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Personal Consumer Issues • Old @me.com iCloud mail being spammed - anything...

I've had the same Apple email address back when it was @me.com and then it got merged into @iCloud.com. If you send an email to either @me or @iCloud, they both go to the same inbox. I don't really...

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Investing - Theory, News & General • Well well written critique/analysis...

Hi all, I was doing some reading/research on a new term I came across related to whole life plans ("surrender cost index") and stumbled across a report by the FTC from 1979. I found it to be a VERY...

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Personal Finance (Not Investing) • Is venmo connection broken in Empower?

Not able to connect to venmo in empower for the last 2 weeks. It keeps saying username/password is invalid. But the same username/password works in the venmo website. Is venmo connection broken in...

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Personal Consumer Issues • Filling in a swimming pool cost:

What is the general cost and experience with the process for filling in a 30X20', vinyl-liner pool with an average, concrete deck of about 10'? Depth ranges from 2-8.5'. Access is reasonably direct...

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Personal Finance (Not Investing) • G-4 visa and interest income?

Profile: 44 y/o European citizen living and working in the USA (NYC) for an internation organization on a G-4 visa. I also have a SSN. Totally new to investment and taxation, so apologies in advance...

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Personal Finance (Not Investing) • Renting out starter home

Hello Boglehead community, I have been reading a couple of posts about people possibly renting out starter homes and wanted some feedback on my situation. My wife and I with our 2 boys are likely to...

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Non-US Investing • Help with VPW: how does it work?

HiI am soon approaching FI. Accumulating was simpel, I have put 100% in global ETFs. But figuring out how the portfolio should be in RE and how withdrawals work, I find less clear. For now, I am...

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Personal Consumer Issues • My computer has 8GB of ram. Would I make it faster...

right now. The cost is only about $10 more to get the 16GB stick. This is a desktop.Statistics: Posted by iamblessed — Mon May 27, 2024 1:53 pm — Replies 28 — Views 736

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Personal Investments • Should I Invest in Bonds?

I’m 34 and my wife is 42. Our current investment allocation is:VTI = 70%VXUS = 20%BND = 10%Or their fidelity/mutual fund equivalent.Given that we didn’t try to sell anything except to do tax loss...

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Investing - Theory, News & General • A case example of Willam Berstein's...

I have held Ford stock (yes I know bad on me for having an individual stock) for 8 years. When I purchased the stock in 2016, the cost was 200 shares for 11.15/share, 300 shares for $11.82/share and...

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Personal Finance (Not Investing) • IRS sending lots of mail to previous...

For well over a year now, the IRS has been sending letters to the previous tenant. I always write “return to sender — no longer at this address” and put it back in the mailbox. However, the letters...

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Personal Investments • Help me make an important decision

Long story short I’m 100% burnt out with my current job. I’ve been there close to 20 years. At this point I’m doing it for the money only. I have grown to despise it and I think it’s the cause of some...

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Personal Investments • Ditch International Holdings?

Years ago, I diversified my 401(k) contributions with a mix of domestic and international stocks. Unfortunately, my international stocks have consistently and substantially underperformed compared to...

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Personal Finance (Not Investing) • Is it ever worth paying more to have an HSA?

I’m changing employers and am comparing health insurance options. They offer an HSA eligible plan but all in it is net about $1k more expensive per year after considering the more expensive premium...

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Personal Investments • ETFs vs Direct Indexing

I have been a fan of ETF index (VTI, VOO, etc.) investing for years. I've been reading up on direct indexing and am curious as to whether folks on this board are in favor of it. I see the main...

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Personal Investments • Fidelity SE 401(k) - Managing Dividends

I recently transferred my Vanguard solo 401(k) to Fidelity. My new Fidelity self-employed 401(k) has just one holding, a Vanguard fund. I want dividends and capital gains from that fund to be...

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Personal Investments • VTSAX vs FSELX - based on Nvidia holdings

I see Nvidia is going up pretty much every day (given their revenue and future potential etc). I am a believer of investing in a mutual funds as apposed to individual stocks I see VTSAX has around...

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Personal Consumer Issues • Travel question

When you get on a plane now do they ask you the covid questions like "have you had a fever of cough in the last two weeks"?I had a cough caused by pollen. Did a covid test and it was negative. Should...

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Personal Finance (Not Investing) • Selling a house with unpermitted basement?

Anyone with experience selling a house with an permitted basement? Love to hear if it was straightforward or a real nightmare.Seems like the best way to handle the selling of a house with permitted...

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Personal Investments • Where to direct TIPS/Notes/TBills interest payments?

Q: Any suggestions on how to handle interest payments on Treasury Direct TIPS/TBills/Notes??I intend to buy some more treasuries for my bond holdings at Treasury Direct. Any suggestions on how to...

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