Personal Investments • NJ 529 Plan Question
Hi folks!So, I opened up a 529 for my kiddo when she was born (2016). I live in NJ and work in NY. Now, at the time, NJ didn't have a state sponsored plan so I opened up a NY one (NYSAVES), which uses...
View ArticlePersonal Finance (Not Investing) • what happens when a deceased has a car lease
[Moved to Personal Finance subforum - moderator Kendall]my FIL just passed and had a car lease that was in mid term. It is under milage and good shape. I think you can just notify the dealer/leasor...
View ArticlePersonal Consumer Issues • which macbook air? m1 or m2, m3, refurbished?
My wife has used pcs all her life but has asked for a mac. Her needs are basic: web browsing, google mail, google docs. I was in tech, a cto, and know quite a bit about pcs but next to nothing about...
View ArticlePersonal Investments • Why won’t the TSP allow withdrawals from specific funds?
When a withdrawal from the TSP is made, the money is proportionally withdrawn from all funds. For example, if my TSP consisted of 50% G fund and 50% C fund and I make a $1K withdrawal, $500 will be...
View ArticlePersonal Investments • Schwab transfer bonus dilemma
I’m considering transferring 3 retirement accounts to Schwab, 2 Roths and a inherited IRA. Both my wife and I would qualify for a $500 bonus each going into our Roths. Problem is we already maxed out...
View ArticlePersonal Finance (Not Investing) • Vehicle Contract for Vehicle on Lot, Not...
Hello,On Saturday I let my emotions get ahead of me. I put down 50% (with intent to pay off completely in 3 months), on a used vehicle approx $30K total purchase price.I signed all paperwork,...
View ArticlePersonal Finance (Not Investing) • Input on strategies to pay down a large...
Emergency funds: $50K in VUSXXDebt:Mortgage $1.85M principal @ 6.375% 7-year ARMHHI: $550K grossTax Filing Status: Married Filing JointlyTax Rate: 35% Federal, 9% StateState of Residence: CAAge:...
View ArticleClik here to view.
Investing - Theory, News & General • April 2024 CPI and TIPS inflation...
The CPI numbers for April were released by the Bureau of Labor and Stastics (BLS) today. All CPI data also can be retrieved from FRED, Federal Reserve Economic Data, which is where I get them from....
View ArticlePersonal Consumer Issues • What to do in Anchorage
My wife and I are going on a fishing trip in Alaska July 17-24th(celebrate retirement!!) We will have 1 full day before and after in Anchorage. What are some great site seeing ideas to fill our two...
View ArticlePersonal Consumer Issues • Custom outdoor cushions?
We recently added a firepit to the backyard and are looking for custom cushions for the bench seating area. Our quote from a local company was 7k using sunbrella fabric which seems pretty high. We're...
View ArticlePersonal Finance (Not Investing) • Should I switch jobs?
37 y/o anesthesiologist with family of 4. I'm the sole earner.Investments:1.5 million in retirement accounts (800K taxable, 700K tax advantaged. 90/10 split)500K home equity70K in 529Debt:300K owed on...
View ArticlePersonal Finance (Not Investing) • Insurance planning - advice on how to start?
Hi BHers! I've received some really great advice on fixing my portfolio and received answers to some very basic newbie questions. I hope you can help me get started on insurance planning!Currently, I...
View ArticlePersonal Consumer Issues • Mapfre insurance send policy cancelation refund to...
This morning I received an an email from Mapfre insurance with subject "MAPFRE Insurance Issued a Digital Payment". It's for the recent polity cancelation of $642.26. There are 4 options to receive...
View ArticlePersonal Investments • Aging couple move from NV to CA? Worried if health...
I’m 81 and wife is 79. So far I’m able to drive and we are able to go grocery shopping, doctor and health care procedures as well as go to a local casino once in a while (twice a month and win 20...
View ArticlePersonal Finance (Not Investing) • Base Pay vs. Total Comp. - Strategy?
Hi All,Without delving into too many details - In negotiations for a new job, would you offer your total compensation or just your base pay? Currently, total compensation includes up to XX% above my...
View ArticleNon-US Investing • How to invest in Europe?
I am early retired and I live off my dividends. Most of my investments are in CEFs registered in the US (JEPI, DIVO, GPIX, RQI, RNP, UTF, BUI, and a few others), as well as European Government Bonds...
View ArticlePersonal Investments • Is there a net worth where you "should"...
I am new to investing and have heard some of my parent's friends talking about private equity investment. I am sure that my parents can make their own financial decisions, but for my own clarification...
View ArticlePersonal Finance (Not Investing) • Company tracking badge swipes threatening...
I m currently staying at my company solely for flexibility. They have been mandating 3days in office for a year now but office morale is at all time low at only 10% of those that supposed to be in the...
View ArticlePersonal Investments • Money Market Fund Holdings – "U.S. Treasury...
I've looked through quite a few of the posts about Fidelity's money market fund options, but I haven't found an answer to my question yet: The list of holdings for each MM fund lists "U.S. Treasury...
View ArticlePersonal Investments • Portfolio Review - Helping Mom (61) after Dad (60)...
I've posted a couple questions related to helping my mom get a handle on her finances after my dad passed away in February. Dad handled all of the finances, so it's very overwhelming for Mom, thus why...
View Article