Personal Investments • Can I do a back door Roth?
I had a simple IRA thru Vanguard that stopped being funded 5 years ago. I moved my office retirement plan to a 401k plan at that time. The simple IRA has set dormant in my vanguard account until this...
View ArticlePersonal Finance (Not Investing) • BofA Preferred Rewards/Premium Rewards or...
Long time reader, and have gotten lots of great tips from this site. I'm trying to decide between the BofA preferred rewards card with platinum honors (so 2.65% on everything and 3.5% on...
View ArticlePersonal Finance (Not Investing) • Help find flaws in retirement numbers
I’m currently on sabbatical and finding the idea of going back into the grinding work I was doing less than appealing. I’m considering early retirement, please help me identify any (financial)...
View ArticleInvesting - Theory, News & General • Finance and Investing Quotes
I wanted to start a thread for the sharing of investing quotes for fun and educational purposes , from any expert or author bogleheads seem worthy I’ll start it off:“ The illusion that we understand...
View ArticlePersonal Investments • Investing inherited deferred comp
I inherited 537K in a deferred comp. from my brother. I know I have 10 years to withdraw it. It is in Mission Square. I have a Schwab account, should I move it there or leave it. How should I invest...
View ArticlePersonal Consumer Issues • What's the deal with Zojirushi hot water boilers?
We drink a lot of tea in my house and have a cheap electric kettle that's on its last legs. A colleague swears by these Zojirushi water boilers. I looked them up and they cost upwards of $125. Despite...
View ArticlePersonal Consumer Issues • Vehicle Service Contracts Used Vehicles
Hello. I just bought a 2011 Toyota Tundra 4x4. It has 159,547 miles on it. It is on a Rebuilt, Salvage Title for an accident. It is repaired, Registered and Insured in California.I am very interested...
View ArticlePersonal Investments • Bond Funds Question...Again
I understand that Bond Funds are just a portfolio of individual bonds, constantly being traded to manage mix and duration expectations of the fund.What seems counterintuitive recently, though, is...
View ArticleInvesting - Theory, News & General • Point of Roth 401k contributions if...
The 401k plan at my employer allows pre-tax 401k contributions, Roth 401k contributions, and after-tax contributions with in plan Roth rollover (the so-called megabackdoor Roth). The former two...
View ArticlePersonal Investments • Recommend a Bond/Pref stock platform?
I'm looking for a platform where I can have a watchlist of bonds, baby bonds and preferred stock which will have columns For yield, YTC, YTM, Call date, maturity date etc...I'm trying to create it...
View ArticlePersonal Finance (Not Investing) • Closing a Credit Union Credit Card
I'm a member of a Credit Union that I really don't use anymore. I'd like to simplify my finances and close my checking and savings accounts with them, but my oldest credit card is a VISA card that is...
View ArticlePersonal Investments • 529 Plan - How much is enough? What ROR to assume?
Hey All, Was hoping to see everyone’s thoughts on this question. I have a 529 account for my 4 year old son with NY Saves (managed by Vanguard). Presently, there is $101,500 in the account and my wife...
View ArticlePersonal Investments • Retired: All Out on TSLA/NVDA/NVDL - 2 Fund Portfolio...
I recently moved to a nearly 90% Cash Position after selling the majority of my Tesla (TSLA) and more recently Nvidia Double Leverage (NVDL) positions via Covered Calls. Not rehashing here but there...
View ArticlePersonal Consumer Issues • Tile Roof Question
Our house has a concrete shingle roof that's 28 years old. We're getting bids to replace the "underlayment" under the tiles.We don't have any leaks, but since the underlayment has an expected lifespan...
View ArticlePersonal Investments • Separation of non-Roth and Roth in 401K
Previously my 401K did not allow separate investment for my non-Roth and Roth contributions. Now we are allowed to have two accounts in BrokerageLink to hold non-Roth and Roth contributions,...
View ArticlePersonal Investments • TDF to 3FP with 5(ish) years to go
Hi All-I really appreciate the wealth of info and different perspectives I have come across here. For various reasons, a fire has been lit to get more organized and simplified with our retirement...
View ArticlePersonal Finance (Not Investing) • Calculating how much umbrella insurance...
When figuring out how much umbrella insurance we should have, aside from totaling all of our retirement and general savings, should we also add in the value of our home?Statistics: Posted by ROIGuy —...
View ArticlePersonal Consumer Issues • Vanguard+Yubikey+Near Field Communication
I have just registered a new YubiKey at Vanguard but could not find a mention of whether Vanguard YubiKey supports NFC (Near Field Communication). Does any have any experience with this? I would like...
View ArticlePersonal Investments • Invest in dual health coverage to get HSA access?
I am debating if I should pursue dual health coverage for me and at least one of my children in order to get access to a HSA. We have traditionally been covered by my spouse's PPO plan which is pretty...
View ArticlePersonal Investments • Vanguard PAS and PlanVision on SS withdraw and Roth...
For members who signed up for PAS or PlanVision, I was wondering how did the do in terms ofWhen to claim social security.Roth Conversion.Even better if you also used something like Bolden or Parlana...
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