Personal Investments • Funds for Income and some Capital Growth
I am 74 years old retired with SS and a pension that more than cover my expenses and mortgage. I have my IRAs (Roth and Traditional) and my taxable account in the three fund portfolio originally that...
View ArticlePersonal Finance (Not Investing) • Problems depositing a check made out to a...
My elderly father (my brother and I manage his financial affairs) had issues depositing a check made out to a trust in his name, even though previous such checks went through smoothly. Glitch, or?He...
View ArticlePersonal Consumer Issues • Have a permit-Hire an independent inspector anyway?
We have our basement finished with a new bathroom. We have a permit and that requires inspections. However, does it make sense to hire an independent inspector to verify the work? I am not sure how...
View ArticlePersonal Finance (Not Investing) • What happens to Inherited IRA after I die?
I'm the trustee of my parent's living trust. It is the beneficiary of an inherited IRA, from which I've been taking RMDs for 15 years. The question is what happens to the inherited IRA after I die? I...
View ArticlePersonal Consumer Issues • lamb ribs
I recently did a cross country trip for a college gradation. We stopped at (near) Kansas city's Jack Stack BBQ and I tried their lamb ribs and I was impressed. I need to do another cross country trip...
View ArticlePersonal Finance (Not Investing) • What does Current Earnings mean?
I'm using the SSA calculator to project my benefits when I retire from ages 65 to 70. It's asking for my current earnings. Does that mean my Gross salary, my net salary or what number should I enter...
View ArticlePersonal Consumer Issues • All DIY lawn weed control sucks. Change my mind.
Hey all,We have 0.75 acres. Around 18k sqft of lawn. And I’m having trouble with weeds. I’ve tried the Scott’s 4 season purple/yellow/green/red plan, tried 2-4-D spot treatments, round up kills weeds...
View ArticlePersonal Investments • Inherited IRA Question
My dad died in 2021 at the age of 59. He had $900,000 in a pre-tax 401k. He was divorced from my mom but had left her as a beneficiary. My mom declined to accept it so myself and sibling inherited and...
View ArticlePersonal Consumer Issues • Boarding/de-boarding cruise ships
We have a cruise ship coming up this summer. We are traveling with our older parents. Excursions already planned, or getting finalized. I have kept ~1hr window from the time we dock till the first...
View ArticlePersonal Investments • 529 front load vs annual w state tax credit
Can you provide input on the decision to lump sum an investment in 529 for young kids to maximize tax advantaged growth vs contribute slowly to maximize taking full advantage of state tax credit...
View ArticlePersonal Consumer Issues • how to set up a landline using mobile hotspot
Can anyone show me how can i create a telephone landline (need a telephone port) from a mobile hotspot?do I need to attach a router to mobile hotspot first then use some VOIP or hardware to create a...
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Personal Consumer Issues • O2 hose and curious cat
I use O2, so drag ~60' of hose around through the house. The about 9 month old cat has started chewing on it. I've had to patch several holes in the last 24 hours. Any way to get him to stop? I...
View ArticlePersonal Consumer Issues • Extra Dr. Appts just to bill? (not medical advice)
Hello Everyone (moderators this is not for medical advice just seeing how common extra appointments are).Our family is finding that our Drs are creating extra appointments that may not be necessary. I...
View ArticlePersonal Investments • Monte Carlo - standard deviation & overall...
Not looking to debate the usefulness of Monte Carlo simulations; I fully understand both sides of the arguments around the technique.I have a couple of questions about how the typical configuration is...
View ArticlePersonal Consumer Issues • Style of iPad case
Now that I have purchased my iPad I need a case. I see mostly two different styles. One looks like it is leaning against a small folded thing and the other is the cover with a few grooves that you put...
View ArticlePersonal Investments • IUL Pros and Cons?
This may have and probably has been answered before, but being relatively new on the forum I'm curious. Our financial advisor brought up an IUL as a seemingly wonderful opportunity to "invest" in what...
View ArticlePersonal Finance (Not Investing) • Selling Shares Using SpecID - How to...
I'd like to sell shares of a stock using SpecID through Vanguard. When I click on shares to sell I can't figure out how to calculate the actual gains. How can I figure out actual gains? I want to keep...
View ArticlePersonal Consumer Issues • How to drop land line
I have land line with Comcast and want to drop it but keep my phone # and regular phone devices. Voice over internet, virtual phone system something else?Help pleaseStatistics: Posted by ser66 — Thu...
View ArticlePersonal Investments • Investment Buckets, Rebalancing & Dollar Cost...
Hello! Thanks for checking out my post. I'm seeking some basic guidance on investing and rebalancing a portfolio.After working with a financial advisor for years and learning a lot from this site and...
View ArticlePersonal Finance (Not Investing) • Seeking Tax Advice on Home Sale Donation /...
Ms. Cruise and I are planning our eventual entry into a CCRC, which would occur in a coordinated way with the sale of our greater than $1M home. For some complex reasons, I would prefer to donate this...
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