Investing - Theory, News & General • 5% for 12 months is great, 4.71% for...
We can agree that the 5%+ yields for short term T-Bills that we've enjoyed since early 2023 have been great! In fact, you could purchase a 1 Year T-Bill for 5.16% YTM today. That's pretty refreshing...
View ArticlePersonal Finance (Not Investing) • Medigap Policy Doesn't Show up in...
Hi, I am signed up for original Medicare A & B and have Part D Wellcare Value Script. All of it starts June 1rst. I had signed up for both the Part D and my medigap Plan N on 4/4 and as of today...
View ArticlePersonal Consumer Issues • Best Green Tea to buy at Walmart?
What is the best green tea to buy at Walmart?No bottled stuff. We want to make fresh.Statistics: Posted by teelainen — Fri May 10, 2024 12:06 am — Replies 1 — Views 98
View ArticlePersonal Finance (Not Investing) • Paying cash for a house vs rent in retirement
I keep having this fantasy of someday in retirement paying cash for a house, as opposed to renting my entire retired life. Not interested in any mortgage, but I am an extremist. I like the idea of...
View ArticlePersonal Investments • 64 YO, advisor recomends 70/30 AA
So, I met with my Fidelity advisor today (Premium Services with no fee). As usual, we went over expenses, taxes, large upcoming purchases etc. which has always been entered into the analyzation...
View ArticlePersonal Investments • financial advisors
wondering if it's worth going to financial advisors such as fischer investments.i've had bad luck w three different advisors over the last 20 years. and i'm really wondering how much more difference...
View ArticlePersonal Investments • Portfolio review and advice after leaving FA
Thank you for reading this and offering your expertise. I am an early retiree and recently left my financial advisor of 2.5 years to return to self-directed. I want to transition back to a simple and...
View ArticlePersonal Consumer Issues • Need help Ordering New Mercedes
I'm in the market for a 2024 Mercedes Benz EQE sedan. Generally when I buy a car, I just emailed various dealers with what I want. I tell them I will just have them order the vehicle to my exact specs...
View ArticlePersonal Consumer Issues • Recommendation for good 3-in-1 jacket like LL Bean...
Hi,It has been 10+ years. It is time to buy a new LL Bean 3-in-1 Storm chaser jacket. But, it looks like they only sell it to business at a large volume. Could you please recommend something...
View ArticlePersonal Consumer Issues • Travel in Canada: Data-only Canadian e-sim for an...
We’ll be in Canada & Nova Scotia for 6 days and I’m getting a Canadian e-sim solely for a possible emergency, such as the car breaking down where there’s no Internet. I was thinking that I could...
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Personal Investments • Please advise on my early semi-retirement plan
1st time poster. Seeking advice on my early semi-retirement plan. Do you see any ways to improve the plan?DW and I are in our late 30s and live in a MCOL city in a state with no state income tax. We...
View ArticleInvesting - Theory, News & General • Faber: T-bills & Chill...Most of...
In this article, Feb outlines a bond-buying timing strategy that claims it doesn't require any guesses about the future, and improves risk-adjusted returns.1. Hold T-bills by default.2. When bonds...
View ArticlePersonal Investments • Bond Yields
[Several duplicates of this post have been deleted. All responses to all posts are merged here. Moderator Pops1860]Please explain these numbers. Vanguard VBTIX has 30 day SEC yield of 4.76% but...
View ArticleInvesting - Theory, News & General • Both Stocks & Bonds down
What is the longest period of time in history where both bonds and stocks have lost real value?Statistics: Posted by neopsych12 — Fri May 10, 2024 6:15 pm — Replies 2 — Views 399
View ArticlePersonal Finance (Not Investing) • Just filed for Social Security and feeling...
I’m 68 and 6 months and just filed for benefits to commence next month. Until recently, I was going to wait until 70. I’m retired,and very financially comfortable. My benefit will be $3964 vs $4340...
View ArticlePersonal Finance (Not Investing) • Wills, TODs, and promissory notes
We have incurred high costs so that my mother lives near us. At the request/demand of my sister, we kept her home to rent instead of selling it to cover her living expenses. We have documented these...
View ArticleInvesting - Theory, News & General • Why aren't there more multi-asset...
Why aren't there more multi-asset funds like Fidelity Multi-Asset Income (FMSDX)?Seems like it has everything in it but the kitchen sink - stocks, bonds, small percentages of junk bonds and...
View ArticlePersonal Finance (Not Investing) • how many brokerage firms?
I have accounts with Schwab, Fidelity and TRowePrice. Schwab is the longest relationship and the primary, with tIRA, Roth, inherited IRA, Charitable grant account, brokerage account. Fidelity was a...
View ArticlePersonal Investments • Which MMF to choose?
If one wants to park emergency fund and other fund, say 100-200K, which MMF to use or should one divide it between different money market funds?No state income taxspaxx vs swvxx vs vmfxx or any other...
View ArticlePersonal Investments • Paying for college without 529
Like most people, my financial situation has changed quite a bit from before I had kids. When my kids were born I was strapped financially and when I started looking into saving for their college I...
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