Personal Investments • Portfolio Review for upcoming retirement and advice...
Dear BHers, Apologies for long post and thank you for your kind review and advice.We are planning to retire in 1-2 years. I have been lurking on this board for the past years. I really wish I had...
View ArticlePersonal Investments • Inherited spousal IRA and QCDs
I have not been able to find a definitive answer to a question that others may also be interested in. Two spouses, each with a substantial rollover IRA.Each with a substantial Roth IRAWe also have a...
View ArticlePersonal Consumer Issues • 20s fund for your kids
Jim Dahle of White Coat Investor talks about a 20s Fund for his kids https://www.whitecoatinvestor.com/my-ch ... heritance/Has anyone set this up and if so any feedback on how you did it and how it...
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Personal Investments • Switching to 100% stocks
Hi everyone,I'm trying to help my son but I really don't know what I'm doing. He has a Roth IRA in Target Retlirement 2065 (VLXVX) and a UGMA account in Lifestrategy Moderate Growth Fund (VSMGX) and a...
View ArticlePersonal Finance (Not Investing) • Homeowners insurance and naming the trust?
Hi allMy father recently passed away and the topic of homeowners insurance and naming the trust as a named insured (in addition to my and my spouse's names) came up. I called my insurance company to...
View ArticlePersonal Finance (Not Investing) • Estate executor/POA questions
My mom just passed away Friday, my sister is her estate executor, and she asked me some questions that I thought BHs could help me answer. My sister had my mom's POA and continues to have my dad's....
View ArticlePersonal Investments • Choose bond fund: American Funds Index vs Fidelity...
I'm working within a 401k account where I need to shift to bonds, and these are my two options for bond funds: American Funds Inflation Linked Bond Fund Class R-6, RILFX. ER 0.29, management fee...
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Personal Consumer Issues • do you wipe down grocery sundries before storing?
Talking items like a can of coffee, 2 liter of soda, box of saltines or cereal, gallon of milk etc. (not fruits and veg you wash and eat)Why ask? if the person stocking the items just came from the...
View ArticlePersonal Investments • Fidelity not taking orders for this week's 4-week...
I was going to start setting up a ladder of 4-week T-Bills starting with this week's auction, but Fidelity is not accepting orders for the 4 week T-Bill this week. Just got off the phone with the...
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Personal Finance (Not Investing) • IRMAA Appeal....Denied!!!!
How about this twist?We just started Medicare January 2025We got hit with IRMAA because our 2023 MAGI was too highHOWEVER, I retired in 2023 (life changing event - work stoppage) and our MAGI for 2024...
View ArticlePersonal Consumer Issues • [Coyote in the fenced yard]
We have a coyote who visits our yard (4' fence all around) -- I've not seen the coyote but they leave their poo in the same place now 4 times (I remove it every time) we have 3 dogs 65#, 45#, 10# and...
View ArticlePersonal Investments • High Alllocation of Stocks in Taxable Account
Per some research and feedback from this forum, I have kept everything in our taxable account to S&P 500 Index for tax-efficiency purposes. All bonds are in our 401ks. We are hopefully about 10...
View ArticlePersonal Investments • Russel 2500 approximation with Vanguard
Hi all,My 401k options are pretty limited, but I have Large equity (basically S&P 500) and Small equity (everything but the top 500 - basically tracking the Russel 2500 index), which is good...
View ArticlePersonal Finance (Not Investing) • Default Disposition in brokerage accounts
So I am starting to setup some money in brokerage accounts, I have been investing for over 30 years but haven't done much tax account investing. So when I setup the brokerage I am seeing the setting...
View ArticlePersonal Investments • Parking Money Market Proceeds
1 Retired with spouse. I'm new to this board. My work experience was in real estate redevelopment, not the stock market. Having found this board has been a God Send. I've now altered our entire...
View ArticlePersonal Finance (Not Investing) • Joint Trust
Wife bought a home before marriage. For estate planning purposes, with full willingness to share everything in their estate, and no other complexities, looking to put home into a Trust vs adding...
View ArticlePersonal Investments • Portfolio Review - Taxable account questions
35 yo full-time nurseCash 200kAll investment account through fidelity = 168kRoth - 67kFSKAX - 80%FTIHX - 20%TIRA - 24kFSKAXFTIHXFXNAX401k - 76kFSKAXFTIHXFXNAXStarting a new job with employer matching...
View ArticlePersonal Consumer Issues • Checking Performance on Vanguard
I am trying to see how badly our holdings in IRA performed in one year on the Vanguard site. It is very slippery. I am applying the filters for only Retirement, 3 accounts, his and her IRAs and his...
View ArticlePersonal Investments • Saturna Health Savings Account
At one time Saturna was a favorite here for HSA's.For years it was a great run until the notification recently that the "old platform" had to transition all accounts to the "new platform".I found the...
View ArticlePersonal Finance (Not Investing) • Nonpublic Stock in Roth Accounts
I am developing a company whose value could increase dramatically in the future (I suppose like every other entrepreneur). My current company, which I own, makes contributions to my retirement...
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