Personal Finance (Not Investing) • Insurance claim offer—where to go from here?
Have been with the same insurer since the mid ‘80s; homeowners, auto, and umbrella liability policies. One major claim (had new roof on a prior home after hurricane Katrina, as did almost everyone in...
View ArticlePersonal Investments • is this considered timing the market??
Hi,I wanted to check with the group if this violates Boglehead principles and would be considered timing the market.I told an investment advisor that I align with the boglehead principles and he...
View ArticlePersonal Investments • 60/40 portfolio, question about one-fund IRA and taxable
Hello there,I have a 60/40 portfolio (I'm 55, retiring in 10+ years because I really like my job) and it's ultra simple: VSMGX LifeStrategy in an inherited IRA, AOR in a regular IRA, and AOR in a...
View ArticlePersonal Investments • Roth vs traditional
Which is better?Statistics: Posted by prk — Sun Jan 19, 2025 3:14 pm — Replies 8 — Views 370
View ArticlePersonal Finance (Not Investing) • Thoughts on a career path forward?
I was laid off from a tech job in October of 2024. I am 40. I was a high level IC in IT compliance, SOX, and IAM with a base + bonus of $200k. Mostly strategy and controls—not a hands on keyboard...
View ArticleInvesting - Theory, News & General • Who are your must-read BH posters,...
During my relatively short tenure on the BH forum, I’ve identified several members whose posts are “must read” for me. Each offers master-level knowledge in a generous and supportive fashion. I’d...
View ArticlePersonal Consumer Issues • Garmin MARQ Watches
Does anyone own any of the gen1 or gen2 watches? I was thinking of getting the Athlete Gen 2 as an upgrade from the Venu I have right now.Statistics: Posted by chris0186 — Sun Jan 19, 2025 4:06 pm —...
View ArticlePersonal Investments • Inherited IRAs From 2012 and 2015
I did a search here before asking this question but was not successful in finding an answer.My mom passed in 2012 and my dad in 2015. They had each their own IRAs and my mother's went directly to the...
View ArticlePersonal Finance (Not Investing) • Have any of you had a hair transplant? If...
I have been slowly losing my hair over the years, a hair transplant is an option I've considered to deal with the situation.I reached out for some quotes and was told I would need two procedures (one...
View ArticlePersonal Investments • sanity check on a possible real estate investment
The duplex next door to me is up for sale. I know the owner and we are talking about me possibly buying it, which I could do in cash. I don't think I can make it work at anything close to what she is...
View ArticlePersonal Finance (Not Investing) • Deluxe or Premier TurboTax for tax filing...
Dear friends,My wife and I are both W-2 earners and have been using TurboTax Deluxe for the past few years. The only change for us in 2024 is that we purchased a home with a 30-year fixed mortgage,...
View ArticlePersonal Finance (Not Investing) • Social Security earnings in death year
My wife passed away in Nov 2024 and I signed our daughter up to receive survivor benefits. I was expecting to be able to verify my wife's earning history. But the interview was over the phone and they...
View ArticlePersonal Investments • Newbie just starting out
Emergency funds: 6 months expenses in money market account (SPAXX) Debt:Car Loan 6k - paying $415 monthly, 5% aprAppliance Loan 2k - paying $81 monthly, 0% aprTax Filing Status: Married Filing...
View ArticlePersonal Investments • Vanguard wealth management
I’m pretty happy with my decisions in regards to mixing Wellington/Wellesley & cash in my portfolio. However, I did consider using Vanguards wealth management and have not ruled that out in the...
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Personal Finance (Not Investing) • Excess HSA contribution in 2024, but...
I had a small excess contribution to my Fidelity HSA in 2024. Last week I contacted Fidelity and arranged for a return of excess contribution, with Fidelity calculating the amount of interest to...
View ArticlePersonal Investments • Have any retirees here invested in TIAA traditional...
I work for a non-profit that utilizes TIAA for our 403(b) TIAA offers an annuity product (they call it a "pension") known as TIAA traditional. Through the contract my work has with them, assets will...
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Personal Investments • Asset Allocation for 1% Withdrawal & Scratching an...
Facts:Life Status: Retiree Time Horizon: 15 yrs. Major Goal: Growth Risk Tolerance: High Some of the principles we espouse are general limits that may be able to be modified when the other aspects of...
View ArticlePersonal Investments • dividends
This is probably a dumb question, but at Vanguard is there a way to redirect dividends. I know I can reinvest dividends into the same fund they came from. I know I can shut off reinvestment and they...
View ArticleInvesting - Theory, News & General • Difference between High Rate &...
https://treasurydirect.gov/auctions/ann ... a-results/Does a buyer get the Investment Rate?Never mind, found the answer on reddit.Statistics: Posted by soretired — Mon Jan 20, 2025 3:30 pm — Replies 0...
View ArticlePersonal Finance (Not Investing) • Who sends K-1s from trusts?
My father-in-law is creating non-grantor irrevocable trusts for each of his children. My mother-in-law will be the trustee. They would like all of the earnings from the trust to be distributed to the...
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