Personal Consumer Issues • Transfer from one phone to another - My Experience...
I am with GoogleFi.In 2018 I bought a Motorola phone from them. A few years later the front and back separated due to an expanding battery.In 2021 I bought another (updated) Motorola from them. Again,...
View ArticlePersonal Finance (Not Investing) • Zynlo Bank
I had been banking with Bank of the West(BotW), which recently was bought by / changed to BMO. Like most banks, BotW/BMO had poor interest rates for saving and even less on checking accounts. Earlier...
View ArticlePersonal Finance (Not Investing) • Do I get to re-retire if my portfolio goes...
Earlier this year I retired with a $3.2m portfolio spending $8000/month (3% withdrawal rate). I am 40 years old hence the conservative withdrawal rate.Recently my portfolio has increased to $3.3m....
View ArticlePersonal Finance (Not Investing) • Calculating stepped-up basis
Which figure is used for value of an inherited stock:OpenHighLowClose Adjusted closeMy guess is the adjusted close, but I can't find out for sure.Thanks.Statistics: Posted by Pacific — Sun Oct 13,...
View ArticlePersonal Finance (Not Investing) • Points and miles credit cards: useful long...
I've thought of trying out the Chase Sapphire Preferred card again because I fly United. But whenever I look, roundtrip, international business class tickets are 120k+ points. For a single ticket....
View ArticlePersonal Investments • Your thoughts on Pension Buyout offer?
All – appreciate your thoughts on the following two Pension buyout “opportunities” I need to decide on. Sum of both pensions is <5% retirement assets, so not hugely material to overall outcome, but...
View ArticlePersonal Investments • Rollover Roth IRA questions.
Hello, my first post here. I have a few questions.I have a Roth IRA with Capital Group with around 80k in it. My Uncle is a financial advisor and he is who set me up with it 8 years ago. My girlfriend...
View ArticlePersonal Investments • Help me pick what funds to make available in my solo401k
I can have 30 funds...any funds (I like Vanguard and Fidelity)...what would you add? Once I make it, I can't change it. It's only for me, no one else to worry about. My current investment policy...
View ArticlePersonal Investments • Paper stock certificates in estate.
I am a long time lurker first time poster. I have really enjoyed reading the forum over the years and have learned a lot. I have never felt the need to post I just liked to read through the banter...
View ArticlePersonal Finance (Not Investing) • Achieving a Better Life Experience (ABLE)...
The ABLE account is designed to provide tax advantaged funding for a disabled person like a 529 plan. I have a disabled family member and I am planning to fund this account. I am hoping that some BHs...
View ArticleInvesting - Theory, News & General • How to get coworkers excited about...
I ask my co workers sometimes about investing. They don’t know what a Roth IRA is and frankly, they seem like they couldn’t care less. I talked to them in person, I’ve sent them YouTube videos…and it...
View ArticlePersonal Investments • Portfolio Review
Emergency funds:six months of expenses in HYSADebt:LCOL state with $200K mortgage balance@ 3.785% rate. Tax Filing Status:Our CPA prepares our taxes and files married filed jointly most years. Tax...
View ArticlePersonal Investments • Spending portfolio to "zero"
I've been working hard over career, saving, investing, and now I want to spend as much to "zero".Closing in on age 55.Single, most likely no domestic partner in future.No children. No heirs.No debt....
View ArticlePersonal Finance (Not Investing) • Fidelity Now Allows Authenticator Apps
Sorry if this has already been posted. Have been away from the forum for a while.Saw a Reddit post tonight and just verified that Fidelity now allows you to use any authenticator app. I was previously...
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Personal Finance (Not Investing) • Prepping for House Purchase
My wife (31) and I (33), raising 2 kids (1 & 3), are starting to think about our first home purchase. Right now we are living in a spot that we want to settle down in and raise our family. We are...
View ArticlePersonal Investments • Am I missing any logic in this 401k overcontribution?
I changed jobs in the middle of this year so my old employer had a 40% 401k match while my new employer has a 50% 401k match. I tried to pull the money from the old employer out but the plan doesn't...
View ArticlePersonal Consumer Issues • Medicare D - Change plan again after selection?
With open enrollment opening tomorrow, I’ll switch planes based on the current drugs I take. If I change 2025 plans tomorrow, can I switch again to a different 2025 plan if I go on any new drugs...
View ArticleInvesting - Theory, News & General • Box Spread roll/rolling : Mechanics...
This approach to low rate loans backed by stock as collateral is interesting - have been reading and trying sims before jumping in.One question for the group - how does one execute the optimal box...
View ArticlePersonal Investments • New Retiree Seeks Assistance With Jumbled Portfolio
Hello Everyone,I am a long time lurker here, and have learned much from this community. I'm amazed at the range of expertise and knowledge of y'all. I would appreciate any suggestions, comments,...
View ArticleInvesting - Theory, News & General • Simple charting tool - How to...
I need a simple charting tool (preferably free) to compare the returns of different investments over years. The investments I'd like to compare at the moment are VTSAX and VUSXX. Maybe even add some 3...
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