Personal Finance (Not Investing) • TT saying mail IRS 1099-B for inherited...
Two siblings each inherited MF shares 50/50. One is told by TT he must mail the IRS the 1099-B for sale of the shares; the other not. Is there something that may trigger this? Can the data be entered...
View ArticleInvesting - Theory, News & General • Why should expense ratios matter to...
Hi Bogleheads,Many threads here discuss as a consideration some expense ratio savings which are at the single-digit (or low double digit) basis points, e.g., regarding a VTI+VXUS combination vs. VT....
View ArticlePersonal Finance (Not Investing) • Vanguard Account Security
Hello - I'd like to make sure I have the strongest security possible on my Vanguard account. I am using two-factor authentication with SMS text code for log-in, but wondering if there is anything else...
View ArticlePersonal Investments • Porfolio Review and Questions
This is my second post. The first was the other day inquiring how to unwind our managed and complicated portfolio. The response was overwhelmingly helpful and confidence inducing. As suggested in that...
View ArticleInvesting - Theory, News & General • Where to cap Roth Conversions
Is this juice worth the squeeze:I am presently 65 and doing some Roth conversions. My minimum income is comprised of Pension (non cola) plus deferred income plus dividends. This amount puts me into...
View ArticlePersonal Finance (Not Investing) • Buying new car in another state
I purchased a new car in a dealer in Illinois, a Toyota. They collected salesTax based on my state of residence and zip. They said this was customary. I know not all dealers do this. Is this more...
View ArticleInvesting - Theory, News & General • Research on returns of average...
I was looking for if anyone had any papers they were aware of the the overall returns and performance of all individuals participating in 401k plans over a span of time?Statistics: Posted by MikeZ —...
View ArticlePersonal Consumer Issues • What's the best way to get rid of large super...
Case in point, I inherited a pop machine and a pool table by the previous owner of my house. Debating whether to sell it on Craigslist or maybe call 1-800-GOT-JUNK.I'm sure I could make a little money...
View ArticlePersonal Consumer Issues • Camera advice for African safari
We are going to Southern Africa with a combo of Victoria Falls, Capetown and a couple of places for game viewing ( Chobe National Park and Malamala reserve).We would like to get a zoom lens for...
View ArticlePersonal Investments • Preparing Data For Transfer: Managed (Merril) ->...
Hello, I'm (finally!) ready to transfer a horrible managed account from Merril to Schwab. The managed Merril account has ~40 ETFs (since everyone knows that investing must be super complicated, but I...
View ArticlePersonal Investments • Fidelity, Vanguard and Schwab???
Does anyone use all 3 Brokerages? I already have accounts at Fidelity and Vanguard but am seriously thinking about adding Schwab as well. I would prefer to consolidate everything to Fidelity but...
View ArticleNon-US Investing • UK DC Pension TFLSM, UFPLS, India relocation etc - unable...
Reading up on UK defined contribution pension as I might need to do something fairly quickly. I have almost £ 1 million in my defined contribution pension with Aegon Scottish Equitable. I am 55 years...
View ArticleInvesting - Theory, News & General • Two Fund Portfolio Allocation and...
If an investor begin retirment with a two fund portfolio of 60 Stocks (VTSAX) and 40% Bonds (VBTLX) and a 4% Withdrawl, which fund should they distribute the 4% from?Should it be 2% from the Stocks...
View ArticlePersonal Investments • Please Help Me Allocate my Bonds and Equities Properly...
Greetings-Although I maintain a 60/40 Portfolio, I am not fully using the advantages of my Tax Advantaged Accounts for Bonds.Based on my reading on the forum, I am in the process of transitioning to a...
View ArticlePersonal Finance (Not Investing) • Rent a Timeshare ?
Hi Folks,Many years a go I took my wife to a timeshare weekend so that she could experience dirty sales tactics and awful contracts. It worked well -- she just hears 'timeshare' and she mutters for 5...
View ArticleInvesting - Theory, News & General • Vanguard mistake in publication
Hi Guys,On pg 4 of the linked publication, vanguard states: "The VCMM’s 10-year median return forecasts are 4.02% for U.S. stocks and 1.31% for U.S. bonds—both below the historical averages. Its...
View ArticlePersonal Finance (Not Investing) • Cash gifts to adult children
My wife and I would like to give $25,000 to each of our three adult children. We have the cash in a joint Schwab account and can easily transfer it to our joint checking account and distribute it to...
View ArticlePersonal Investments • 25 Y/O Investment Strategy
Hello Boglehead community. This is the 3rd year I've provided an investment update to the forum. This post is coming a few months later than I expected. A few things have come up at work and personal...
View ArticlePersonal Finance (Not Investing) • Does U.S. Government interest contribute...
Minnesota's standard deduction is subject to limitation per calculation on 2023 M1, Individual Income Tax Instructions page 14. Specifically referring to Worksheet A for Line 4 - Standard Deduction...
View ArticlePersonal Finance (Not Investing) • Spending in Retirement
I retired 3 years ago at age 60. I retired from a lucrative career with only intermittent stress. People don't usually leave the job I had and many seemed to die before retirement (federal workforce -...
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