Personal Finance (Not Investing) • Payroll company screwed up, now deciding...
I have been using the same payroll service (Heartland) for my solo S. Corp for over 10 yrs. Recently, they screwed up my withholding in February which created a minor headache. My accountant put me in...
View ArticlePersonal Investments • Interactive Brokers
Anybody out there have an account with Interactive Brokers? Would love to hear any experiences, pros, or cons about using them.Statistics: Posted by JustSomeDude85 — Fri May 24, 2024 1:48 pm — Replies...
View ArticlePersonal Finance (Not Investing) • Land purchase with a gas line easement
I am considering purchasing a piece of land that is about 3.5 acres in a rural/suburban adjacent area. The property is a rectangle approximately 300 feet by 500 feet. There is an easement for a...
View ArticlePersonal Investments • Help with retirement money investments
Hi Folks,I retired in April and I am starting to think about the next 15 years. Details:56 years old.Married.I will pay 37% fed and about 5% state taxes this year.Maxed my retirement and HSA this...
View ArticlePersonal Investments • Which Fidelity Tax-Exempt Money Market?
I have two related questions.With all the Fidelity money markets funds, this gets confusing. I am looking for a national muni (tax-exempt) money market fund at Fidelity. It appears that with less than...
View ArticlePersonal Investments • Help me decide Roth 401k vs Traditional 401k please.
I'm 47, in the 22% tax bracket MFJ, current retirement assets in the (very) low 7 digits. My employer offers a 401(k) with matching contributions, the employer match is always tax-deferred.My current...
View ArticlePersonal Investments • Funding LTC with fixed income
This is my second topic about fixed income.We are in our early to almost mid seventies.My wife is beginning to show some early dementia symptoms that are really worrying for all of the normal...
View ArticlePersonal Consumer Issues • How much slack should I cut a realtor?
We have bought and sold many homes over the years. We have been fortunate to have some very forthright realtors, both as buyers and sellers, who did not sugar coat their words much. They would tell it...
View ArticlePersonal Finance (Not Investing) • PA state tax on pension?
[Topic is now in Personal Finance (Not Investing) - mod mkc]Anyone who knows or is from PA and knows…Asking for a friend who isn’t on hereHe said he was reading about drawing a pension under 60 in...
View ArticlePersonal Finance (Not Investing) • Money Sit in Vanguard Settlement Fund...
Hello,I have my Roth IRA at Vanguard and a taxable account where I have no money invested and just all of it sitting in my settlement fund (VMFXX), with the latter acting as an emergency fund. I have...
View ArticlePersonal Investments • HSA - Stay with Health Equity or Convert to Fidelity
Have a healthy amount ~$40k in what was a My Benefit Wallet HSA that recently transferred in kind to a Health Equity HSA as part of Health Equity acquisition of MBW.My company is no longer using...
View ArticlePersonal Investments • My experience straying from Bogleheads principles
I’ve read many books/articles/etc. about investing, and believe that the data backs up investing in low cost index funds such as VOO. I believe that it’s very hard for the average person to beat the...
View ArticlePersonal Consumer Issues • Suggestions for Sperry or similar loafers or shoes
BHs:I am looking for suggestions for tan color loafers or even dress shoes that will last longer for my teenage boy. Due to the growing and physical nature of a teen, I would like the shoes to last at...
View ArticlePersonal Finance (Not Investing) • Going to the dark side
After months of being recruited, I finally accepted an offer I couldn’t say no to.In a few weeks I will be joining a national wealth management company (RIA) as their senior in-house estate planning...
View ArticlePersonal Investments • Time for my asset rebalancing, am I alone in feeling...
I'm reasonably aligned with Boglehead values: I read books, listen to the podcasts, follow key blogs, and move with caution. Low cost and diversified.Yet, while I find building a portfolio for...
View ArticlePersonal Consumer Issues • PA Taxes (Schools)
PA is usually viewed well for retires but one thing I've seen is that school (?) taxes can be quite high. I've been searching and haven't found a good source for the taxes for each area. Does one...
View ArticleInvesting - Theory, News & General • Preparing for 2026 tax brackets
Is there anything one should do in preparation for the 2026 changes to the tax brackets?In general and specifically for those having investments in US and International, stock and bond index funds.How...
View ArticlePersonal Consumer Issues • Seeking Recommendations for Cruise of Norwegian...
In 2023, DW and I went on a seven day bus trip of Norway. We loved it and want to return in July/August 2025. This time we want to take a seven to fourteen day cruise of the Norwegian fjords. We...
View ArticleInvesting - Theory, News & General • non-100% Monte Carlo success rate...
I was playing around with a retirement planner software and it ran one of those simulation. It return 100%. I then recall a Michael Kitce article about why 50% success rate does not mean your...
View ArticlePersonal Finance (Not Investing) • Selling commercial property - How can...
[Moved into a new thread from: Capital Gains When Selling Real Estate --admin LadyGeek]We have a large property with aging rental homes. The property has been rezoned for commercial/industrial uses.....
View Article