Personal Investments • VUSXX question
I moved a large sum of money from VMFXX to VUSXX today for state tax exemption purposes. If interest rates were to rise, will that effect the value of my money in VUSXX either from the $1 per share...
View ArticlePersonal Finance (Not Investing) • dumb question on estimated tax payment
From IRS website regarding avoiding a penalty. I am a W2 employee, upped my 401K contribution and ran a foul of these rules. I ended up making an estimated tax payment for the 4'th Qtr. It is not...
View ArticlePersonal Consumer Issues • Value of 2nd full bathroom
We purchased an older Georgian style home in a big city in the Midwest. We are currently doing extensive renovations and planning for more. One thing that has come up is there is only one full bath....
View ArticlePersonal Investments • When to sell holdings with long-term gains to...
How should one think about selling existing holdings with long-term gains to streamline their portfolio (e.g. VTI + VXUS + MUB)?I recently transferred all of my Wealthfront assets "in kind" to a...
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Investing - Theory, News & General • Whole Life Insurance Review
I know whole life insurance is almost always a bad investment. I have an Universal Life policy that is active for last 7 years and the cash value is almost at level or my total premium outlay at this...
View ArticlePersonal Investments • 1.5 years out - what do I need to do
Okay BHs - I am now 1.5 years out to 65 and Medicare - here is my situation:Currently working - 250k/yr filing singleCa, VHCOLEverything in FID other than small positions in checking for Brick and...
View ArticlePersonal Finance (Not Investing) • Bank Checking Account Replacement -...
My bank somehow has decided to start charging me service fees on my checking account. I have a CMA at Fidelity, and a Cash Plus account at Vanguard. Can either of these take the place of a traditional...
View ArticlePersonal Finance (Not Investing) • Rent or sell my house (3% mortgage)?
We're outgrowing our first home. We are getting things organized to be able to put competitive bids on potential homes within the same neighborhood. We don't live in some crazy place like SF or...
View ArticleInvesting - Theory, News & General • QYLD vs BND
I have been looking at JEPI but it does not have longer timeframe in existance compared to QYLD.Trying to think of these as substitutes of bond as they cap the gains due to sold covered calls and do...
View ArticleForum Issues and Administration • Why Is Investing Theory under US Investing?
Hi Bogleheads Admins, and thanks for the work!It seems like the vast majority of the posts under Investing Theory & News are non-US specific (I don't have the stats). Perhaps it should be...
View ArticleInvesting - Theory, News & General • Book: The Case for Dividend Growth
I joined today and this is my first post. I am most interested in retirement planning right now and look forward to becoming a valued member of this forum. The first book (and only book so far) that I...
View ArticlePersonal Investments • TIPS in Taxable. Does Fidelity provide everything you...
I'm considering purchasing the 10-year TIPS at auction that will be offered shortly using my taxable Fidelity account. My tax deferred IRA is already completely full with bonds. I've never owned TIPS...
View ArticlePersonal Consumer Issues • Electric lawnmower question
I have been using a Kobalt corded mower for several years now, but I am very tired of hauling the cables around me and one of these days I am going to run over the cable and cut it. Also, we just...
View ArticlePersonal Finance (Not Investing) • Complaining to the state contractor board
We are trying to complete a project on our property with a contractor (big established company) and have had a terrible experience with virtually everyone at this company over the course of many...
View ArticlePersonal Finance (Not Investing) • Swimming in CC Debt - Unemployed come July
So I am in a currently failing industry (animation)I end my current gig on July 5th. There are no jobs to be had and previously the writers strike put me out of work for 8 months. There is also talks...
View ArticlePersonal Investments • I want to invest 20k this year for retirement
Hello,I am a self-employed, S-corp owner. On the early side of my journey to retirement.I want to invest 20k this year (2024), for retirement ideally. I have an IRA at Charles Schwab which maxes out...
View ArticlePersonal Finance (Not Investing) • USAA Home inspection
We were recently effectively non-renewed by Nationwide as part of their purge of SoCal business. They fired our independent agent, non-renewed the umbrella and according to our agent will non-renew...
View ArticlePersonal Finance (Not Investing) • Highly Compensated Employee help
I'm told by my employer that I am considered a highly compensated employee based upon my salary. It's a large company, and I do not meet any of the other requirements for designation, other than...
View ArticlePersonal Investments • Parking Place For Dry Powder - Picking A High Yield...
I've gone to Bankrate.com once before and picked a bank and opened an FDIC insured account.No way to tell from the general internet searches however, if these banks are very solvent, or about to have...
View ArticlePersonal Finance (Not Investing) • When to pay ROTH conversion estimated taxes
Hi all:We are retired and did ROTH conversions for my wife and myself in April. When I did the conversions I did not withhold taxes. By when do I need to pay estimated taxes without incurring any...
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