Personal Consumer Issues • Tracfone - bundle of minutes/time
Last year, I bought a prepaid Tracfone as a secondary phone. The promotion included a year's worth of time/service.I bought it on QVC, as I recall.Of course I can go to Tracfone to re-load, but is...
View ArticlePersonal Investments • Why Does Vanguard Make it Difficult?
Just recently attempted to add a bank to my decades old Vanguard account. Just wanting to do a transfer of funds to Vanguard.Bank is in system to auto-populate in their search, asks for my...
View ArticlePersonal Investments • 100% in s&p 500 index in your 40s
I have most of my retirement savings in an s&p 500 index fund. I am considering transferring a few individual stocks into s&p. Is 100 % in s&p a good way to go? I feel this is the best...
View ArticlePersonal Finance (Not Investing) • Plan to pay off 6.75% Mortage
Good Morning,Wife and I bought a vacation condo in an area that we love. We are renting it out in off season and plan to Airbnb it partially in summer to cover most of costs. If this does not work we...
View ArticlePersonal Finance (Not Investing) • SS Benefit Adjustment after Working Extra...
So, I took SS benefits at FRA of 66 but have continued working full time since then. I plan to retire fully in July 2025. Will SS adjust my benefit for the extra 5.5 years I have worked and paid in to...
View ArticlePersonal Finance (Not Investing) • Changing power of attorney in trust.
We did our Living Trust about a year ago.My wife wants to change the POA and executor from our oldest son to our youngest.I am assuming this is a simple thing to do.We had an attorney who does nothing...
View ArticlePersonal Finance (Not Investing) • Should I share his 529 balance with my 8th...
Do you think I should share my 8th grader’s 529 balance with him now? It’s $130k so not enough to go anywhere but should provide many options, particularly since I can add some more out of current...
View ArticlePersonal Finance (Not Investing) • Roth Conversion Plans went Awry
I did not pay estimate/quarterly taxes this year, 2024. I was planning on doing a Roth Conversion and having State & Fed Taxes withheld to be considered paid “Timely” for the year. Following up...
View ArticlePersonal Finance (Not Investing) • Statement Principle and Applied Principle...
Hi Folks Three years ago, I secured a business loan to buy an Airbnb and my personal house. I get a monthly statement with my payment due and what is principle and what is interest. I’m at an old...
View ArticlePersonal Investments • Performing a rollover from TSP to Vanguard?
I recently saw a post about rolling money from another account to Vanguard, but not the other way around, so I am posting my question here.I left federal service in 2001, but left my money in TSP. The...
View ArticlePersonal Finance (Not Investing) • FreeTaxUSA is out!
The 2024 version is now at www.freetaxusa.comStatistics: Posted by GuyInFL — Mon Nov 25, 2024 11:22 pm — Replies 2 — Views 504
View ArticlePersonal Consumer Issues • Windows gaming desktop ~$1,500, recommendations?
I've been a Mac user my whole life, even though I do have Windows experience at work. I'm looking for a Windows desktop I can hook up with a KVM switch to my Apple Studio Display to run a few Windows...
View ArticlePersonal Investments • Fidelity zero funds
What are your thoughts on the fidelity zero fee funds? specifically I was thinking of trading Fxaix for Fnilx. Fnilx is extremely similar to s&p and has actually slightly outperformed the s&p...
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Personal Investments • Retired and would like an audit
Here is our setup:Emergency funds: Yes, about 1 year in expenses.Debt: NoneTax Filing Status: Married Filing JointlyTax Rate: 0% Federal, 2.75% State (No distinction on income type)State: OHAge:...
View ArticlePersonal Consumer Issues • Login With Google, Facebook, Apple Etc.
Many websites give you the option of entering a user defined user name and password or to login using one of the options listed in the thread title. Is there a benefit or downside to using one or the...
View ArticlePersonal Finance (Not Investing) • QCD, RMD, Conversion
Dang it, I messed up. I believe the proper order of operations is:1. set up QCD2. take the balance of RMD if any3. do any Roth conversionsI messed this up and have done step 3 without having done...
View ArticlePersonal Finance (Not Investing) • Canadian resident gifting money to US...
My Mom is wanting to gift money to each of us kids. She is a dual citizen US/Canada, living in Canada. The current plan is to send this money to another family member living in Canada, who is Canadian...
View ArticlePersonal Investments • Social security credits and benefits
My wife has 39 of 40 work credits for social security. Does this mean she does not qualify for her own social security payments in her 60's?Statistics: Posted by A440 — Tue Nov 26, 2024 6:57 am —...
View ArticlePersonal Finance (Not Investing) • Wells Fargo TOD
I'm the POA and POD and my brother is a POD on my dad's Wells Fargo Bank Accounts. The monthly statements for the bank accounts list us both as I describe. The brokerage account only states TOD...
View ArticlePersonal Investments • Vanguard Login Page Not Loading
Is anyone having issues getting the Vanguard login page to load this evening? All I'm getting is a blank page. However, I can login via the app.Statistics: Posted by Visitor76 — Tue Nov 26, 2024 9:26...
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