Personal Finance (Not Investing) • Retirement: From where to pull and in what...
Would love for BH folks to opine on the question "From where to pull and in what order?" for an example couple, each aged 50 (one not working, the other wants to stop sometime in 2025).Round example...
View ArticlePersonal Consumer Issues • Best luggage for multiple suits
Ok I have what I think is an unusual work wardrobe issue. I work remotely and can mostly wear pajamas every day if I need to. HOWEVER, I also travel maybe 5-6 times per year, often to conferences or...
View ArticlePersonal Investments • Diversification/Tax Math Help
Of our total funds marked for retirement, about 30% is in a single stock as deferred comp at this point (RSUs, Alphabet).I'm trying to construct some math to help me understand the risk/tax...
View ArticlePersonal Finance (Not Investing) • Frontloading a 529 Plan
I have opened up 3 new 529 accounts for newly acquired grandchildren. I want to front load the accounts. I understand I can front load up to 5 years without gift tax consequences which means I can...
View ArticlePersonal Finance (Not Investing) • are there any places that charge less for...
Note: This is a consumer question of how to update lenses at low cost, not a medical question Hi,I went for eye exam and was told to change the lenses due to change in the lenses power needed. It...
View ArticlePersonal Investments • Vanguard's VOO ETF and Fidelity
Is there a Fidelity equivalent to Vanguard's VOO?Statistics: Posted by wilsonbh — Wed Dec 18, 2024 10:17 am — Replies 4 — Views 204
View ArticlePersonal Consumer Issues • Phone Insurance vs Self Insuring
I have a Verizon plan and pay for the insurance which I have used several times. Perhaps 4 or 5 over the last 10 years. I usually have a mid-range priced phone. I'm still using a fully paid for Google...
View ArticlePersonal Finance (Not Investing) • How to resolve an irrevocable trust in...
My father died in June 2023. I am trying to close his estate. He had everything in a trust. I did returns for 2023. I am trying to distribute some remaining assets in Vanguard. But now I have learned...
View ArticlePersonal Investments • Randomly generated rates of return while simulating...
I know stock returns are not normally distributed. Acknowledging this fact, can someone please shed some lights whether my thought process (shown below) makes sense and if I'm being too...
View ArticlePersonal Finance (Not Investing) • Take the deduction now or get more social...
I was just wondering if it makes sense NOT to claim every single business deduction I’m eligible for on Schedule C when I file my federal income taxes, with the aim of paying higher payroll taxes now...
View ArticlePersonal Finance (Not Investing) • IRMMA and and independent trust
Question:Would the investment income from a GST trust which files its own tax returns be included in our income for IRMMA calculation purposes?The trust was set up in a will but does not have its own...
View ArticlePersonal Finance (Not Investing) • Tax Question: MAGI and Roth Conversions
I'm running into a tax situation for 2024 that I'm not able to wrap my head around and would appreciate if someone could help me understand what exactly is happening. Backstory on my Question:Illinois...
View ArticlePersonal Investments • 529 Plan - Good idea for me?
Hi all, I am 31 and see myself getting married in next year. Do not have any kids but have discussed with my partner having 2 kids in the next 4-5-6 years. I have started exploring 529 plans. My main...
View ArticlePersonal Investments • Worth it to switch VUG -> SCHG in taxable account?
Hello everyone! I have accumulated 50K in my taxable brokerage account in VUG. Recently - after some research, I am convinced SCHG is a better growth fund in terms of diversification, short term/long...
View ArticlePersonal Investments • Fidelity Margin Account
If I add margin, I can sell stock A buy B, and sell B buy C on the same day without any violation, right?Statistics: Posted by well9boy9 — Thu Dec 19, 2024 10:36 am — Replies 0 — Views 48
View ArticlePersonal Investments • Transfer money between accounts at Vanguard
I have a quick question and need some help/suggestions.I have an ira retirement brokerage account and another non retirement brokerage account.I know that when i sell mutual funds i need to pay taxes...
View ArticleInvesting - Theory, News & General • VBTLX NAV lower with falling...
The fall in the NAV of bond funds in recent years was still somewhat painful to experience even for those who understood the possibility that the NAV would fall by the increase in interest rates x the...
View ArticlePersonal Finance (Not Investing) • How do Independent and Successor Trustees...
Our family is in the processes of setting up an estate plan for purposes of NY state estate taxes and to avoid probate. Right now the money will go into revocable credit shelter trusts with the...
View ArticlePersonal Investments • Asset Transfer and Dividends
I have an in-kind asset transfer that is “in process” and is supposed to be complete over the next several business days. This overlaps with the dividend record date, ex-date, and distribution date...
View ArticlePersonal Investments • Google Sheets, GoogleFinance(), and VFSAX not quoting
Anybody know why the Google Sheets function GoogleFinance() isn't quoting a price for VFSAX for the last 2 days?=GoogleFinance(B17,"price")where B17 is VFSAX, is returning a #N/A.All other funds in my...
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