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Personal Investments • Did My Fidelity Rep Fire Me?
DW & I, both have accounts at Fidelity plus our joint brokerage. Together, we have a sizable amount of $$'s serviced by Fidelity. For many years, we have had a local office Fidelity Rep assigned...
View ArticleNon-US Investing • US citizen living in Portugal - best practices for...
Sorry if this has been covered before, I'm pretty new to all of this, and not sure what to even search for in this forum. I am looking for some advice and best practices for managing our 401K and US...
View ArticlePersonal Consumer Issues • Oil Furnace Service Contracts
[Topic is now in Personal Consumer Issues - mod mkc]Is an oil service contract worth the cost, 382.81 per year? My furnace is 7 years old, no issues. My concern is getting it fixed during the winter...
View ArticlePersonal Consumer Issues • Anyone shipped a small package to Belgium or EU?
BHs:I am in the process of returning a small item (mouthpiece for a saxophone) weighing ~ 0.25 pounds. I am considering DHL. Are there any other reputable and cost effective carriers that you have...
View ArticlePersonal Investments • 100% TIPS (standard, not short) option in 529s - which...
Hi,I am trying to work out which states' 529s still offer a "standard" TIPS (5-7 yr form) 100% option. Ohio has gone over to the short term TIPS, New York has just dropped the 100% TIPS option...
View ArticlePersonal Investments • Allocation of Cash Strategy
I have a material amount of cash (~$450K) currently sitting in SPAXX earning around 4% and I'm looking for input on how to best allocate the cash.This is what I currently have earmarked:1. $25K...
View ArticlePersonal Finance (Not Investing) • What Would You Do If Social Security Went...
There is often chatter about the removal of social security, changes to social security, or that it may only be able to pay out 75-80% of what it needs to down the road. Because of this sub, I've...
View ArticlePersonal Finance (Not Investing) • wise international transfer -- strange issue
i signed up to wise.com this morning and used it for the first time to make a transfer from my u.s. bank to my foreign bank. the funds arrived in the foreign bank account within an hour, and i don't...
View ArticlePersonal Consumer Issues • Mold detection and abatement
Hi All,Members in our household are experiencing symptoms related to mold exposure. Our next step is for our house to undergo a mold inspection and testing that will be done early next week. I am...
View ArticlePersonal Finance (Not Investing) • Do you keep hard copies of your account...
Hi - it's never occurred to me that I do all of my investing digitally and I don't have a shred of paper that says I own any of the investments I have. Do you regularly print out hard copies of your...
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Non-US Investing • [Argentina] Looking for advice on my first investment
Hello, I’m looking to invest long-term to save for my retirement/future house. I’m a 19 y/o argentinian, I know next to nothing about investing/finance and honestly I would prefer to mostly keep it...
View ArticlePersonal Investments • My research on "where to park large amount of...
I sold a house recently and got a good amount of cash. I want to find a good place to park it, then DCA it into S&P over 5 years.The best strategy has probably been discussed here a million times...
View ArticlePersonal Finance (Not Investing) • High Deny Rates of United Healthcare,...
Dear friends,Because of the high-profile death of the CEO, there are a lot of articles about the higher deny rates of United Healthcare. We have GEHA HDHP and this gives me pause. We have not been...
View ArticleForum Issues and Administration • medical insurance claims
I have highlighted an issue to Moderators. I am sure the poster had innocent intentions and may actually have posted before the tragic events.Nonetheless I submit we probably shouldn't talk about this...
View ArticlePersonal Finance (Not Investing) • Does anybody use CIT savings?
I noticed they're offering 4.55% on the high-yield savings account, although I suppose that could be a teaser rate. Does anyone have any experience with them?Statistics: Posted by FrankinFl — Fri Dec...
View ArticlePersonal Finance (Not Investing) • Is it worth paying insurance on shipping?
If you are shipping replaceable items that cost several hundred to a thousand dollars, is it worth paying to insure up to that value? Shipping insurance seems pretty expensive and I can't remember...
View ArticlePersonal Finance (Not Investing) • Withdrawal strategy to avoid NIIT
I am probably going to need to make a significant withdrawal from my taxable brokerage account next year. Based on my tax projections that will cause me to owe $2140 NIIT on my 2025 tax return. I...
View ArticlePersonal Investments • Roth conversion in up market?
You can see a lot of googled results of advantages of converting to Roth when the market is down. If the market goes up dramatically (as in the last year), is a Roth conversion in hindsight a bad...
View ArticleInvesting - Theory, News & General • Different SWR for Taxable vs IRA
I’m now going through the videos of the 2024 Bogleheads conference and they are great. Than you so much to the folks who do everything to make them available to us. In this video with Bill Bengen (the...
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Personal Investments • First time investing and desperately seeking help
Hey everyone! This is my first time here so please be patient with me because I have no clue what I’m doing . I NEED HELP!!!! I am a 53 yr old widow who recently lost her husband several years ago. He...
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