Personal Consumer Issues • Navigation no longer shows traffic?
Hello to the Forum.I have a 2019 Lincoln MKC with 54k miles. A few months ago the navigation stopped reporting traffic on the route and no longer factored in traffic when setting a destination route....
View ArticlePersonal Finance (Not Investing) • To HSA or not to HSA
Hello all,It's benefit election time and I am considering an HDHP more fully this time around as I have recently heard the wonders of the HSA. However I'm not sure if it's right for me or I should...
View ArticlePersonal Finance (Not Investing) • Portfolio withdrawals- not retired?
I am around 50 and have an opportunity to go part time which may not come again. This opportunity would enable 2-3 day workweeks. I would keep all benefits including medical. This would potentially...
View ArticlePersonal Finance (Not Investing) • Is this a normal practice among real...
BHs:I went to look at a property today. When I met the seller's agent at the door after speaking to him on the phone and letting him know that I don't have an agent yet, he surprised me by pulling out...
View ArticlePersonal Investments • Vanguard Wealth Management replacing Flagship Select?
I noticed when I signed into my account today that there was no mention of Vanguard Flagship Select anymore. Instead, I see something called "Vanguard Wealth Management" in a big red circle looking...
View ArticlePersonal Investments • Do Vanguard Life Strategy and Target Fund change their...
I am curious. Do Vanguard's Life Strategy and Target fund change their fund composition over their lifetime. I am not talking abou target's fund getting more conservative, but that they change the...
View ArticlePersonal Finance (Not Investing) • Fidelity won't let me buy an ETF after hours?
I just opened a Fidelity brokerage account. It says that I can't purchase an ETF right now because it's not normal market hours? I've been using Vanguard for years and have never seen anything like...
View ArticlePersonal Consumer Issues • Do I need a new water pressure regulator?
I was told by a plumber that water pressure regulators help prevent pinhole leaks and water hammer. I've had a few pinhole leaks so this caught my attention. Also, some mild water hammer exists at one...
View ArticleNon-US Investing • One fund options for Europeans
It seems Vanguard LifeStrategy is the only one-fund option for Europeans?Or is there a competitor with a lower TER than 0.25%?I don't have a tax advantaged account and have to pay 19% on any dividends...
View ArticleInvesting - Theory, News & General • Turbocharged tax loss harvesting via...
Any thoughts on this article in Bloomberg? Seems to be a variant of TLH direct indexing but creating larger losses than direct indexing (and of course more fees)Their Goal to be generating after tax...
View ArticlePersonal Finance (Not Investing) • If you self-insured for health, how did it...
I decided to look for an HSA-eligible plan on the ACA this year after passing the eligibility criteria. Unfortunately, there is none listed when I apply the HSA filter and I wonder why.My...
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Personal Finance (Not Investing) • Can't log in into TreasuryDirect
I can't log into TreasuryDirect. When I enter my account number, I didn't get the OTP. And when I tried an old OTP or clicked on the link to re-send an OTP, it says TreasuryDirect is unavailable. Is...
View ArticlePersonal Investments • Portfolio Review: Starting late, Seeking Boglehead...
Just hit my first year anniversary with an adult job. Yes, I know late in the game at 34. Hopefully, I can catch up. Emergency funds: 8k checking. 355,000 in VUSXX (More for down payment for a house...
View ArticlePersonal Investments • Wash Sale Avoidance Advice
So I recently started getting back into being more involved in my investments. I'm 36 years old and one thing I was reading today was regarding not keeping the same fund in both a taxable and tax...
View ArticlePersonal Consumer Issues • Used EV from Hertz
[Topic is now in Personal Consumer Issues - car purchase. Thank you to the member who reported it and explained what was wrong. mod mkc]I have read that Hertz is selling off their EV fleet over the...
View ArticleInvesting - Theory, News & General • Searched but can't find answer...
Searched but can't find answer anywhere: what would happen to iBonds in the unlikely (unprecedented) case of U.S. debt default? Hard to answer since obviously that has never happened, but just want to...
View ArticlePersonal Finance (Not Investing) • gift to kids to get homes
We're looking to gift each of 2 children $1 million each for a home. We live in Seattle area and WA state has an estate tax starting at $2.2 million. Our financial assets are $5.85 million. We are 65...
View ArticleInvesting - Theory, News & General • Mutual funds/ETFs that allow proxy...
I've heard that some mutual funds or ETFs allow you to specify how you want your underlying shares to vote (not specifically, but you get a few general choices/strategies). For example:Vanguard:...
View ArticlePersonal Investments • TIPS in retirement
Just retired at 69. Anything is possible, but not expecting a 30 year retirement (suppose I could tap into home equity 25 years from now if needed). Plan on having an approximate 60/40 portfolio....
View ArticlePersonal Finance (Not Investing) • Roth withdrawal order - first conversion...
I see a lot of topics on this, but I can't seem to get a clear answer either way.I'm stuck with a $30k non-qualified Roth distribution due to a violation of the 12 month indirect rollover rule. I'm...
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