Personal Investments • Portfolio Review - Few Questions for 3 Generation...
Hi, Our family includes a parent in law with minimal assets whose retirement we plan to fund/help. Also had a few other questions I was inspired to ask after reading several other members' portfolio...
View ArticlePersonal Investments • Retiring before 59.5?
I’m hoping to be able to retire in about 7 years at age 56. My wife is eligible for retirement from a government job at that point, she will be 60. The question for me is right now I have most of my...
View ArticleNon-US Investing • Log on problems
Getting this message when I try to log on to Vanguard website using Google Chrome. "The webpage at https://personal1.vanguard.com/mnt-prof ... -settings/ might be temporarily down or it may have moved...
View ArticlePersonal Finance (Not Investing) • Whole life insurance cashout
My mother was sold a $5,000 whole life policy on me when I was 11. When I was 23, she wanted me to take over the policy. I declined, and advised her to cash out the policy for whatever the payout...
View ArticlePersonal Finance (Not Investing) • [US Bank Investment Corp IRA incoming...
I have more than $100k in Roth IRA all in VTI in Merrill Edge what I want to do an in-kind transfer over. On the phone, the rep from US Bank Investment Corp said I could open an self-directed IRA on...
View ArticlePersonal Finance (Not Investing) • Trusts- the basics
Newbie to trusts and estates.Under what circumstances would a married couple with no kids or dependents, and who plans to spend their earnings down, need or benefit from a trust?How would a trust...
View ArticleInvesting - Theory, News & General • Am I misunderstanding VTI dividend...
Looking at VTI (per https://personal1.vanguard.com/pdf/PIDIVDAT_2024.pdf ), Vanguard says:2024 RECORD DATE: 12/23/242024 REINVEST AND/OR EX-DIVIDEND DATE: 12/23/242024 PAYABLE DATE: 12/26/24Based on...
View ArticlePersonal Investments • Widowed mother-in-law was sold a non-qualified...
My 80 yr old mother-in-law lost her husband nearly 15 yrs ago. He had purchased a "CD-type" 6 yr fixed annuity that expired in '09 after his death. Their financial advisor met with her upon expiration...
View ArticlePersonal Investments • Pause Plan to Add International
Wife and I have a total combined portfolio of ~$263k across all retirement accounts. Started from zero five years ago. This is comprised of about 10% TIPS MM fund which functions as our emergency fund...
View ArticlePersonal Investments • 401K fund selection options
Hello, I am looking to select funds for my 401K. If possible, I want something that (1) approximates total US equity market and (2) total ex-US equity market. But I don't want to out myself into bad...
View ArticlePersonal Investments • Vanguard Brokerage Mutual Fund Exchange Feature
I had a phone conversation with Vanguard today because I was trying to determine if there was a way to perform a multiple-fund exchange in a brokerage account. The mutual fund platform was extremely...
View ArticlePersonal Investments • Starting out with IRA because your employer doesn't...
I have a relative who works for an employer with no 401K plan. The person is in the 12% tax bracket. Since 401K is not available, what vehicle should this person pick to invest for retirement? Assume...
View ArticlePersonal Consumer Issues • Changed my mind
In our never ending pursuit of learning, education, and wisdom, we often change our minds when presented with new data, news, facts, or evidence. I have recently changed my mind on the topics below...
View ArticlePersonal Finance (Not Investing) • Debit payoff question after following...
Original thread: viewtopic.php?p=8098849#p8098849PA resident with a 5.99% 15 year mortgage and a new rav4 hybrid with a 3.99% interest rate for 36 months. Just had our second kid which she will be...
View ArticlePersonal Investments • What age for market basics?
At what age did you first learn the differences between the Dow Jones, S&P 500, Nasdaq, and Russell 2000?Statistics: Posted by gazebo girl — Fri Nov 22, 2024 6:11 am — Replies 2 — Views 72
View ArticlePersonal Finance (Not Investing) • BCBS Blue-to-Blue anyone?
Has anyone had direct experience with a BCBS Medigap Blue-to-Blue switcheroo? Can you really, without underwriting, switch from Plan G-HD to Plan G? Or, as I suspect, can you only downgrade? (This is...
View ArticlePersonal Finance (Not Investing) • Career change/pension advice
Good morning everyone, I'm a city police officer with a lopfi pension, which takes 10 years to be vested. In February I will be vested in the pension, however it would be about 30% of my top 3 pay...
View ArticlePersonal Consumer Issues • LG Studio Double 30" Wall Oven #WDES9428F -...
Hi Fellow Bogleheads,Considering this double oven. Semi-serious cook here who cares about even, consistent temperature and cooking process for quality outcomes. The most common complaint I can find is...
View ArticlePersonal Finance (Not Investing) • New IRS RMD regulations released 7/19/2024
I read several articles regarding these changes, but I'm still confused as to what actually applies to Tax year 2024. The two changes I am specifically interested in are:(1) Any beneficiary can...
View ArticlePersonal Investments • Tax vs Retirement % if we retire in a country with...
Hello! We have been following the Boglehead's priority of investment since we arrived in NYC in 2013. However, we are not sure if max out the 401k contributions every year makes sense. Our AGI is...
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