Personal Investments • Keep muni funds even though I’ll be in 22% or 24%...
I expect to be in the 22% bracket this year, maybe 24%. I live in NYC and expect my state and city marginal tax rates to be 6% and 3.876%. 2025 fed tax bracket will be 22%. Purchased shares of VNYUX...
View ArticlePersonal Finance (Not Investing) • Extra payments to the IRS
Is it possible to send the IRS money aside from your W-4 with holdings? I'm a federal employee.My dividends are starting to get pretty large(relatively) and I'd like to pay in so I don't have to pay...
View ArticlePersonal Investments • Do We Need to Contribute More to 529 Plans for Private...
We are a dual high-income household with two kids, ages 11 and 7. We plan to cover 100% of their college expenses, including room and board, at a private university. Currently, we have $185K saved in...
View ArticlePersonal Finance (Not Investing) • Compensation of physician owner of...
Looking for guidance from any physician owners involved in "friendly" prof corps, aka associated with a management services org (MSO) to be in compliance with practice regulations.Generally, there...
View ArticlePersonal Consumer Issues • Honda CRV (2018) Transmission Troubles
Friends,I have 2018 Honda CRV with 1.5L Turbo engine and CVT. It has 75k miles on it. For the last 7 years, it has been flawless.However, this morning, as I started the car and shifted into drive, the...
View ArticlePersonal Consumer Issues • Planning High End Gaming PC: Is Crypto Mining...
I've been planning on building a rather serious gaming PC for a home flight simulator. As a musing, at this point is there actually a breakeven calculator paying $0.125/kWh + Cooling costs on using...
View ArticlePersonal Finance (Not Investing) • 529 Receipts for Off-Campus Housing and...
Bogleheads,My daughter will be starting her Junior year of college this month. The good news is she is on schedule, lovers her school and major, and is getting great grades. She should graduate in two...
View ArticlePersonal Finance (Not Investing) • Humana Medigap Discount
Just wondering if anyone was able to get a roommate or other discount with a Humana Medigap policy, and if so what you had to do?ThanksJimStatistics: Posted by jim779 — Sat Aug 10, 2024 8:34 pm —...
View ArticlePersonal Investments • UTMA and 529 accounts Tax Efficiency
I have two children and each have a UTMA and 529 account. My understanding is that I should only keep equities in UTMA given the tax implications for bonds, and if I want bonds, place those in a 529....
View ArticleClik here to view.
Personal Investments • Foreign Tax on Fidelity FSPSX
Hello,I am doing some tax planning for 2024 and have tried without success to locate the following information on Fidelity's website: The amount of foreign tax paid in 2023 for FSPSX (International...
View ArticlePersonal Consumer Issues • 100 Year Old Home Purchase
I'm early 30's and living in Oregon for work. I dont expect to be living here very long term. I expect 5-10 years. I do prefer to own my own home, and I'm considering buying a house built exactly 100...
View ArticlePersonal Investments • ACAT transfer of IRA - Wrong Cost Basis
Recently I transferred 30 bond positions from one IRA custodian to another. The bonds transferred over fine; however, the cost basis information for all the bonds is incorrect.Should I manually update...
View ArticlePersonal Investments • COBRA - anticipating excess HSA contribution from...
Hi,I'll be on COBRA with an HSA-eligible plan for a partial year. My employer makes an HSA contribution in January each year for all current and former employees on the HSA-eligible plan. Even if I...
View ArticleNon-US Investing • US citizen Living overseas: Want tax efficiency but don't...
What to do?US citizen Living overseas: Want tax efficiency but don't want to but stocks and Munis do not help because they are not recognize in my country of residenceStatistics: Posted by Always...
View ArticlePersonal Finance (Not Investing) • Developer and private individuals...
At the outset: I understand and acknowledge that any advice I get here is not legal advice. I also understand and acknowledge that even if you are a lawyer, you are not my or my cousin's lawyer and...
View ArticlePersonal Investments • Selling inherited property
My father put a piece of real estate into my name a few years before he passed away. I was notified of the transfer of ownership after the fact and did not take any actions which in hindsight might...
View ArticlePersonal Finance (Not Investing) • Yet another FSA to HSA transition question
I recent underwent a job transition and thus changing healthcare plans mid year. Need some guidance on FSA to HSA eligibility. While I see a lot of past posts asking similar questions, I can't find...
View ArticleInvesting - Theory, News & General • Can You Do The Mega Backdoor Roth If...
I run a single-member LLC electing as an S-corp.I have a solo 401k with the ability to do the mega backdoor roth.I'm going to have a loss this year with my business, so I will show no profit.Am I...
View ArticlePersonal Investments • Vanguard, just text me my balance
Oh great Boglehead minds please tell me how I can get Vanguard to start a new customer service: After the markets close, automatically text me my balance (the value from my dashboard). This will save...
View ArticlePersonal Investments • My behavioral errors since moving emergency funds to...
We used to let our emergency funds held in HYSA ebb and flow as expenses and cashflow needs dictated over the years. Both DW & I have had steady employment and strong income. This let us...
View Article