Personal Investments • Mutual Funds and ETFs - reasons for full closure and...
I've wondered about this for while. Why do funds (mutual funds and ETFs) go "out of business" (full closure and liquidation)?From Investopedia:"Standard & Poor's, in a 2016 report on the...
View ArticlePersonal Investments • 529 transfer
My daughter 529 account is with College America and it’s managed by my ex’s high school friend. He does not charge anything, or at least that’s what I was told. The performance of this account is...
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Investing - Theory, News & General • Blackrock, $35T debt issue -- Noise...
For some reason I just had to read this Forbes piece. Raised my blood pressure and pulse rate in an unhealthy way. https://www.forbes.com/sites/digital-as ... rice-boom/So, talk me down from the ledge...
View ArticlePersonal Finance (Not Investing) • Getting Parents off the Deed to Our Home -...
Hello BH Community, Our Situation We bought our current home in 2017. At the time of purchase, my wife’s parents were added to the deed, so the deed was me, my wife, my mother in law and father law....
View ArticlePersonal Consumer Issues • Advice on flying Boston -> Vietnam
My wife and I have signed up for a two week "Road Scholar" trip to Vietnam in February 2025.While I'm looking forward to this trip (we've enjoyed a couple of RS trips recently), I'm not looking...
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Personal Consumer Issues • Inexpensive laptop for general browsing/printing
I am looking for a good source for an inexpensive laptop for general web browsing and occasional printing duties.I have a very outdated laptop now running Windows Vista along with an equally old...
View ArticlePersonal Investments • Five more Years to FIRE with $7M but with a Special...
Bottom Line Up Front:-$7M Net Worth in early 50s with two kids, one with Autism.-Is my Autistic son likely to qualify as an "insurable interest," allowing him to receive my reduced Federal...
View ArticleInvesting - Theory, News & General • Change to S&P Technology Sector...
For those of you who own any of the 10 or so products that track the S&P technology sector index.https://www.morningstar.com/funds/what- ... er-shakeupStatistics: Posted by Gaston — Fri Sep 20,...
View ArticlePersonal Investments • Settlement Time before trading Fidelity and Vanguard
I sold SCHP and wanted to immediately by LTPZ in my Fidelity account. I got a notice that I had a X amount available to trade. When I went to purchase LTPZ I got a notice that said if I did not wait...
View ArticlePersonal Investments • Where to sit cash for 3 months
We're in the process of redoing all our finances. Dropped my high cost broker - and working to extract cash out of a 250k of capital gains. I pulled about 75k out of the market with a gains of only...
View ArticlePersonal Investments • Legacy Stock - vs 3-fund
So I came around to the boglehead approach recently. It was really really easy to rebalance my tax protected accounts - but - I also have a legacy stock account that I'm stuck with what to do.For...
View ArticleInvesting - Theory, News & General • The U-Shaped Yield Curve and it's...
After this weeks rate cut, the yield curve is very interesting, it's U-shaped: https://www.ustreasuryyieldcurve.com/1-3M T-Bills: 4.75-5%Short Term: 3.5-3.7%Intermediate Term: 3.5-3.7%Long Term:...
View ArticlePersonal Investments • Questions on Mega Backdoor Roth
Hello,Until now I have been contributing excess dollars, to taxable, beyond maxing both my wife and my 401k as well as Roth IRA (combination of direct and backdoor).I recently read up on the mega...
View ArticlePersonal Finance (Not Investing) • W-2 Ballpark Check Requested
Hi all,My withholding from my W-2 from the past few years has been off significantly, with the margin of error increasing, and I am wondering why.Here is some info from Tax Year 2023, please let me...
View ArticlePersonal Investments • Withdraw from Inherited, Roth conversion?
I'm trying to do a better job of tracking my income in retirement. I have an inherited IRA from my father and it will have to be liquidated/converted to taxable over the next 6-7 years. I've already...
View ArticlePersonal Investments • Inherited Roth IRA - must i take rmd?
I’m getting a lot of conflicting information around this.If original owner died at 90 in 2022 and daughter age 60 is beneficiary does an rmd need to be taken.I’m seeing places just the 10 year rule...
View ArticlePersonal Investments • Fidelity non-prototype accounts [MySolo401k]
Hello everyone. I was part of the forced Vanguard Individual 401k sale to Ascensus. After a few short attempts to work with Ascensus, I pulled the trigger and restated my i401k with Fidelity...
View ArticlePersonal Consumer Issues • Advice needed for food options at Baha Mar, Nassau
Booked a family vacation there knowing it’s expensive. As a bogkehead, I am still looking to have reasonable options for breakfast ( continental and coffee) and lunch ( sandwich and such), but would...
View ArticlePersonal Investments • Rolling over the after-tax portion of an old 401k
Hi,I have an old Fidelity 401k (previous employer) that had a pre-tax portion and an after-tax portion. The majority of the money was in pre-tax, and I was able to successfully roll that over to my...
View ArticlePersonal Investments • Ethics of DPOA Investing on Elderly Parent's Behalf
Here's the situation. I'll try to be brief, but let me know if more info is helpful. I've got DPOA for my elderly mother with dementia and Parkinson's who's currently in a memory care facility. We...
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