Personal Investments • Portfolio Visualizer alternative?
Only in the last year did I discover portfoliovisualizer.com through posts here at bogleheads. I found it to be a wonderful tool for illustrating the long value of index investing over high fee active...
View ArticlePersonal Investments • Bonds in My Taxable Account
I’m going to be getting about $200,000 soon from the sale of some property. It needs to go to into a fixed income fund to achieve my desired asset allocation. I have to put it in my taxable account...
View ArticlePersonal Investments • Question around legitimacy of things like "Ian...
Hi there,Apologies if this is not a good sub but thought I'd bounce this Ian King "Strategic Fortunes" ... infomercial type bit that my father stumbled upon last night and attempted to immediately...
View ArticlePersonal Investments • Selling individual treasury bonds at vanguard or...
I have bought tbills at auction but have never sold them before their maturity. If I bought a 10 year treasury note and I want to sell it before maturity is it an easy process? Is there a fee or...
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Personal Finance (Not Investing) • renting advice
HelloI am 64 yr old single female retiree. I am having health issue and therefore, I plan to move closer to my daughter.My daughter lives in Connecticut and she mentioned she plans to stay there for...
View ArticlePersonal Investments • Where would you park 1/2 mil for 6mo?
Due to a business sale I have about $500k set aside for federal income tax that I can keep until April 14th. It is a set sum that I 100% cannot lose the principal on. I do have a few months to work...
View ArticlePersonal Investments • Stepped up cost basis
If an inherited brokerage account receives a step up in basis, why not sell immediately to all cash and start your own positions? Keeping the existing positions seems to be as-if they were purchased...
View ArticlePersonal Finance (Not Investing) • Medicare or Advantage
A senior has Medicare primary and Medicaid secondary. But the doctor she likes does not take it any more. He recommended the Kelsey Seybold Plan in Houston area, or United Plan. United plan is...
View ArticleInvesting - Theory, News & General • Cost of Fidelity VIP Index 500...
Hi,Fidelity website indicates its VIP Index 500 FXVLT (S&P 500 index fund in Fidelity Private Retirement Annuity) has expense ratio of 0.09% and 0.25 annual annuity charge. According to one fido...
View ArticleInvesting - Theory, News & General • Dr. William Bernstein discusses...
Dr. William Bernstein discusses Lifecycle investing, TIPS Ladders, Safe Withdrawal Rates & Behavioral insights on the most recent episode of "Forget About Money" podcast.Youtube...
View ArticlePersonal Investments • Moving positions (gifting/re-gifting stocks) back and...
Hi everyone! I'm wondering if anyone has been in a similar situation --My mother's trust just purchased a house. My mother is selling her stocks to pay in cash. (She has retirement accounts that she...
View ArticlePersonal Investments • Should I Consolidate?
Hi everyone,I’m 32 years old, and I have taxable acct holding several ETFs (VTV, VEA, VO, VOE, IWN, IWO) that make up about 35% of my portfolio, with the remaining 65% invested in VTI/VOO or...
View ArticlePersonal Investments • Comparing 3-Fund with Fidelity Wealth Management picks
I've been trying to really determine if the 0.73% annual fee I pay to Fidelity is a waste of money, or are they doing better than I could.I withdraw money from several accounts (it's complicated) but...
View ArticlePersonal Finance (Not Investing) • 529 withdrawal versus selling from taxable?
BHs:I have 2 choices to pay for my child's school this year - a 529 that is reasonably well funded for 4 year college and a taxable account. I could potentially withdraw the maximum limit of $10,000...
View ArticlePersonal Consumer Issues • Christmas markets in Germany
I'm considering taking a tour this December that visits the Christmas markets in Frankfurt, Cologne, Heidelberg, Stuttgart, Nuremberg, and Munich. In particular, I'm looking for original watercolor...
View ArticleInvesting - Theory, News & General • Leveraging assets vs....
I was just curious on the BH perspective on borrowing against assets to keep below various income trigger levels in tax laws versus selling assets outright. Is it a worthwhile endeavor or a fool's...
View ArticlePersonal Finance (Not Investing) • Small business savings account or money...
Business checking accounts pay 0% interest. Have any small business owners looked at having a savings/money market account for the extra cash the business keeps on hand for expenses/payroll? Is it at...
View ArticlePersonal Finance (Not Investing) • First credit card denial
I received my denial letter today for a Citi American Airlines Advantage card. I’m not a big time credit card churner but I will sign up for 1-2 cards each year if they’re offering a huge bonus. The...
View ArticlePersonal Consumer Issues • Storing Car for 1 Month: is it best to leave gas...
I need to put my Honda Accord in storage for one month. It will not be used the entire time. Is there a best practice regarding how much fuel to leave in the tank while it is in storage? Full? Nearly...
View ArticlePersonal Investments • Next steps after Schwab Wealth Management...
I have had the opportunity to clean-up (primarily through sales in tax-deferred accounts, however some sales in taxable account through tax loss harvesting) low-performing and costly ETFs that Schwab...
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