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Personal Investments • Debt and Savings Strategies for Young Adult
PreludeHello everyone, I'm a working professional with a stable job and moderate income. I've got around $30k in student loans at less than 5% APY, roughly the same amount in assets, and a solid...
View ArticleInvesting - Theory, News & General • Shiller PE now near 37 - 3rd highest...
Shiller PE has ascended to nearly 37, which was exceeded only in 1999 and 2021 after which kaput. Concerning.. maybe time to lighten up?https://www.multpl.com/shiller-peStatistics: Posted by...
View ArticlePersonal Finance (Not Investing) • Recommended software to clone a Windows...
What software do you recommend to clone a Windows computer? Will have follow up questions once I receive the recommendations.Thanks!Statistics: Posted by yankees60 — Wed Oct 02, 2024 6:18 pm — Replies...
View ArticlePersonal Finance (Not Investing) • Advice on an ideal bank and brokerage...
I've currently got a hodgepodge of accounts at BoA, a regional bank, and Fidelity because no one bank or brokerage has been able to fit our needs. Because of this, my setup is getting unwieldy and I'd...
View ArticlePersonal Consumer Issues • Chest Freezer and Battery Power Station...
I'm thinking about getting a chest freezer and keeping it in my crawl space. The plan is to store mostly water jugs in it and when we loose power for an extended period of time, transfer the jugs to...
View ArticlePersonal Consumer Issues • Southwest airlines (2024) Get Away Plus fare rules
I've never used a Get Away Plus fare on Southwest before.I have a reservation for a 4pm Southwest flight that has a connection. There is an 11am flight with the same connecting airport (connects to an...
View ArticlePersonal Finance (Not Investing) • Depositing a check by mail: How to...
What is the most secure way to include an account number when mailing a check for deposit?My question is specifically about Apple savings, which (as far as I know) does not supply deposit slips.I...
View ArticlePersonal Finance (Not Investing) • VMFXX or VMSXX
Before you call me out - I know. I have seen several threads discussing this very topic. What I have gleaned from them is some fancy charts showing the cyclic yield of municipal funds over time. I...
View ArticlePersonal Finance (Not Investing) • Nasty arbitration clauses
Couple in a severe Uber crash can’t sue because of an Uber Eats order (Link to CNN but pick any "news" you like).Disney tried this recently but they seemed to bend to the outcry - I doubt a company...
View ArticlePersonal Finance (Not Investing) • Questions on updating a Will and the MN...
My parents are planning to update their Will. Here is the current situation:Parents, age early 80s, in relatively good health and state of mind. Current estate exceeds the MN estate tax exemption...
View ArticlePersonal Investments • Treasury Direct
Anyone else having trouble logging in? Site gives "Page not found" when trying to view account.Thanks.Statistics: Posted by lhb — Thu Oct 03, 2024 3:33 pm — Replies 3 — Views 256
View ArticlePersonal Investments • Vanguard Site Reliability Outlook?
Today when I go to "taxcenter.cdn.web.vanguard.com/" there are no documents at all, just a link to "support.vanguard.com/," which sends me back to the page I came from for tax documents. A little...
View ArticlePersonal Finance (Not Investing) • Holding annuities in a trust
A relative has several fixed indexed annuities held in a revocable trust. She does not plan on taking money from these, they're all there for the death benefit payout when she passes so the money is...
View ArticlePersonal Investments • S&P 500 overvalued??
I've noticed that many in the forum recommend a buy-and-hold strategy and letting time do its work. However, with the Shiller P/E ratio now above 36 (which has only happened about 10% of the time in...
View ArticlePersonal Consumer Issues • Purchasing house on property 500 meters away from...
Hello all. I have found a property that checks nearly all the boxes I’ve been looking for in a place. However, there is a wastewater plant with two large sewage lagoons about 600 m NW of the property....
View ArticlePersonal Investments • Retirement Drawdown Strategy & Bond Placement
I am 50 and likely towards the peak of my earning years, but I am really starting to think about when I begin drawing on our retirement investments in 10-15 years. I have read that the most typical...
View ArticlePersonal Investments • Sell fund with high capital distributions in taxable...
Hi everyone,Looking for some advice on redeeming all shares from a fund held in a taxable account that is producing high capital gain distributions. The fund is from TIAA-CREF, symbol TIIRX, now...
View ArticlePersonal Investments • Offsetting gains/losses mistake
I am trying to help a friend with a situation. He was trying to offset 10K of losses. So he started selling. But because he didn't do the math correctly, he sold too much and ended up with 20K of...
View ArticlePersonal Finance (Not Investing) • Pralana Online Released - Impressions
The Pralana retirement calculator developers announced on the Pralana forum that Pralana Online is now available and I wanted to share my impressions. Pralana Online will replace their Pralana Gold...
View ArticlePersonal Investments • Managed HSA at .35%??
Hi allI am an HSA evangelist. Despite being unqualified for Life or LTC or hybrid, I have been saving in an HSA since 2007 (with generous employer contributions) and luckily have been able to invest...
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