Personal Investments • BND - why so poorly performing
I've bought some BND for my three fund portfolio and I.. just don't understand this security very well. Is there any good documentation on if this is a good bond fund? And how to help a newcomer like...
View ArticlePersonal Consumer Issues • Albuquerque 5 days
DW and I will be in Albuquerque for 5 days in June. Any "don't miss" recommendations? The only things planned so far are day trips to Sante Fe and Los Alamos. I'm also interested in hikes (5-7 miles...
View ArticlePersonal Consumer Issues • Cost for a new driveway
Have been thinking about getting a new driveway and from what I am seeing online, the current going rate for asphalt is about $10 per square foot. Does that sound about right? FWIW, we are in a...
View ArticlePersonal Consumer Issues • Best source for general consumer news/info- Clark...
I like visiting Clark Howard's website and often listen to his podcast to keep abreast of general consumer-related issues. What resources do you use for this purpose (not researching a particular...
View ArticlePersonal Finance (Not Investing) • Where to transfer an old retirement account?
Hi, my wife had a retirement account at a former employer who closed up shop and the existing retirement account switched over to a fixed Rollover Traditional IRA at Voya. This account is just sitting...
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Personal Investments • Managing Inheritance + Portfolio Plan Review
Hello everyone and thank you for clicking on my post. I am a long time reader, first time poster. I am looking for some guidance regarding an inheritance I recently received from my father totaling...
View ArticlePersonal Consumer Issues • CA meaning of "in the property" vs....
Some of the questions in the California real estate standard Seller Property Questionnaire ask about issues "in the property" and others ask about "on or in the property". Is an exterior wall...
View ArticlePersonal Finance (Not Investing) • Car Loan Interest vs. Investment Interest?
We're currently hunting for a car and debating taking a loan or paying cash. We have a punch list of pros/cons of both options, but my dense brain is having issues comprehending interest on a loan...
View ArticlePersonal Finance (Not Investing) • authorization process for...
Hi All,I know that all 3 credit bureaus allow for the ability to 'freeze' credit. My question is, how is the ability of the credit to be 'unfrozen' authorized? Is there a password-controlled account,...
View ArticlePersonal Finance (Not Investing) • Receiving 2 Form 5498s for the same rollover
I did a direct rollover from a Roth 401 to a Roth IRA with ETrade. They issued two Form 5498s. The main transfer took place in August, and then in October, a small amount of the dividends that came...
View ArticlePersonal Consumer Issues • Dental implant failure
I'm in the process of getting a dental implant - had the surgery done about 5 months ago, and have known that something hasn't been right with it (it's not my first implant, so I know how it should or...
View ArticlePersonal Consumer Issues • Has Google Assistant become dumb or am I doing...
It used to work great for years. But seems last few months it keeps stumbling on the most basic requests. For example this request:"Create reminder for next week at 2PM for health insurance"It...
View ArticlePersonal Finance (Not Investing) • Need help choosing car insurance coverages
I can change car insurance companies and get better coverage for less. I'm not sure what coverages to choose since I had an agent help me when I first got my license and kept the same coverage for 20...
View ArticlePersonal Investments • new company 401k plan
VTHRXVanguard Retirement Fund 2030VTTHXVanguard Retirement Fund 2035VFORXVanguard Retirement Fund 2040VTIVXVanguard Retirement Fund 2045VFIFXVanguard Retirement Fund 2050VFFVXVanguard Retirement Fund...
View ArticlePersonal Finance (Not Investing) • What to do with a fully depreciated vehicle??
We have a 2016 model vehicle that was fully depreciated as a business vehicle in 2020. I've been letting a family member drive it for their personal use since 2020 but we are thinking of selling it or...
View ArticlePersonal Investments • Establishing a solo 401(k) - anything I'm missing?
Hello,Requesting feedback on whether establishing a solo 401(k) makes sense in my situation, or if there's anything I'm missing. Details follow and thanks!Background: I will soon be laid off from a...
View ArticleNon-US Investing • Interactive brokers asking for source of wealth
IB want me to send documentation showing my net worth has been derived from the source of wealth I (truthfully) declared. Has this happened to anybody else?This will be impossible to provide, as...
View ArticlePersonal Consumer Issues • Dental Implant vs Bridge
My previous post got blocked apparently for it being perceived that I asked for medical advice despite explicitly stating that I wasn't. So let me try again, wording it a different way to see if it...
View ArticlePersonal Finance (Not Investing) • ACA Health Insurance for a son(Non tax...
Hello All, My son(age 20) is transferring and moving to FL(UF) this fall as a junior in college. He is in a combined BS/MD(3+4) program so will start a medical school in fall 2025. We are planning to...
View ArticlePersonal Finance (Not Investing) • Life Advice Needed - Software Engineer to...
Hi Boglehead community. Long time lurker, first time poster. The knowledge gained from reading this forum over the years has been invaluable, and now I'm looking for advice specific to my current...
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