Personal Investments • Roth IRA 2025
Thanks in advance for any help.For 2025 I find myself in some new territory, I am out on disability (company policy) and the majority of my income will be nontaxable. If I do not return to work, I...
View ArticleInvesting - Theory, News & General • Is there a preferred time of day, or...
Just curious if there is some rationale of a preferred time of day, or day of the week to make trades. I know, I know...no market timing. But I've heard some lore about avoiding the first hour of the...
View ArticleInvesting - Theory, News & General • VITA tax preparer volunteer for 2024...
Hi,I have done the VITA volunteer work before pandemic and stopped since then, I want to restart.I have completed these 2 tests, the material pdf was right there on the test page.2024 Volunteer...
View ArticlePersonal Finance (Not Investing) • From what source should I pull $100k?
For reasons that aren't relevant to the financial discussion, we might need to come up with approximately $100k in cash. This is something I've known about for a while, and I will hopefully know an...
View ArticleInvesting - Theory, News & General • Vanguard Email about voting my shares
Yesterday I received an Email, purportedly from the Vanguard Group, asking me to vote my shares. The Email had two links to click on to proceed. I am always suspicious of incoming E mails I’m not...
View ArticlePersonal Investments • Selling Advice
I have about $340k in a taxable brokerage account (3-fund portfolio) with Vanguard. I'm currently going through a divorce and I need to sell about $180k of the investments for a downpayment on a...
View ArticlePersonal Investments • Roth conversion or not
I am 69, DW 67. Both recently retired this year. Both have been receiving SS for the past couple of years now totaling about 42K. Each IRA has about 125K, 30K of which in each are in stock index funds...
View ArticlePersonal Finance (Not Investing) • Charitable Remainder Trusts
I'm considering a CRT as a possibility for a portion of my estate. Does anyone have experience with this? In particular, I'm interested in how to set one up, who the trustee would be and the fees that...
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Investing - Theory, News & General • Everybody Loves FRED - by keeping it...
Fans post about him on social media. Swag bearing his name sells out on the regular. College professors dedicate class sessions and textbook sections to him. Foreign government officials have been...
View ArticlePersonal Finance (Not Investing) • What are the Schwab Planning Resources
Recently, I played with Schwab's retirement calculator at https://client.schwab.com/app/accounts/ ... calculator. I sent some constructive criticism. In my opinion, the calc is not great compare to...
View ArticlePersonal Investments • Helping someone who might know too little
Many of us often recommend a 3 fund portfolio or a target fund to someone on this forum, but the other person may not actually know what they are investing in. Target fund in particular can be...
View ArticlePersonal Finance (Not Investing) • Washington State Death Tax and possibly...
My mom is on hospice with possibly a few months to live. My dad is 83 and in decent health.Washington state has an estate tax with an exemption of 2.193million. The inflation index tied to this law no...
View ArticlePersonal Consumer Issues • At What Age Did You Become Less Physically Capable?
Currently retired at age 53 and we are trying to start a farm. We bought some acreage that needs to be cleared, so I'm often doing forestry work; chainsawing and felling trees, cutting up trees,...
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Personal Investments • 2024 Small cap taxable small $ account - VBR/AVUV?
Hi there! 25 years old trainer here So I have my non taxable locked account (That is what americans call Roth?) tracking the SP500.I have just finished setting up an emergency fund with 3 months of...
View ArticlePersonal Finance (Not Investing) • Advice requested - retirement account...
With the end of year approaching, I'm mulling over a couple options and was hoping I might get some advice. BackgroundEarly 50s. My spouse and I each have a rollover tIRA from a former employer - both...
View ArticleNon-US Investing • [OPINION] Bond ETF x Bond Pension Fund - Portugal
Hey Bogle buddies,This is my second post here. I discovered the forum after reading the Bogleheads’ books and a couple of books by John Bogle. I really resonate with his philosophy, and my portfolio...
View ArticlePersonal Finance (Not Investing) • Prepaid credit cards or debit cards for...
So I have been thinking about having pre paid credit cards or debit cards for the kids. They are in early teens.Many of their friends have credit cards and Apple Pay I am thinking of giving their...
View ArticlePersonal Finance (Not Investing) • Best books on estate planning
Hi. I looked up estate planning books, and I found a lot. Does anyone have a good recommendation? Thanks.Statistics: Posted by NostraHistoria — Sat Dec 07, 2024 7:53 am — Replies 3 — Views 210
View ArticlePersonal Finance (Not Investing) • Does BofA offer alerts when a credit card...
When I pay my BofA credit card, it doesn't send an email, text, or alert saying "thanks for your payment" like every other credit card issuer. I only get an email when the payment posts, which (with...
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Personal Investments • Approximating total stock market with three funds:...
Hi all,First of all, thank you in advance for reading and advising. My first supposedly Boglehead move was to slice up the total US market into big, mid, and small cap mutual funds (and also have some...
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