on the ACA marketplace, and estimated yearly income of 25,000 (single). So you are getting a premium subsidy and also breaks on deductible and max OOP. If your income...
View ArticlePersonal Finance (Not Investing) • CDHP vs HDHP
We've been enrolled in a High Deductible Health Plan (HDHP) and making annual contributions to our HSA. We've grown a nice balance of tax free savings. Now our 2025 options have changed and we are...
View ArticlePersonal Investments • Please review my spreadsheet portfolio and provide...
Single Male 39No DebtRent 3500Tax Bracket California Income 350K Yearhttps://cryptpad.fr/sheet/#/2/sheet/vie ... kmWHevNKg/Statistics: Posted by ilala — Mon Nov 11, 2024 11:58 pm — Replies 1 — Views 120
View ArticlePersonal Finance (Not Investing) • How to tax gain harvest pre-IPO stock?
I own a chunk of stock in a company that plans to IPO in the next year or two. The company has significant revenue and I am confident they will have a favorable exit in the future. The stock trades on...
View ArticlePersonal Investments • Laid Off with a large severance - any financial advice?
I was laid off from my job recently. Overall, I was unhappy with the role, and had already begun some light networking and job searching, so in a way, it’s a good thing, especially since the severance...
View ArticlePersonal Finance (Not Investing) • Accessing the my TSP account
I am presently somewhat perplexed. I have an account with the TSP, and originally used a username, password, and second password/passphrase to access my account. I used to check my account once a week...
View ArticlePersonal Consumer Issues • Christine Benz article
She wrote a nice article saying something along the same lines of the book Die with zero. Namely that keeping a bunch of money you don’t need and dying with a large bequest is probably much less...
View ArticleInvesting - Theory, News & General • Comparison between this rally and 1928
I just read this article pointing out similarities with the 1928 post election rally. It's quite unsettling.https://www.bloomberg.com/opinion?cmpid ... gn=authersAre you rebalancing into bonds these...
View ArticlePersonal Finance (Not Investing) • Elderly Relative - Planning for the next...
Hoping to tap into the Boglehead Brain Trust yet again with another high class problem - maximizing wealth and minimizing a tight spot for an elderly relative who is trying to arrive down the road at...
View ArticleInvesting - Theory, News & General • 415(c) Limit
I have two 403(b) plans, a 457, and a solo 401(k). My understanding is the 415(c) limit is $69,000. One 403(b) plan is employer contribution only. For the other 403(b) plan, I contribute $23,000, plus...
View ArticleInvesting - Theory, News & General • Fiduciary Responsibility
Posting to ask if an investment company such as Fidelity, Schwab , Vanguard etc. has any obligation to inform an investor that his or her assigned Financial Advisor will no longer be acting in this...
View ArticlePersonal Investments • Sanity check on fund allocation
I posted this on reddit.com/r/bogleheads, but got very little in the way of input. I'm working through everything post-move from Edward Jones to Schwab, and trying to figure out the best way to sort...
View ArticlePersonal Investments • Changing Roth IRA holdings drastically
I know this sounds like bad timing, but I’ve decided to reduce the weighting of international stock ETFs in my Roth from 25% to about 14% and switch to the low cost vanguard etf, VEA. I no longer see...
View ArticlePersonal Finance (Not Investing) • Does Uninsured Motorist Coverage Stack?
If I have two cars and both have a 500/500 policy for uninsured motorist and my wife and I are in the same car and hit, do we have essentially 1 mill/1 mill coverage?I'm in Oregon and googling says it...
View ArticlePersonal Investments • Nitty-gritty of Roth conversion
We are fairly recently retired, and this will be the first year we have zero income from salaries. So, the plan is to do our first Roth conversion. As I started to execute that plan (perhaps a bit...
View ArticlePersonal Finance (Not Investing) • HSA and Fafsa
Do only HSA contributions made from payroll deductions help lower SAI or do contributions I also make on my own to my HSA also help lower SAI? TIAStatistics: Posted by texags00 — Tue Nov 12, 2024 9:52...
View ArticlePersonal Investments • Any safer investments taxed as capital gains?
Are there any investments that are considered relatively safe (more like bonds or treasuries than equities) but don't throw off dividends and have growth that is treated as capital gains for tax...
View ArticlePersonal Investments • Drawing down from the bucket that is "up" in...
After investing retirement savings for many years in target date index funds, I'm beginning to think about draw down strategies. A financial guy on YouTube mentioned the strategy of keeping some of...
View ArticlePersonal Finance (Not Investing) • CreditKarma - Merrill Edge connection issue
Is anyone else having issues with connecting to Merrill Edge through CreditKarma ( previously Mint) for the last few weeks?Statistics: Posted by mk1039 — Tue Nov 12, 2024 11:00 pm — Replies 0 — Views 56
View Article